How Can I Make My Pueblo, CO Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Pueblo, CO covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Estimate Appropriate Pueblo, CO Home Insurance Coverage Levels | Back to Top

Pueblo, CO - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Outlook Blvd, Acoma Pl, Crawford St, Columbine Rd, Sonoma Dr, California St, Moline Ave, Brimmer Ave, Sentinel Pl, Prospect St $111,500 $100,000 $125,000-$150,000 $64,500 $50,000 $50,000-$75,000
Mc Donnell Douglas Ave, Nature Center Rd, Quita Ct, McCarthy Blvd, Monarch Ln, Bristol Pl, Juan Madrid Ave, Miramar Dr, Widener St, Blueflax Dr $218,000 $200,000 $200,000-$250,000 $132,000 $110,000 $100,000-$125,000
Cleveland St, Currie St, Cedarwood Ln, Courtney Pl, S Burnt Mill Rd, E Mesa Ave, Lancaster Dr, Co Rd 614, Kingsroyal Blvd, Russell Ave $105,000 $90,000 $75,000-$100,000 $119,500 $100,000 $100,000-$125,000
Co Rd 208, Tartan Ln, Roitz Ave, Temple Dr, Sandcastle Ct, Nelson Ave, Pineridge Ct, Troy Ave, W 10th St, Hill Pl $73,500 $60,000 $75,000-$100,000 $56,500 $50,000 $50,000-$75,000
Peregrine Dr, Co Rd 615, E 16th St, Maryland Ave, Alexander Cir, Carteret Ave, Pomona Ct, N Erie Ave, Borman Ct, Waterbarrel Rd $142,500 $120,000 $100,000-$125,000 $62,500 $50,000 $50,000-$75,000
32 1/2 Ln, Briargate Pl, Killdeer Dr, Liberty Ln, Glen Royal Ct, St Louis Ave, Barnett Dr, Quillian Ave, Carefree Ln, Pearcrest Ct $155,000 $140,000 $150,000-$175,000 $100,000 $90,000 $75,000-$100,000
Pronghorn Ln, Bockman Ave, Akron Rd, Cedar St, Ogden Ave, San Marino Ct, E Bicknell Ave, N Boone Ave, Lakeview Dr, S Main St $88,000 $80,000 $100,000-$125,000 $72,000 $60,000 $75,000-$100,000
Erica Ct, Davis St, Baxter Rd, Arena Rd, Essex St, Elm St, 4th Ave, Orange St, Co Rd 625, Moffat St $117,000 $110,000 $125,000-$150,000 $161,000 $150,000 $150,000-$175,000
Blair Rd, Co Rd 224, Pitman Pl, N Dotson Ave, Wentworth Pl, Little Burnt Mill Rd, Cascade Ave, Bijou St, Division Ave, Bobtail Ln $164,500 $130,000 $150,000-$175,000 $223,500 $190,000 $200,000-$250,000
Castle Ave, Miramar Dr, Co Rd 620, Hog Farm Rd, Bayweed Ct, 32 1/4 Ln, Tuscan Ct, Garfield St, Belvista Ct, St Clair Ave $215,500 $180,000 $175,000-$200,000 $147,500 $130,000 $150,000-$175,000

Estimate your Savings with Home Insurance Discounts in Pueblo, CO | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$143 $813
Superior Protection Discount -$96 $861
Fire & Security Discount -$96 $861
Hail Resistant Roof Discount -$29 $927
Newly Constructed Home Discount -$191 $765

Choose your Pueblo, CO Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $6,276
Physical Damage $2,344
Hail Damage $4,853
Wind Damage $6,242
Expensive Claims
Fire $46,910
Smoke $16,887

Identify Top Home Insurance Agents near Pueblo, CO | Back to Top

Home Insurance Company Pueblo, CO Homeowners Insurance Agency Pueblo, CO Address Popularity Score Distance from Pueblo (miles)
Travelers Scott Anderson Agency Llc 4291 Austin Bluff Pkwy 207, Colorado Springs, CO, 80918
48.7
Farmers Scott Lundberg 2016 S Pueblo Blvd, Pueblo, CO, 81005
7.8
Farmers Timothy Spellman 5555 Tech Center Dr Ste 110, Colorado Springs, CO, 80919
49.9
Farmers Erica Gorham 29 E Moreno Ave, Colorado Springs, CO, 80903
43.9
State Farm Chad Atherton 6724 Camden Blvd, Fountain, CO, 80817-2507
38.5
Allstate Robert Penkhus 1101 Motor City Dr, Colorado Springs, CO, 80905
43.5
State Farm Stan Herman 1824 Vinewood Ln, Pueblo, CO, 81005-2525
8.0
Allstate Sandy R. Reinsch 3975 Redwood Ln, Pueblo, CO, 81005
7.8
Farmers David Alvarado 5484 Tomah Dr, Colorado Springs, CO, 80918
49.7
Allstate Anthony Spicola 728 N Elizabeth St, Pueblo, CO, 81003
11.4

