Gavop tells you how to get the best homeowners insurance in North Vernon, IN by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $35,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $61,500 | $60,000 | $50,000-$75,000 |
| 3 Bedroom | $139,500 | $120,000 | $150,000-$175,000 |
| 4 Bedroom | $218,000 | $180,000 | $200,000-$250,000 |
| 5 Bedroom | $268,000 | $210,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$110 | $538 |
| Superior Protection Discount | -$65 | $583 |
| Fire & Security Discount | -$65 | $583 |
| Hail Resistant Roof Discount | -$13 | $635 |
| Newly Constructed Home Discount | -$156 | $493 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Jennings County | $1,500 | $688 | $2,188 | $500 | $2,000 | $188 |
| North Vernon, IN | $1,500 | $640 | $2,140 | $465 | $1,965 | $175 |
| Owen, IN | $300 | $854 | $1,154 | $620 | $920 | $233 |
| Charlestown, IN | $700 | $728 | $1,428 | $529 | $1,229 | $199 |
| Kelso, IN | $500 | $1,012 | $1,512 | $735 | $1,235 | $276 |
| Metamora, IN | $2,000 | $927 | $2,927 | $673 | $2,673 | $253 |
| New Pekin, IN | $400 | $662 | $1,062 | $481 | $881 | $181 |
| Rising Sun, IN | $2,500 | $743 | $3,243 | $540 | $3,040 | $203 |
| Buckner, KY | $500 | $999 | $1,499 | $726 | $1,226 | $273 |
| Prospect, KY | $700 | $1,556 | $2,256 | $1,131 | $1,831 | $425 |
| Pleasant, IN | $500 | $700 | $1,200 | $508 | $1,008 | $191 |
| Orchard Grass Hills, KY | $2,500 | $992 | $3,492 | $721 | $3,221 | $271 |
| Home Insurance Company North Vernon, IN | Homeowners Insurance Agency North Vernon, IN | Address | Popularity Score | Distance from North Vernon (miles) |
|---|---|---|---|---|
| Farmers | Brad Gossett | 973 Emerson Pkwy Ste C, Greenwood, IN, 46143 | 49.0 | |
| Allstate | Ken Kayse | 1370 Veterans Pkwy Ste 1400, Clarksville, IN, 47129 | 47.8 | |
| Erie | Edinburgh Insurance Agency | 15430 N Us Highway 31, Edinburgh, IN, 46124 | 29.0 | |
| State Farm | James Aycock | 825 N Madison Ave, Greenwood, IN, 46142-4128 | 49.5 | |
| Farmers | Anna Carney | 102 Front St Ste A, Lawrenceburg, IN, 47025 | 42.0 | |
| Erie | Teresa Raymer Insurance Agency | 10 E State Hwy 3 & 7, Vernon, IN, 47282 | 0.9 | |
| State Farm | David Dailey | 2330 N National Rd, Columbus, IN, 47201-3732 | 20.0 | |
| Allstate | Rick Brandt | 400 Tracy Rd Ste 3, New Whiteland, IN, 46184 | 45.3 | |
| Allstate | Mike Young | 200 N Emerson Ave Ste A, Greenwood, IN, 46143 | 48.4 | |
| State Farm | Gil Palmer | 4080 25th St, Columbus, IN, 47203-3161 | 19.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Indiana | $130,200 | $847 | $620 | $1,210 | $590 |
| Jennings County, IN | $99,900 | $697 | $470 | $990 | $520 |
| North Vernon, IN | $86,100 | $648 | $470 | $930 | $460 |
| Owen, IN | $136,200 | $864 | $610 | $1,190 | $580 |
| Charlestown, IN | $141,200 | $737 | $520 | $1,050 | $530 |
| Kelso, IN | $208,200 | $1,024 | $700 | $1,460 | $760 |
| Metamora, IN | $165,600 | $938 | $630 | $1,340 | $710 |
| New Pekin, IN | $79,400 | $670 | $480 | $920 | $440 |
| Rising Sun, IN | $100,700 | $752 | $500 | $1,040 | $540 |
| Buckner, KY | $336,600 | $1,011 | $680 | $1,410 | $730 |
| Prospect, KY | $376,900 | $1,575 | $1,130 | $2,170 | $1,040 |
| Pleasant, IN | $128,900 | $708 | $470 | $980 | $510 |
| Orchard Grass Hills, KY | $166,200 | $1,004 | $730 | $1,380 | $650 |