Gavop's guide to buying homeowners insurance in Pepper Pike, OH covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Pepper Pike, OH - Neighbourhoods, Census Blocks & Streets | 4 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Courtland Dr, Belgrave Rd, Summit Ln, Glengary Ln, Windy Hill Dr, Trillium Trl, Edgedale Rd, Courtland Rd, Belcourt Rd, Botanica Ln | $438,000 | $390,000 | $400,000-$500,000 | $265,000 | $240,000 | $200,000-$250,000 |
| Park Pointe Ct, Ainsworth Dr, Lanark Ln, Snowberry Ln, Fairwood Dr, Bryce Rd, Kersdale Rd, Pepper Ridge Rd, W Brainard Rd, Laurel Hill Ln | $465,000 | $380,000 | $350,000-$400,000 | $231,000 | $210,000 | $250,000-$300,000 |
| Settlers Ln, Sinton Pl, Sutton Rd, N Pointe Dr, Providence Dr, Red Raven Rd, Meadow Lark Way, Chestnut Ln, Lawton Ln, Shaker Blvd N Roadway | $350,500 | $310,000 | $300,000-$350,000 | $353,500 | $290,000 | $350,000-$400,000 |
| Pinebrook Ln, Legends Way, Beechmont Dr, Bremerton Rd, Greenwood Dr, Brandywood Dr, Tradewinds Cir, Symphony Ln, Medfield Rd, Foxwood Ln | $338,000 | $290,000 | $350,000-$400,000 | $198,000 | $170,000 | $175,000-$200,000 |
| Ginger Wren Rd, Butterwing Rd, Pinetree Rd, Oak Knoll Dr, Turnbury Rd, Concord Ave, Hunting Hollow Dr, Pepper Creek Dr, Old Brainard Rd, Muirfield Dr | $539,500 | $440,000 | $500,000-$600,000 | $436,500 | $370,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$140 | $792 |
| Superior Protection Discount | -$84 | $848 |
| Fire & Security Discount | -$102 | $829 |
| Hail Resistant Roof Discount | -$19 | $913 |
| Newly Constructed Home Discount | -$224 | $708 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Cuyahoga County | $2,000 | $657 | $2,657 | $478 | $2,478 | $180 |
| Pepper Pike, OH | $1,500 | $920 | $2,420 | $669 | $2,169 | $251 |
| Timberlake, OH | $300 | $736 | $1,036 | $535 | $835 | $201 |
| North Royalton, OH | $2,000 | $792 | $2,792 | $575 | $2,575 | $216 |
| Brimfield, OH | $300 | $691 | $991 | $502 | $802 | $189 |
| Avon, OH | $2,500 | $776 | $3,276 | $564 | $3,064 | $212 |
| Lake County, OH | $200 | $713 | $913 | $518 | $718 | $195 |
| Amherst, OH | $2,000 | $682 | $2,682 | $495 | $2,495 | $186 |
| Pittsfield, OH | $300 | $830 | $1,130 | $603 | $903 | $227 |
| Hills and Dales, OH | $1,500 | $1,327 | $2,827 | $964 | $2,464 | $363 |
| Kipton, OH | $400 | $591 | $991 | $429 | $829 | $161 |
| Andover, OH | $1,000 | $579 | $1,579 | $421 | $1,421 | $158 |
| Home Insurance Company Pepper Pike, OH | Homeowners Insurance Agency Pepper Pike, OH | Address | Popularity Score | Distance from Pepper Pike (miles) |
|---|---|---|---|---|
| Erie | Halter Insurance Group Ltd. | 4320 Mayfield Road Suite 101, South Euclid, OH, 44121 | 4.4 | |
| Allstate | Brian Blum | 7227 Chagrin Rd, Chagrin Falls, OH, 44023 | 5.6 | |
| Liberty Mutual Independent | Althans Insurance Agency | 543 E. Washington Street , Chagrin Falls, OH, 44022 | 5.9 | |
| Allstate | Lynard Zingale | 673 E 185th St, Euclid, OH, 44119 | 8.9 | |
| State Farm | Tu Scaparotti | 30650 Pinetree Rd Ste 8, Pepper Pike, OH, 44124-5920 | 1.2 | |
| Liberty Mutual Independent | Strassman Insurance Services Inc | 26351 Curtis Wright Pkwy, Richmond Heights, OH, 44143 | 6.3 | |
| Allstate | Bill Mason | 715 Babbitt Rd, Euclid, OH, 44123 | 8.8 | |
| State Farm | Joe Bottiglieri | 2242 East Market Street, Warren, OH, 44483-6106 | 38.7 | |
| State Farm | Jack Mulhall | 34600 Chardon Rd Unit F, Willoughby Hills, OH, 44094-2670 | 7.5 | |
| State Farm | Tim Mckeogh | 8227 Washington St # 4, Chagrin Falls, OH, 44023-4507 | 7.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $480 | $980 | $500 |
| Cuyahoga County, OH | $123,900 | $665 | $470 | $940 | $470 |
| Pepper Pike, OH | $418,300 | $931 | $680 | $1,290 | $610 |
| Timberlake, OH | $150,900 | $745 | $510 | $1,020 | $510 |
| North Royalton, OH | $196,000 | $801 | $580 | $1,110 | $530 |
| Brimfield, OH | $154,200 | $699 | $480 | $970 | $490 |
| Avon, OH | $265,800 | $785 | $570 | $1,110 | $540 |
| Lake County, OH | $150,100 | $722 | $530 | $1,000 | $470 |
| Amherst, OH | $149,400 | $690 | $500 | $990 | $490 |
| Pittsfield, OH | $204,400 | $840 | $580 | $1,150 | $570 |
| Hills and Dales, OH | $426,500 | $1,343 | $980 | $1,850 | $870 |
| Kipton, OH | $91,000 | $598 | $400 | $820 | $420 |
| Andover, OH | $86,900 | $586 | $400 | $840 | $440 |