Gavop's guide to buying homeowners insurance in Little Falls, NJ covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Little Falls, NJ - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Barber St, High Ct, Woodcliff Ave, Riker Rd, Beattie Ct, Lindsley Rd, Hughes Pl, Stinson Pl, Woods Rd, Center Ave | $385,500 | $320,000 | $400,000-$500,000 | $261,000 | $210,000 | $200,000-$250,000 |
| E Woodcliff Ave, Stewart Ave, Capalbo Ave, Schoonmaker Pl, Oak Hill Rd, Bogart St, Van Pelt Pl, Villa Rd, Sisco Ln, Francis St | $306,000 | $270,000 | $250,000-$300,000 | $274,000 | $230,000 | $250,000-$300,000 |
| Canterbury Ln, Fairfield Ave, Brookhill Pl, Shady Ln, Turnberry Rd, Peckman Rd, Dogwood Way, Lynn Pl, Roselle St, Chilton Dr | $320,500 | $300,000 | $300,000-$350,000 | $370,000 | $320,000 | $300,000-$350,000 |
| Reiners Rd, Parkway, Passaic County 612, Rustic Ridge Rd, Tolstoi Pl, Paul Pl, Kingwood Rd, Morningside Cir, Meadow Dr, Houston Rd | $416,500 | $340,000 | $400,000-$500,000 | $190,000 | $170,000 | $150,000-$175,000 |
| Grey Rock Ave, Elm Ct, Louis St, W End Ave, Loretta Dr, Sigtim Dr, Long Hill Rd, Stanley Rd, Colonial Dr, Woodhull Ave | $334,500 | $300,000 | $300,000-$350,000 | $313,000 | $270,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$162 | $690 |
| Superior Protection Discount | -$77 | $775 |
| Fire & Security Discount | -$77 | $775 |
| Hail Resistant Roof Discount | -$26 | $826 |
| Newly Constructed Home Discount | -$170 | $681 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Passaic County | $700 | $1,017 | $1,717 | $739 | $1,439 | $278 |
| Little Falls, NJ | $700 | $842 | $1,542 | $612 | $1,312 | $230 |
| Tappan, NY | $100 | $836 | $936 | $608 | $708 | $229 |
| Piermont, NY | $700 | $2,572 | $3,272 | $1,869 | $2,569 | $703 |
| Hillcrest, NY | $200 | $1,049 | $1,249 | $763 | $963 | $287 |
| New City, NY | $1,000 | $1,559 | $2,559 | $1,133 | $2,133 | $426 |
| Hawthorne, NY | $100 | $2,298 | $2,398 | $1,670 | $1,770 | $628 |
| Levittown, NY | $700 | $1,424 | $2,124 | $1,035 | $1,735 | $389 |
| Washington Heights, NY | $300 | $939 | $1,239 | $682 | $982 | $257 |
| Wallkill, NY | $1,500 | $785 | $2,285 | $571 | $2,071 | $215 |
| Asharoken, NY | $300 | $732 | $1,032 | $532 | $832 | $200 |
| North Amityville, NY | $1,000 | $905 | $1,905 | $658 | $1,658 | $247 |
| Home Insurance Company Little Falls, NJ | Homeowners Insurance Agency Little Falls, NJ | Address | Popularity Score | Distance from Little Falls (miles) |
|---|---|---|---|---|
| Travelers | Mintz Girgan & Brightly | 18 West Passaic Street, Rochelle Park, NJ, 7662 | 7.9 | |
| Travelers | Pavese Mccormick Agency Inc | 3759 Us Highway 1, Monmouth Junction, NJ, 8852 | 35.0 | |
| Liberty Mutual Independent | Hekemian & Co. Inc. | 505 Main St, Hackensack, NJ, 7601 | 9.5 | |
| Travelers | Coastal Financial Group Inc | 150 River Rd Ste E-3, Montville, NJ, 7045 | 8.0 | |
| Travelers | Coe Group Inc | 1044 Route 23 Ste 311, Wayne, NJ, 7470 | 4.0 | |
| State Farm | Nicole Nickerson | 1010 Bloomfield Ave, West Caldwell, NJ, 07006-7124 | 4.8 | |
| State Farm | Amin Antoine | 109 Valley St, South Orange, NJ, 07079-2811 | 9.4 | |
| Travelers | R K Hughes Inc | 185 Kingsland St, Nutley, NJ, 7110 | 4.9 | |
| Travelers | Maiello & Manzi Insurance Agency | 193 Ridge Rd North Arlington, North Arlington, NJ, 7031 | 7.5 | |
| Travelers | Binetti & Associates Inc | 1534 Paterson Plank Rd, Secaucus, NJ, 7094 | 10.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $740 | $1,500 | $760 |
| Passaic County, NJ | $333,200 | $1,030 | $750 | $1,420 | $670 |
| Little Falls, NJ | $369,600 | $852 | $620 | $1,180 | $560 |
| Tappan, NY | $478,600 | $847 | $570 | $1,190 | $620 |
| Piermont, NY | $575,400 | $2,603 | $1,770 | $3,670 | $1,900 |
| Hillcrest, NY | $355,900 | $1,062 | $730 | $1,460 | $730 |
| New City, NY | $472,800 | $1,577 | $1,120 | $2,190 | $1,070 |
| Hawthorne, NY | $504,400 | $2,326 | $1,650 | $3,330 | $1,680 |
| Levittown, NY | $367,700 | $1,441 | $990 | $1,970 | $980 |
| Washington Heights, NY | $248,200 | $950 | $690 | $1,310 | $620 |
| Wallkill, NY | $247,400 | $795 | $570 | $1,140 | $570 |
| Asharoken, NY | $1,155,000 | $741 | $530 | $1,020 | $490 |
| North Amityville, NY | $278,700 | $916 | $620 | $1,260 | $640 |