Compare Rates for Pueblo, CO Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Colorado $286,100 $1,436 $1,010 $1,880 $870
Pueblo County, CO $148,000 $1,006 $700 $1,320 $620
Pueblo, CO $123,000 $956 $670 $1,250 $580
Salt Creek, CO $76,000 $797 $560 $1,040 $480
Colorado City, CO $172,100 $1,154 $810 $1,510 $700
Florence, CO $123,400 $838 $590 $1,100 $510
Boone, CO $60,000 $714 $500 $940 $440
Westcliffe, CO $248,300 $1,344 $940 $1,760 $820
Rock Creek Park, CO $305,900 $1,488 $1,040 $1,950 $910
Gardner, CO $130,300 $1,023 $720 $1,340 $620
Fremont County, CO $160,000 $1,041 $730 $1,360 $630
Cripple Creek, CO $170,700 $1,150 $810 $1,510 $700
Midland, CO $216,000 $1,268 $890 $1,660 $770

Research Home Insurance Companies Reviews in Pueblo, CO Before Buying | Back to Top

Share a review on your home insurance company


USAA Home Insurance Reviews

Date: October 18, 2019    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Customer Service
Any time I have had to deal with them I have been happy with the service I was given. They are polite, professional, relatable, and kind. The last time I had a tornado on the ground in my area.

Date: April 18, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
USAA's premiums are significantly lower than other insurance companies that we researched. Additionally, they did not raise our premium after making a claim on the policy.

Date: February 15, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
USAA offers complete coverage of my home and many other offerings as well. They even cover places that other insurance companies won't, like in flood plains.


Date: January 28, 2019    Age: 20 to 29    Gender: Female    Marital Status: Married

Premium
I give a 5 for this department of my insurance. My husband and I roughly pay ten dollars a month for our home insurance, which covers us around 10-15 thousand dollars in any damages.

Date: January 27, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
I am very satisfied by the companies policy offerings compared to the other insurance providers because their rates are typically lower, the deductible is lower, it is an exclusive company for military members and family.


Date: January 24, 2019    Age: 20 to 29    Gender: Female    Marital Status: Married

Policy Offerings
offers are exclusively available to military members and families. USAA protects their members and looks to see the members live happily.


Date: December 28, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Premium
The premium, again is high. The price rose over the past year so I'm looking to change companies until I can confidently afford USAA.The deductible was changed without my knowledge and I was disappointed about that.

Date: November 05, 2018    Age: Above 60    Gender: Female    Marital Status: Unmarried

Website/App
I enjoy the mobile app mostly but it does not have as many options as the full website. It lacks the ability to make changes to the policy.

Date: October 01, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Website/App
I like how they're a website and mobile app perfectly complement each other. The website is easy to navigate, view my coverage, make a claim, make payments, etc. While the app is the same way. I am able to quickly sign in and view many of the same features in a consolidated way.

Date: August 06, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Policy Offerings
My insurance provider covers literally almost anything in our house. We once had a water pipe leak inside and everything that was destroyed was replaced with no problems.


Date: August 04, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Customer Service
The value of customer service with this company has been extremely over the top. Always happy to talk through my situation and find the best coverage options for me.

Date: August 02, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Communication
The interaction and communication with this company have been great. Every agent I have talked to has found the answers I need and generally acted in a very pleasant way to make sure I am satisfied with my coverage and premium amounts.

Date: July 28, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
During my process of shopping around for insurance, I did some price comparisons. I found that the company I stuck with has a slightly higher coverage amount while having the lowest premium. This could be due to me having other services with this company (auto insurance, retirement account) and bundling giving me a reduced rate.

Date: June 25, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Premium
The premium for my house insurance policy is pretty good. I never really looked at any other insurance policies so I don't know what other companies have.

Date: December 30, 2017    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
Covered under the insurance policy are dwelling, personal belonging replacement costs, other structures, loss of use, personal liability, medical payments to others, and other perils such as wind and hail.


Date: December 25, 2017    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Communication
I love how all the workers there speak to you more on a personal level rather than a customer and worker type. They speak to you like you're an actual person.

Date: November 18, 2017    Age: 50 to 59    Gender: Female    Marital Status: Married

Website/App
The insurance's website is very easy to manage. Everything is clear and easy to look for. There is nothing I don't like about it.

