Gavop's guide to buying homeowners insurance in Woodbury, CT covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $80,500 | $70,000 | $75,000-$100,000 |
| 2 Bedroom | $265,000 | $250,000 | $200,000-$250,000 |
| 3 Bedroom | $203,000 | $180,000 | $200,000-$250,000 |
| 4 Bedroom | $452,500 | $400,000 | $400,000-$500,000 |
| 5 Bedroom | $566,000 | $530,000 | $400,000-$500,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$94 | $954 |
| Home and Two Car | -$178 | $870 |
| Home and Three Car | -$262 | $786 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,216 |
| Physical Damage | $2,537 |
| Hail Damage | $4,476 |
| Wind Damage | $6,433 |
| Expensive Claims | |
| Fire | $43,336 |
| Smoke | $16,386 |
| Home Insurance Company Woodbury, CT | Homeowners Insurance Agency Woodbury, CT | Address | Popularity Score | Distance from Woodbury (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Goodman Insurance Inc | Two Long Hill Avenue, Shelton, CT, 6484 | 18.0 | |
| Liberty Mutual Independent | Chittenden Group | 327 Church St, Naugatuck, CT, 6770 | 9.2 | |
| Travelers | The Fitzpatrick Agency Inc | 840 Clinton Ave, Bridgeport, CT, 6604 | 26.5 | |
| Allstate | Charles J. Trombetta | 45 Padanaram Rd, Danbury, CT, 6811 | 16.7 | |
| Travelers | Colonair Insurance Agency Llc | 318 Main Street, Oakville, CT, 6779 | 6.4 | |
| State Farm | Mark Shumilla | 551 Wolcott St Ste 2, Waterbury, CT, 06705-1323 | 10.0 | |
| State Farm | Mark Shumilla Casl, Clu, Chfc | 551 Wolcott Street, Waterbury, CT, 06705-1323 | 10.0 | |
| State Farm | John Mccormack | 223 Meadow St Apt 2, Naugatuck, CT, 06770-4043 | 9.1 | |
| Liberty Mutual Independent | W J Burton Insurance Agency | One Sherman Hill Road , Woodbury, CT, 6798 | 2.3 | |
| Travelers | Lombardo Insurance Agency Inc | 2096b Silas Deane Highway, Rocky Hill, CT, 6067 | 30.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Connecticut | $270,100 | $1,253 | $840 | $1,790 | $950 |
| Litchfield County, CT | $250,100 | $1,115 | $800 | $1,530 | $730 |
| Woodbury, CT | $350,800 | $1,048 | $750 | $1,500 | $750 |
| Litchfield, CT | $306,200 | $959 | $690 | $1,360 | $670 |
| Stratford, CT | $250,700 | $1,116 | $790 | $1,550 | $760 |
| Middletown, CT | $228,500 | $1,058 | $770 | $1,450 | $680 |
| Shrub Oak, NY | $343,000 | $1,447 | $980 | $2,040 | $1,060 |
| Poughkeepsie, NY | $241,900 | $886 | $590 | $1,230 | $640 |
| Marlborough, CT | $314,600 | $975 | $690 | $1,390 | $700 |
| Westbrook, CT | $378,900 | $978 | $670 | $1,340 | $670 |
| Thornwood, NY | $599,200 | $2,693 | $1,910 | $3,850 | $1,940 |
| Upper Nyack, NY | $531,400 | $2,433 | $1,730 | $3,430 | $1,700 |