How Can I Make My Marion, IA Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Marion, IA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Estimate Appropriate Marion, IA Home Insurance Coverage Levels | Back to Top
| Marion, IA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Marion Blvd, Westview Dr, Benton-Linn Rd, Brougham Rd, White Rd, 26th Street Dr SE, Palo Marsh Rd, Huntington Ridge Rd NE, Emerald St, Morrison Dr | $169,000 | $160,000 | $150,000-$175,000 | $137,500 | $110,000 | $125,000-$150,000 |
| Alice Rd, Park Ln SE, Beryl St, Barrett Rd, Rolling Glen Dr, Valleyview Ct, Brougham Rd, Timberlake Ct, Linda Sue Ave, Prairie Chapel Rd | $243,000 | $210,000 | $200,000-$250,000 | $107,500 | $100,000 | $75,000-$100,000 |
| Valley View Dr SE, Acacia Dr NE, Old Ferry Rd, Dairydale Ct SE, Timbercrest Dr, Chesterfield Rd, Spring Green Ct, Greenfield Ct NE, Weakland Ln, Eagleview Dr | $189,000 | $160,000 | $200,000-$250,000 | $142,000 | $120,000 | $125,000-$150,000 |
| Pleasantview Dr, 35th Street Dr SE, Mohawk Ave, Parkland Dr SE, Collie Ct, Co Hwy W36, 11th St, Toddville Rd, 41st St NE, Timber Ridge Trl | $146,000 | $130,000 | $150,000-$175,000 | $163,500 | $140,000 | $125,000-$150,000 |
| Hutton Hill Dr, 17th Ave, Tory Ln, Cedar River Dr, Cedar Crest Dr, Parkdale Ln NE, Churchill Ct, 48th St, 27th Ave, 35th Street Dr SE | $182,500 | $170,000 | $150,000-$175,000 | $170,500 | $150,000 | $175,000-$200,000 |
| Iowa Ave, Squaw Creek Cir, Morgan Bridge Rd SW, Homewood Ln NE, Quail Trl NE, Rock Ridge Rd NW, Hilltop Rd, Teakwood Ln NE, Leafy Ct SE, Silver Oak Trl | $175,000 | $150,000 | $150,000-$175,000 | $161,000 | $140,000 | $175,000-$200,000 |
| Clemens Ln, Morris Hills Rd, Pin Tail Dr NE, Chestnut Dr, James Dr, Tower Terrace Rd, Grant Wood Forest Ln, 31st St, 16th St, Co Trunk Rd E45 | $110,000 | $100,000 | $100,000-$125,000 | $87,000 | $80,000 | $75,000-$100,000 |
| Homewood Ln NE, Springwood Pl NW, Onyx Ave, Emerald Ct, Country Hill Ln NE, Robert Ct, Free Bird Ct, Valley Park St, Wood Grove Rd, N Park Pl NE | $121,000 | $110,000 | $100,000-$125,000 | $95,500 | $80,000 | $75,000-$100,000 |
| 50th St, Korff Rd SE, 25th Street Dr SE, Summerland Ridge Rd NE, Cottage Grove Ave SE, Idaho St SE, Chandler Ct, W Knoll Dr, Valley View Dr, Kacena Ave | $157,000 | $130,000 | $125,000-$150,000 | $176,000 | $150,000 | $150,000-$175,000 |
| Industrial Ave, Fletcher Rd, Vernon Hill Rd, Quail Trl NE, Front St, Paladin Dr, Blake Blvd SE, 25th St, 25th Ave, Lyons Ln | $197,000 | $160,000 | $150,000-$175,000 | $131,000 | $110,000 | $100,000-$125,000 |
Estimate your Savings with Home Insurance Discounts in Marion, IA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$149 | $726 |
| Superior Protection Discount | -$87 | $787 |
| Fire & Security Discount | -$96 | $778 |
| Hail Resistant Roof Discount | -$17 | $857 |
| Newly Constructed Home Discount | -$254 | $621 |
Choose the Right Deductible for your Marion, IA Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Linn County | $2,000 | $831 | $2,831 | $604 | $2,604 | $227 |
| Marion, IA | $2,000 | $864 | $2,864 | $628 | $2,628 | $236 |
| Cedar Rapids, IA | $300 | $797 | $1,097 | $579 | $879 | $218 |
| Walford, IA | $1,500 | $980 | $2,480 | $712 | $2,212 | $268 |
| Milo, IA | $200 | $1,021 | $1,221 | $742 | $942 | $279 |
| Gower, IA | $1,000 | $1,106 | $2,106 | $803 | $1,803 | $302 |
| Manchester, IA | $400 | $671 | $1,071 | $487 | $887 | $183 |
| Coffins Grove, IA | $1,000 | $833 | $1,833 | $605 | $1,605 | $228 |
| Springfield, IA | $100 | $659 | $759 | $479 | $579 | $180 |
| Honey Creek, IA | $700 | $846 | $1,546 | $615 | $1,315 | $231 |
| Bankston, IA | $100 | $827 | $927 | $601 | $701 | $226 |
| Waterloo, IA | $700 | $709 | $1,409 | $515 | $1,215 | $194 |
Identify Top Home Insurance Agents near Marion, IA | Back to Top
| Home Insurance Company Marion, IA | Homeowners Insurance Agency Marion, IA | Address | Popularity Score | Distance from Marion (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Bouslog Insurance | 360 7th Ave, Marion, IA, 52302 | 2.8 | |
| State Farm | Kari Klien | 3011 Johnson Ave Nw, Cedar Rapids, IA, 52405-4628 | 9.6 | |
| State Farm | Heath Kilpatrick | 5200 Fountains Dr Ne Ste 108, Cedar Rapids, IA, 52411-6612 | 8.4 | |
| Liberty Mutual Independent | United Insurance Agencies | 80 W 8th Ave, Marion, IA, 52302 | 3.0 | |
