Gavop's guide to buying homeowners insurance in Crisp County, GA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $47,500 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $111,500 | $100,000 | $100,000-$125,000 |
| 3 Bedroom | $114,000 | $100,000 | $100,000-$125,000 |
| 4 Bedroom | $227,000 | $190,000 | $200,000-$250,000 |
| 5 Bedroom | $319,000 | $300,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$84 | $519 |
| Superior Protection Discount | -$54 | $549 |
| Fire & Security Discount | -$54 | $549 |
| Hail Resistant Roof Discount | -$18 | $585 |
| Newly Constructed Home Discount | -$151 | $453 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Crisp County | $2,500 | $596 | $3,096 | $433 | $2,933 | $163 |
| Crisp County, GA | $1,500 | $596 | $2,096 | $433 | $1,933 | $163 |
| Pitts, GA | $300 | $566 | $866 | $411 | $711 | $155 |
| Lilly, GA | $2,000 | $479 | $2,479 | $348 | $2,348 | $131 |
| Pinehurst, GA | $300 | $569 | $869 | $414 | $714 | $156 |
| Lee County, GA | $1,500 | $835 | $2,335 | $607 | $2,107 | $228 |
| Americus, GA | $100 | $596 | $696 | $433 | $533 | $163 |
| Montezuma, GA | $2,500 | $810 | $3,310 | $589 | $3,089 | $221 |
| Irwin County, GA | $200 | $580 | $780 | $421 | $621 | $158 |
| Plains, GA | $1,500 | $571 | $2,071 | $415 | $1,915 | $156 |
| Marshallville, GA | $200 | $613 | $813 | $445 | $645 | $167 |
| Holt, GA | $2,500 | $542 | $3,042 | $394 | $2,894 | $148 |
| Home Insurance Company Crisp County, GA | Homeowners Insurance Agency Crisp County, GA | Address | Popularity Score | Distance from Crisp County (miles) |
|---|---|---|---|---|
| Allstate | Coley Insurance | 231 Broad St, Hawkinsville, GA, 31036 | 29.9 | |
| Travelers | Mcneal Agency | 1717 Russell Pkwy, Warner Robins, GA, 31088 | 47.1 | |
| Travelers | Cape Insurance Services | 1329 E Union St, Vienna, GA, 31092 | 11.9 | |
| Travelers | Greenway Insurance Agency | 1612 Watson Blvd Warner Robins, Warner Robins, GA, 31093 | 49.0 | |
| State Farm | Lori Johnson | 153 Smithville Ch Rd Ste 100, Warner Robins, GA, 31088-8996 | 48.0 | |
| State Farm | Larrie Connell | 103 Avera Dr, Fort Valley, GA, 31030-5007 | 45.6 | |
| State Farm | Jimmy Spinks | 1410 Russell Pkwy, Warner Robins, GA, 31088-5563 | 47.2 | |
| State Farm | Jason Collins | 4993 Russell Pkwy Ste 140, Warner Robins, GA, 31088-8652 | 45.9 | |
| Allstate | John Palmer | 100 N Houston Lake Blvd Ste F, Centerville, GA, 31028 | 48.7 | |
| Allstate | Cleve Hollingsworth | 670 Lake Joy Rd, Kathleen, GA, 31047 | 43.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Georgia | $158,400 | $1,012 | $690 | $1,410 | $720 |
| Crisp County, GA | $83,900 | $604 | $430 | $840 | $410 |
| Crisp County, GA | $83,900 | $604 | $430 | $840 | $410 |
| Pitts, GA | $72,700 | $573 | $400 | $810 | $410 |
| Lilly, GA | $60,600 | $485 | $330 | $660 | $330 |
| Pinehurst, GA | $73,100 | $576 | $410 | $790 | $380 |
| Lee County, GA | $156,800 | $845 | $600 | $1,190 | $590 |
| Americus, GA | $84,000 | $604 | $400 | $850 | $450 |
| Montezuma, GA | $76,300 | $820 | $570 | $1,170 | $600 |
| Irwin County, GA | $81,200 | $587 | $430 | $830 | $400 |
| Plains, GA | $73,300 | $578 | $420 | $810 | $390 |
| Marshallville, GA | $79,600 | $620 | $440 | $860 | $420 |
| Holt, GA | $69,300 | $549 | $380 | $770 | $390 |