Gavop's guide to buying homeowners insurance in Spring Valley, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Spring Valley, CA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Quailcreek Ln, Valley View Cir, Canyontop St, la Mesa Ct, Ave Roberta, Rayley Dr, Pure Waters Ct, Lawton Dr, Ave Bosques, Pleasant Waters Ct | $226,500 | $190,000 | $250,000-$300,000 | $220,500 | $200,000 | $200,000-$250,000 |
| Buena Mesa Pl, Glenside Pl, Monique Ln, Gracia Paseo, Country Club Pl, Fresno Ave, Grade Pl, Kenora Vw, Citrus Tree Ln, Elkelton Blvd | $317,500 | $250,000 | $250,000-$300,000 | $203,500 | $160,000 | $200,000-$250,000 |
| Miramonte St, Moundview St, Cliffside Ave, Quarry Rd, Sweetwater Dr, Saddle Dr, Bright Ct, Echo Dr, Ledgeview Pl, Carbo Ct | $451,000 | $370,000 | $500,000-$600,000 | $306,000 | $260,000 | $300,000-$350,000 |
| Robin St, Junior High Dr, Skyline Ln, Link Dr, Roadside Pl, Lava Ct, Walbollen St, Garwood Ct, Maria Ct, Birdie Dr | $347,500 | $310,000 | $300,000-$350,000 | $254,500 | $220,000 | $200,000-$250,000 |
| Central Way, Sarawak Dr, Osage Dr, Rosal Ln, Cornwall St, Casa Nueva St, Costa Bella Way, Golden Ave, Glen Dr, Butteside Pl | $318,500 | $270,000 | $350,000-$400,000 | $262,000 | $210,000 | $250,000-$300,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$72 | $725 |
| Home and Two Car | -$135 | $662 |
| Home and Three Car | -$199 | $598 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| San Diego County | $2,000 | $1,368 | $3,368 | $994 | $2,994 | $374 |
| Spring Valley, CA | $2,500 | $787 | $3,287 | $572 | $3,072 | $215 |
| La Mesa, CA | $100 | $1,208 | $1,308 | $878 | $978 | $330 |
| Bonita, CA | $2,500 | $980 | $3,480 | $712 | $3,212 | $268 |
| Jamul, CA | $300 | $952 | $1,252 | $692 | $992 | $260 |
| Ramona, CA | $2,500 | $1,213 | $3,713 | $881 | $3,381 | $331 |
| San Diego County, CA | $100 | $1,368 | $1,468 | $994 | $1,094 | $374 |
| Solana Beach, CA | $700 | $943 | $1,643 | $685 | $1,385 | $258 |
| Pine Valley, CA | $300 | $1,032 | $1,332 | $750 | $1,050 | $282 |
| Rainbow, CA | $2,500 | $1,201 | $3,701 | $873 | $3,373 | $328 |
| Borrego Springs, CA | $400 | $590 | $990 | $429 | $829 | $161 |
| Home Insurance Company Spring Valley, CA | Homeowners Insurance Agency Spring Valley, CA | Address | Popularity Score | Distance from Spring Valley (miles) |
|---|---|---|---|---|
| State Farm | James Cassady | 9560 Cuyamaca St Ste 104, Santee, CA, 92071-2689 | 8.4 | |
| Allstate | Micah Albao | 2160 Fletcher Pkwy Ste N, El Cajon, CA, 92020 | 5.3 | |
| State Farm | Nathan Zurek | 7185 Navajo Rd Ste B, San Diego, CA, 92119-1699 | 6.4 | |
| Travelers | Hartley Cylke Pacific Insurance Services | 2747 University Ave, San Diego, CA, 92104 | 9.3 | |
| State Farm | Jose Doria | 830 Starboard St, Chula Vista, CA, 91914-4537 | 5.3 | |
| Liberty Mutual Independent | Daylight Insurance Brokerage | 900 Lane Ave Ste 128, Chula Vista, CA, 91914 | 5.5 | |
| Travelers | 5th Avenue Insurance Services | 3945 Camino Del Rio S San Diego, San Diego, CA, 92108 | 10.0 | |
| Farmers | Nadia Korkis | 1283 E Main St Ste 205, El Cajon, CA, 92021 | 5.0 | |
| Allstate | Damion Anglin (Usmc) Vet | 6690 Mission Gorge Rd Ste G, San Diego, CA, 92120 | 8.3 | |
| State Farm | Mike Davis | 2254 Moore St Ste 103, San Diego, CA, 92110-3024 | 12.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| San Diego County, CA | $484,900 | $1,384 | $1,020 | $1,880 | $860 |
| Spring Valley, CA | $407,200 | $797 | $590 | $1,080 | $490 |
| La Mesa, CA | $455,800 | $1,223 | $910 | $1,660 | $750 |
| Bonita, CA | $599,200 | $992 | $730 | $1,350 | $620 |
| Jamul, CA | $612,200 | $964 | $710 | $1,310 | $600 |
| Ramona, CA | $448,800 | $1,228 | $910 | $1,670 | $760 |
| San Diego County, CA | $484,900 | $1,384 | $1,020 | $1,880 | $860 |
| Solana Beach, CA | $1,103,900 | $955 | $710 | $1,300 | $590 |
| Pine Valley, CA | $387,800 | $1,045 | $770 | $1,420 | $650 |
| Rainbow, CA | $428,400 | $1,216 | $900 | $1,650 | $750 |
| Borrego Springs, CA | $158,800 | $597 | $440 | $810 | $370 |