Gavop shows you how to buy homeowners insurance in Kings County, NY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $188,500 | $160,000 | $150,000-$175,000 |
| 2 Bedroom | $374,000 | $340,000 | $300,000-$350,000 |
| 3 Bedroom | $543,500 | $470,000 | $600,000-$700,000 |
| 4 Bedroom | $874,500 | $740,000 | More than 10,000,000 |
| 5 Bedroom | $589,000 | $550,000 | $700,000-$800,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$214 | $912 |
| Superior Protection Discount | -$101 | $1,024 |
| Fire & Security Discount | -$90 | $1,036 |
| Hail Resistant Roof Discount | -$34 | $1,092 |
| Newly Constructed Home Discount | -$225 | $901 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Kings County | $2,500 | $1,112 | $3,612 | $808 | $3,308 | $304 |
| Kings County, NY | $2,500 | $1,112 | $3,612 | $808 | $3,308 | $304 |
| Franklin Square, NY | $500 | $1,091 | $1,591 | $793 | $1,293 | $298 |
| Haworth, NJ | $700 | $2,020 | $2,720 | $1,468 | $2,168 | $552 |
| Pearl River, NY | $200 | $1,114 | $1,314 | $809 | $1,009 | $304 |
| Clarkstown, NY | $2,500 | $1,422 | $3,922 | $1,034 | $3,534 | $389 |
| Clearbrook Park, NJ | $300 | $756 | $1,056 | $549 | $849 | $207 |
| Elwood, NY | $700 | $835 | $1,535 | $607 | $1,307 | $228 |
| Lake Telemark, NJ | $300 | $1,074 | $1,374 | $780 | $1,080 | $293 |
| Jackson, NJ | $1,000 | $1,033 | $2,033 | $751 | $1,751 | $282 |
| Holbrook, NY | $500 | $957 | $1,457 | $695 | $1,195 | $261 |
| Woodbury, NY | $700 | $865 | $1,565 | $628 | $1,328 | $236 |
| Home Insurance Company Kings County, NY | Homeowners Insurance Agency Kings County, NY | Address | Popularity Score | Distance from Kings County (miles) |
|---|---|---|---|---|
| Travelers | Honig Conte Porrino Insurance Agency Inc | 129 West 27th St 6th Flr, New York, NY, 10001 | 8.0 | |
| Travelers | Ariston Brokerage Corp | 7219 18th Avenue, Brooklyn, NY, 11204 | 2.7 | |
| Allstate | Robert Gigli | 7219 13th Ave, Brooklyn, NY, 11228 | 3.1 | |
| Travelers | Robert Pehnke Corp | 137-34 Jamica Ave, Jamaica, NY, 11435 | 8.5 | |
| Allstate | Barbara Shamah - Leeds | 2110 Flatbush Ave, Brooklyn, NY, 11234 | 1.5 | |
| Travelers | Djam Insurance Brokerage Inc | 87-02 Queens Blvd, Elmhurst, NY, 11373 | 8.0 | |
| Allstate | Kalvin Chen | 114 Bowery Fl 2, New York, NY, 10013 | 6.2 | |
| Allstate | Kevin Schaefer | 49 Nassau St Fl 2, New York, NY, 10038 | 5.9 | |
| Travelers | Total Dollar Management Effort Ltd | 1 Pleasant Ave , Port Washington, NY, 11050 | 19.2 | |
| State Farm | Sammy Martinez | 2116 86th St, Brooklyn, NY, 11214-3206 | 3.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $790 | $1,610 | $820 |
| Kings County, NY | $623,900 | $1,126 | $820 | $1,560 | $740 |
| Kings County, NY | $623,900 | $1,126 | $750 | $1,610 | $860 |
| Franklin Square, NY | $447,600 | $1,104 | $790 | $1,520 | $730 |
| Haworth, NJ | $645,500 | $2,045 | $1,410 | $2,880 | $1,470 |
| Pearl River, NY | $453,700 | $1,127 | $810 | $1,560 | $750 |
| Clarkstown, NY | $445,100 | $1,440 | $1,020 | $1,990 | $970 |
| Clearbrook Park, NJ | $158,300 | $765 | $530 | $1,050 | $520 |
| Elwood, NY | $494,100 | $845 | $610 | $1,210 | $600 |
| Lake Telemark, NJ | $324,100 | $1,087 | $740 | $1,500 | $760 |
| Jackson, NJ | $340,500 | $1,045 | $740 | $1,430 | $690 |
| Holbrook, NY | $359,100 | $968 | $700 | $1,380 | $680 |
| Woodbury, NY | $305,500 | $875 | $640 | $1,240 | $600 |