Date: November 18, 2017    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
USAA is known for its great customer service. I have been with them for over 5 years and I have yet to have a rude assistant assist me. Everyone is so nice.

State Farm Home Insurance Reviews

Date: July 27, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Customer Service
No problems.One claim about 25 years ago.Company responded quickly and paid for all repairs (other than deductible).

Date: June 11, 2019    Age: 40 to 49    Gender: Unmarried    Marital Status: Male

Premium
I don't really know how my premium compares to other companies. My bill is about 1500 for the year with a 250 deductible.

Date: April 03, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
The deductible was and is very affordable compared to other insurance companies and they got us taken care of within the same week of the flooding of our apartment

Date: December 12, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Policy Offerings
The policy offering that State farm offiers compares to any other top of the line insurance company , i would say is a little better


Date: September 21, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
The house is covered in case of a fire. The barn outside is covered as well in case of a natural disaster. This does not include floods.


Date: September 07, 2018    Age: 50 to 59    Gender: Female    Marital Status: Married

Customer Service
The customer service that I've received from my insurance company has always been outstanding. The agents are helpful, friendly, polite, honest and genuinely seem to care about their policyholders. No complaints here.

Date: August 31, 2018    Age: 50 to 59    Gender: Female    Marital Status: Unmarried

Website/App
I like the fact that the website is easy to navigate. There are not a lot of unnecessary pictures and you can find what you are looking for. I do not like how many different windows you have to click but it is still a nice website.

Date: August 22, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
The premiums are expensive. I know there are other companies they cost more but you have to pay for everything. I would prefer to have some kind of program that rewards the members for staying with the company for a long time. Some sort of discount should be added every few years.

Date: August 17, 2018    Age: 50 to 59    Gender: Male    Marital Status: Married

Communication
The communication is great. I get a text every now and then asking if there's anything I need and letting me know I could come in at any time.

Date: August 07, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Premium
Compared to many of my friends, I feel like I am paying a relatively low premium for the amount of coverage I receive. I've never felt like my insurance company was ripping me off or anything like that.

Date: August 05, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Policy Offerings
Our home insurance policy covers everything including damages to the house and attached structures, sheds, fences, the garage, expenses while the home is being repaired and all medical bills for injuries that occur on our property.


Date: August 04, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Communication
The level of communication between myself and my insurance company is perfectly appropriate. I don't have to worry about being bombarded with phone calls trying to upsell me or get me to purchase additional products. My agent calls to check in on me every now and then, and they will always respond quickly if I ever need anything.

Date: May 12, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Customer Service
What I like about the customer service is there is always someone available to help you. Everyone you talk to seems to be very knowledgeable and helpful.

Date: May 05, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Website/App
The website and mobile app are both very easy to use. I love being able to log on at any time to make a payment, view my policy and coverage, ask questions by chatting with a representative or finding a local agent in my area to talk with.

Allstate Home Insurance Reviews

Date: September 23, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Policy Offerings
I think I'm getting a good deal on everything that's covered- dwelling, other structural damage, and loss of use.


Date: September 15, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Website/App
The company's website is super easy to use, on both my PC and phone. I've never had any issues, and signing in and accessing my account is easy

Date: September 04, 2018    Age: Above 60    Gender: Female    Marital Status: Married

Communication
Have communicated via phone and e-mail, and they've always been super kind and friendly. Very attentive and pleasant to talk to.

Date: May 29, 2018    Age: Above 60    Gender: Female    Marital Status: Married

Premium
this was by far the best deal I was able to get. When I compared rates with other insurance companies, it was way higher and covered less.

Date: November 18, 2017    Age: 40 to 49    Gender: Male    Marital Status: Married

Customer Service
AWESOME customer service. Fast to respond to e-mail land via phone, super friendly and considerate, seem like they genuinely care.

MetLife Home Insurance Reviews

Date: November 17, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Customer Service
They are always friendly and ready to help. When calling in with a claim they are more then kind. They seem to really care about their jobs and the issues the customer is having.

Progressive Home Insurance Reviews

Date: September 13, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Policy Offerings
I have had geico auto insurance in the past. While i've never had to file an auto claim, i know my rate for the same coverage through progressive is cheaper.


Farmer's Insurance Home Insurance Reviews

Date: January 08, 2019    Age: 20 to 29    Gender: Female    Marital Status: Married

Customer Service
I have not had to use my insurance yet but everything from the initial phone call to the first payment has been wonderful. Farmers is a very fair insurance company. very straight forward and helpful.

GEICO Home Insurance Reviews

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