| State Farm | Steve Hubbard | 213 E San Marnan Dr, Waterloo, IA, 50702-5839 | 48.7 | |
| State Farm | Shawn Devries | 4837 1st Ave Se Ste 100, Cedar Rapids, IA, 52402-3226 | 3.7 | |
| Allstate | David Redlinger | 955 29th Ave Ste B, Marion, IA, 52302 | 1.9 | |
| State Farm | Dale Thompson | 1450 Boyson Rd Bldg C, Hiawatha, IA, 52233-2340 | 6.6 | |
| State Farm | Terry Ebaugh | 1221 Park Place Ne, Cedar Rapids, IA, 52402-2019 | 5.0 | |
| State Farm | Willie Caldwell | 2000 1st Ave Ne Ste 200, Cedar Rapids, IA, 52402-6300 | 6.0 |
Compare Rates for Marion, IA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Iowa | $137,200 | $829 | $590 | $1,140 | $550 |
| Linn County, IA | $150,600 | $841 | $580 | $1,200 | $620 |
| Marion, IA | $167,600 | $875 | $590 | $1,230 | $640 |
| Cedar Rapids, IA | $138,500 | $807 | $550 | $1,150 | $600 |
| Walford, IA | $206,000 | $992 | $720 | $1,400 | $680 |
| Milo, IA | $229,200 | $1,033 | $710 | $1,480 | $770 |
| Gower, IA | $281,700 | $1,119 | $770 | $1,540 | $770 |
| Manchester, IA | $107,900 | $679 | $480 | $930 | $450 |
| Coffins Grove, IA | $142,000 | $843 | $620 | $1,150 | $530 |
| Springfield, IA | $92,200 | $667 | $480 | $920 | $440 |
| Honey Creek, IA | $146,700 | $856 | $590 | $1,170 | $580 |
| Bankston, IA | $140,000 | $837 | $600 | $1,190 | $590 |
| Waterloo, IA | $110,700 | $718 | $510 | $1,020 | $510 |
Research Home Insurance Companies Reviews in Marion, IA Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: October 20, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Customer Service
I only had to call once. We had a really bad winter and had a lot of ice damage to the roof. When I called, the person I spoke with was very nice and professional.
Date: April 04, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Premium
Some things are a great value and others are not. I did some research and selected things that were more likely to happen with my house in particular and with the weather in Michigan.
GEICO Home Insurance Reviews
Date: January 11, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Premium
My policy and deductible are a little bit lower because I have all my insurance with one company
Date: January 02, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Customer Service
We used to have renters insurance through Geico and it was a really great deal. It bundled with our car insurance, but we never used it, so we got rid of it.
Progressive Home Insurance Reviews
Date: July 14, 2019 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Policy Offerings
When we purchased our home we went with the same carrier that the previous owner had. We havent changed it up in 15 years and I am satisfied with it.
Allstate Home Insurance Reviews
Date: September 16, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Policy Offerings
The truth is good, it adapts to my annual salary, the truth is that it does not affect me much, it is very good for sure
Travelers Home Insurance Reviews
Date: November 08, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
My home policy offerings include coverage for dwelling along with other structures, personal property, loss of use, personal liability, medical payments, additional replacement costs, contents replacement
Allied Insurance Home Insurance Reviews
Date: November 16, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Policy Offerings
I haven't really had much chance to shop around for other insurance, but I have compared them to two other companies so far and while there was a price difference, it was tiny enough to not make it worth the effort to switch to another company, especially given the history I have with them and claims being so easy.
Integrity Insurance Home Insurance Reviews
Date: May 29, 2019 Age: 30 to 39 Gender: Married Marital Status: Female
Premium
I have a higher deductible to keep my premium lower. This allows it to be more affordable on my end, but they were the most reasonable as well.
Amica Mutual Insurance Home Insurance Reviews
Date: September 04, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Customer Service
Every day unsatisfied customers cost businesses a lot of money. In fact, studies show that 80% of customers will switch companies after one poor service experience.