Gavop shows you how to buy homeowners insurance in Williams, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $105,000 | $90,000 | $100,000-$125,000 |
| 2 Bedroom | $264,000 | $230,000 | $250,000-$300,000 |
| 3 Bedroom | $268,500 | $230,000 | $200,000-$250,000 |
| 4 Bedroom | $410,000 | $350,000 | $300,000-$350,000 |
| 5 Bedroom | $238,500 | $220,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$140 | $862 |
| Superior Protection Discount | -$100 | $902 |
| Fire & Security Discount | -$80 | $922 |
| Hail Resistant Roof Discount | -$20 | $982 |
| Newly Constructed Home Discount | -$261 | $742 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Chatham County | $2,000 | $1,084 | $3,084 | $788 | $2,788 | $296 |
| Williams, NC | $2,000 | $990 | $2,990 | $720 | $2,720 | $271 |
| Black River, NC | $100 | $732 | $832 | $532 | $632 | $200 |
| St. Matthews, NC | $700 | $749 | $1,449 | $544 | $1,244 | $205 |
| Wake Forest, NC | $100 | $1,106 | $1,206 | $804 | $904 | $302 |
| Altamahaw, NC | $2,500 | $559 | $3,059 | $406 | $2,906 | $153 |
| Fishing Creek, NC | $300 | $677 | $977 | $492 | $792 | $185 |
| Anderson Creek, NC | $1,000 | $786 | $1,786 | $571 | $1,571 | $215 |
| Wilson's Mills, NC | $400 | $674 | $1,074 | $490 | $890 | $184 |
| Whispering Pines, NC | $2,000 | $1,273 | $3,273 | $925 | $2,925 | $348 |
| Manchester, NC | $300 | $861 | $1,161 | $625 | $925 | $235 |
| Williamsburg, NC | $1,500 | $619 | $2,119 | $450 | $1,950 | $169 |
| Home Insurance Company Williams, NC | Homeowners Insurance Agency Williams, NC | Address | Popularity Score | Distance from Williams (miles) |
|---|---|---|---|---|
| State Farm | Michelle Carlisle | 200 Timberhill Pl Unit 202, Chapel Hill, NC, 27514-1964 | 9.9 | |
| Erie | Knox Insurance Agency Llc | 200 Meredith Drive Suite 104, Durham, NC, 27713 | 8.3 | |
| Travelers | Apex Cary Insurance | 1001 Pemberton Hill Rd Ste 101, Apex, NC, 27502 | 9.7 | |
| State Farm | Gary Elliott | 1301 E Franklin St Ste 99, Chapel Hill, NC, 27514-3309 | 7.1 | |
| State Farm | Collin Clarke | 2339 Timber Dr Ste 200, Garner, NC, 27529-2518 | 22.6 | |
| Allstate | Tom Ficquette | 112 Perkins Dr Ste 600, Chapel Hill, NC, 27514 | 9.9 | |
| State Farm | Bruce Adorian | 2726 Nc Highway 55, Cary, NC, 27519-6205 | 8.5 | |
| State Farm | Shawn Cockerham | 5518 Nc Highway 55, Durham, NC, 27713-4473 | 7.9 | |
| Liberty Mutual Independent | Creative Insurance Solutions | 1321 N Main St, Fuquay-Varina, NC, 27526 | 20.9 | |
| State Farm | Ashley Manuel | 5842 Fayetteville Rd Ste 112, Durham, NC, 27713-6294 | 8.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $610 | $1,270 | $660 |
| Chatham County, NC | $251,600 | $1,097 | $750 | $1,560 | $810 |
| Williams, NC | $364,400 | $1,002 | $730 | $1,410 | $680 |
| Black River, NC | $158,000 | $741 | $510 | $1,060 | $550 |
| St. Matthews, NC | $163,200 | $758 | $540 | $1,070 | $530 |
| Wake Forest, NC | $260,200 | $1,120 | $810 | $1,580 | $770 |
| Altamahaw, NC | $89,400 | $566 | $390 | $790 | $400 |
| Fishing Creek, NC | $123,100 | $685 | $470 | $970 | $500 |
| Anderson Creek, NC | $175,800 | $795 | $560 | $1,110 | $550 |
| Wilson's Mills, NC | $111,600 | $682 | $500 | $950 | $450 |
| Whispering Pines, NC | $289,900 | $1,288 | $880 | $1,780 | $900 |
| Manchester, NC | $90,000 | $871 | $580 | $1,210 | $630 |
| Williamsburg, NC | $100,700 | $627 | $460 | $870 | $410 |