Gavop shows you how to buy homeowners insurance in Santa Clara Pueblo, NM by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $44,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $102,500 | $90,000 | $100,000-$125,000 |
| 3 Bedroom | $131,500 | $110,000 | $100,000-$125,000 |
| 4 Bedroom | $181,500 | $150,000 | $150,000-$175,000 |
| 5 Bedroom | $296,500 | $280,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$140 | $640 |
| Superior Protection Discount | -$78 | $702 |
| Fire & Security Discount | -$55 | $726 |
| Hail Resistant Roof Discount | -$23 | $757 |
| Newly Constructed Home Discount | -$211 | $570 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Rio Arriba County | $1,000 | $840 | $1,840 | $610 | $1,610 | $229 |
| Santa Clara Pueblo, NM | $700 | $771 | $1,471 | $560 | $1,260 | $211 |
| Espa\ufffdola, NM | $300 | $841 | $1,141 | $611 | $911 | $230 |
| El Rito, NM | $1,500 | $851 | $2,351 | $618 | $2,118 | $232 |
| Cochiti, NM | $200 | $721 | $921 | $524 | $724 | $197 |
| Canjilon, NM | $100 | $776 | $876 | $564 | $664 | $212 |
| Galisteo, NM | $700 | $1,034 | $1,734 | $752 | $1,452 | $283 |
| Home Insurance Company Santa Clara Pueblo, NM | Homeowners Insurance Agency Santa Clara Pueblo, NM | Address | Popularity Score | Distance from Santa Clara Pueblo (miles) |
|---|---|---|---|---|
| State Farm | Wanda Lucero | 211 Kit Carson Rd, Taos, NM, 87571-6410 | 44.0 | |
| Allstate | Tina Quezada Jacobs | 1547 S Saint Francis Dr Unit A, Santa Fe, NM, 87505 | 23.1 | |
| Travelers | Adv Insurance Agency Llc | 557 Oppenheimer Dr Ste 101, Los Alamos, NM, 87544 | 11.0 | |
| Travelers | Reynolds Insurance | 400 Kiva Ct, Santa Fe, NM, 87505 | 23.9 | |
| Farmers | Joella Montoya | 107 Plaza Garcia Ste A, Taos, NM, 87571 | 44.3 | |
| State Farm | Robert Maldonado | 4986 Airport Rd, Santa Fe, NM, 87507-1814 | 23.4 | |
| Farmers | Daniel Ulibarri | 1424 Luisa St Ste 3, Santa Fe, NM, 87505 | 23.0 | |
| State Farm | Lou Santoro | 110 Central Park Sq, Los Alamos, NM, 87544-4020 | 10.7 | |
| State Farm | Melissa Pessarra | 3545 Zafarano Dr, Santa Fe, NM, 87507-2629 | 23.5 | |
| State Farm | Wayne Steen | 3005 S St Francis Dr Ste 1e, Santa Fe, NM, 87505-7004 | 24.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Mexico | $163,900 | $870 | $630 | $1,240 | $610 |
| Rio Arriba County, NM | $167,100 | $850 | $590 | $1,200 | $610 |
| Santa Clara Pueblo, NM | $196,300 | $780 | $520 | $1,080 | $560 |
| Espa\ufffdola, NM | $154,300 | $851 | $620 | $1,170 | $550 |
| El Rito, NM | $159,300 | $861 | $590 | $1,210 | $620 |
| Cochiti, NM | $97,500 | $730 | $500 | $1,000 | $500 |
| Canjilon, NM | $121,600 | $785 | $540 | $1,110 | $570 |
| Galisteo, NM | $261,000 | $1,047 | $760 | $1,460 | $700 |