Gavop shows you how to buy homeowners insurance in Erlanger, KY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Erlanger, KY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Gibson Pl, Lillian Ct, Robby Ct, Eagle Dr, Timberline Dr, Brookwood Cir, Central Row, Fairwood Ct, Loftyview Pl, Cherry Tree Ln | $147,500 | $130,000 | $150,000-$175,000 | $77,000 | $60,000 | $50,000-$75,000 |
| Misty Wood Cir, Debbie Ln, Waterpointe Ln, Ritchie Ave, Martha Ct, Prestwicke Dr, Graves St, Walker Ln, Tyler Ct, State Hwy 1829 | $159,000 | $130,000 | $125,000-$150,000 | $152,000 | $130,000 | $150,000-$175,000 |
| Commonwealth Ave, Brady Ct, Clubhouse Dr, Edge Mar Dr, Dudley Rd, Merravay Dr, Fawnridge Ct, Henry St, Kentaboo Dr, Meadowlark Dr | $211,000 | $190,000 | $200,000-$250,000 | $151,500 | $140,000 | $175,000-$200,000 |
| Woodcliff Dr, Woodspoint Dr, Holly Ave, Meadow Wood Dr, Mount Zion Rd, Wesley Dr, Barnwood Dr, Buckner St, Edwards Rd, Fair Oaks Ln | $130,500 | $110,000 | $125,000-$150,000 | $143,500 | $130,000 | $150,000-$175,000 |
| Cintonya Dr, Terra Cotta St, Deer Ridge Ct, McAlpin Ave, Bristow Rd, Sigma Dr, Thirs Dr, Rossmoyne Ave, Marmil Cir, Benton Rd | $204,000 | $160,000 | $175,000-$200,000 | $141,500 | $120,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$110 | $623 |
| Superior Protection Discount | -$73 | $660 |
| Fire & Security Discount | -$73 | $660 |
| Hail Resistant Roof Discount | -$22 | $711 |
| Newly Constructed Home Discount | -$183 | $550 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Kenton County | $700 | $909 | $1,609 | $660 | $1,360 | $248 |
| Erlanger, KY | $1,500 | $725 | $2,225 | $527 | $2,027 | $198 |
| Covedale, OH | $200 | $680 | $880 | $494 | $694 | $186 |
| Reading, OH | $1,500 | $615 | $2,115 | $447 | $1,947 | $168 |
| Sharonville, OH | $200 | $673 | $873 | $489 | $689 | $184 |
| Sparta, KY | $1,000 | $671 | $1,671 | $488 | $1,488 | $183 |
| Newtonsville, OH | $400 | $549 | $949 | $399 | $799 | $150 |
| Ghent, KY | $2,500 | $666 | $3,166 | $484 | $2,984 | $182 |
| Butlerville, OH | $100 | $597 | $697 | $434 | $534 | $163 |
| Harrison County, KY | $2,500 | $752 | $3,252 | $546 | $3,046 | $205 |
| Massie, OH | $200 | $721 | $921 | $524 | $724 | $197 |
| Harveysburg, OH | $700 | $701 | $1,401 | $510 | $1,210 | $192 |
| Home Insurance Company Erlanger, KY | Homeowners Insurance Agency Erlanger, KY | Address | Popularity Score | Distance from Erlanger (miles) |
|---|---|---|---|---|
| State Farm | Mike Martin | 7724 Us 42 Ste A4, Florence, KY, 41042-1949 | 3.9 | |
| Erie | Mansfield Insurance Agency Inc. | 2940 Hebron Park Drive Suite 202, Hebron, KY, 41048 | 5.9 | |
| Liberty Mutual Independent | Gartman Insurance Agency Inc | 495 Erlanger Rd Ste 104, Erlanger, KY, 41018 | 1.1 | |
| Travelers | Barnes Insurance Group | 7600 Dixie Highway, Florence, KY, 41042 | 3.5 | |
| Travelers | Garner Insurance Agency | 7430 Us 42 Ste 207, Florence, KY, 41042 | 3.5 | |
| State Farm | John Hoffman | 2156 Declaration Dr, Independence, KY, 41051-7034 | 8.2 | |
| Liberty Mutual Independent | Crawford Insurance | 179 Fairfield Ave, Bellevue, KY, 41073 | 7.6 | |
| State Farm | Joel Bergantino | 2087 Centennial Blvd, Independence, KY, 41051-7042 | 8.2 | |
| State Farm | Garrick Straub | 4135 Alexandria Pike Ste 107, Cold Spring, KY, 41076-6801 | 8.8 | |
| State Farm | Adam Worrell | 1892 Petersburg Rd, Hebron, KY, 41048-9609 | 5.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $620 | $1,250 | $630 |
| Kenton County, KY | $149,700 | $920 | $620 | $1,310 | $690 |
| Erlanger, KY | $123,200 | $733 | $520 | $1,020 | $500 |
| Covedale, OH | $148,500 | $688 | $500 | $950 | $450 |
| Reading, OH | $116,800 | $622 | $450 | $850 | $400 |
| Sharonville, OH | $144,500 | $681 | $500 | $950 | $450 |
| Sparta, KY | $76,000 | $679 | $480 | $960 | $480 |
| Newtonsville, OH | $77,300 | $556 | $390 | $770 | $380 |
| Ghent, KY | $75,000 | $674 | $490 | $940 | $450 |
| Butlerville, OH | $93,000 | $604 | $440 | $830 | $390 |
| Harrison County, KY | $132,900 | $761 | $540 | $1,050 | $510 |
| Massie, OH | $143,400 | $730 | $530 | $1,040 | $510 |
| Harveysburg, OH | $134,500 | $710 | $480 | $1,000 | $520 |