Gavop shows you how to buy homeowners insurance in Southwick, MA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Southwick, MA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Echo Rd, Concord Rd, Granville Rd, Falconcrest Dr, Ridgeview Ter, Lincoln Rd, Brayton Dr, Liberty Ln, Bungalow St, Laurel Ridge Rd | $191,500 | $180,000 | $200,000-$250,000 | $165,500 | $150,000 | $125,000-$150,000 |
| Island Pond Rd, Crystal Dr, Wynnfield Cir, Fred Jackson Rd, Humming Bird Holw, S Village, Secluded Rdg, Salem Rd, Tammy Rd, Grandview Ter | $353,500 | $330,000 | $300,000-$350,000 | $182,500 | $150,000 | $200,000-$250,000 |
| Rising Corner Rd, Granaudo Cir, Wood St, Barbara Rd, Deer Run, Crescent Cir, Chapman St, Lindsey Ln, Pine Rd, Island Pond Way | $158,500 | $140,000 | $175,000-$200,000 | $151,000 | $130,000 | $150,000-$175,000 |
| Pineywood Rd, Hillcrest Rd, Summer Dr, Cody Ln, College Hwy, Bugbee Rd, Lindsay Ln, George Loomis Rd, Congamond Rd, Feeding Hills Rd | $167,500 | $150,000 | $125,000-$150,000 | $118,500 | $100,000 | $100,000-$125,000 |
| Tannery Rd, Reservoir Rd, Amberleaf Way, Blackberry Crescent Cir, Coes Hill Rd, Congamond Rd, Kimberly Dr, Fernwood Rd, Gloria Dr, Hunters Ridge Cir | $271,000 | $250,000 | $250,000-$300,000 | $106,000 | $100,000 | $100,000-$125,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$76 | $768 |
| Home and Two Car | -$135 | $709 |
| Home and Three Car | -$203 | $641 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Hampden County | $1,000 | $899 | $1,899 | $653 | $1,653 | $246 |
| Southwick, MA | $2,500 | $834 | $3,334 | $606 | $3,106 | $228 |
| Farmington, CT | $100 | $989 | $1,089 | $719 | $819 | $270 |
| Peru, MA | $2,500 | $909 | $3,409 | $661 | $3,161 | $248 |
| Coventry, CT | $300 | $829 | $1,129 | $602 | $902 | $227 |
| Union, CT | $1,500 | $1,295 | $2,795 | $941 | $2,441 | $354 |
| Meriden, CT | $300 | $911 | $1,211 | $662 | $962 | $249 |
| Woodstock, CT | $2,500 | $837 | $3,337 | $608 | $3,108 | $229 |
| South Windham, CT | $500 | $813 | $1,313 | $591 | $1,091 | $222 |
| Oakham, MA | $700 | $1,136 | $1,836 | $826 | $1,526 | $311 |
| North Branford, CT | $200 | $902 | $1,102 | $655 | $855 | $246 |
| Killingworth, CT | $2,000 | $1,051 | $3,051 | $764 | $2,764 | $287 |
| Home Insurance Company Southwick, MA | Homeowners Insurance Agency Southwick, MA | Address | Popularity Score | Distance from Southwick (miles) |
|---|---|---|---|---|
| Travelers | Ross Insurance Agency Inc | 150 Lower Westfield Rd Ste 2, Holyoke, MA, 1040 | 10.7 | |
| Travelers | Mid State Insurance Agency | 93 Stafford St Ste 2, Worcester, MA, 1603 | 49.8 | |
| Travelers | Marc Alkes Insurance | 1405 Main Street, Worcester, MA, 1603 | 49.2 | |
| Liberty Mutual Independent | Foley Insurance Group Inc. | 37 Elm St, West Springfield, MA, 1089 | 8.8 | |
| Liberty Mutual Independent | Haberman Insurance Group | 95 Ashley Ave , West Springfield, MA, 1089 | 9.9 | |
| Travelers | Mid State Insurance Agency | 93 Stafford St, Worcester, MA, 1603 | 49.8 | |
| Travelers | Bates Fullam Insurance Agency | 975 Elm St, West Springfield, MA, 1089 | 8.9 | |
| Travelers | Mcclure Insurance Agency | 103 Van Deene Ave, West Springfield, MA, 1089 | 8.6 | |
| Travelers | Forrest Insurance Agency | 603 North Main Street, East Longmeadow, MA, 1028 | 12.6 | |
| Travelers | Goodworks Insurance | 708 Park Ave, Worcester, MA, 1603 | 50.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Massachusetts | $352,600 | $1,410 | $940 | $1,950 | $1,010 |
| Hampden County, MA | $198,500 | $910 | $610 | $1,290 | $680 |
| Southwick, MA | $290,200 | $844 | $620 | $1,170 | $550 |
| Farmington, CT | $327,900 | $1,001 | $690 | $1,410 | $720 |
| Peru, MA | $185,800 | $920 | $670 | $1,260 | $590 |
| Coventry, CT | $243,500 | $839 | $570 | $1,160 | $590 |
| Union, CT | $292,100 | $1,311 | $900 | $1,860 | $960 |
| Meriden, CT | $173,100 | $923 | $620 | $1,280 | $660 |
| Woodstock, CT | $247,500 | $847 | $620 | $1,160 | $540 |
| South Windham, CT | $137,800 | $823 | $590 | $1,170 | $580 |
| Oakham, MA | $278,200 | $1,150 | $770 | $1,630 | $860 |
| North Branford, CT | $281,800 | $913 | $650 | $1,270 | $620 |
| Killingworth, CT | $369,200 | $1,064 | $730 | $1,480 | $750 |