How Can I Make My Lincoln County, MN Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Lincoln County, MN by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Estimate Appropriate Lincoln County, MN Home Insurance Coverage Levels | Back to Top

Lincoln County, MN - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
220th Ave, Co Rd 14, Co Rd 110, Co Hwy 6, Co Hwy 21, Co Rd 8, Cherry St, S Division St, Lincoln St, Co Rd 105 $145,500 $120,000 $150,000-$175,000 $119,000 $110,000 $100,000-$125,000
Prospect St, Co Rd 111, Co Rd 90, Co Hwy 23, Oakwood Cir, N Brook St, N Division St, 120 St, Co Hwy 9, Benton St $115,000 $100,000 $100,000-$125,000 $71,500 $70,000 $50,000-$75,000
W Benton St, 173rd Ave, 160 Ave, N Lake St, Kaye St, State Hwy 271, Lakeview St E, Front St, E Mathews, 130 Ave $136,000 $120,000 $125,000-$150,000 $98,500 $80,000 $100,000-$125,000
Co Rd 6, W Hobart St, N Main St, 240th St, 340th St, Lemon Point Rd, Norwegian Creek Rd, S Tyler St, W Rowena St, Suhr Dr $152,500 $140,000 $125,000-$150,000 $111,500 $90,000 $125,000-$150,000
Co Rd 102, 260th St, N Hubert St, 220th Ave, W Rotherwood St, 200th Ave, 180th Ave, Garfield St, Co Rd 101, Co Rd 17 $103,000 $90,000 $75,000-$100,000 $103,000 $100,000 $75,000-$100,000

Estimate your Savings with Home Insurance Discounts in Lincoln County, MN | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$112 $590
Superior Protection Discount -$63 $639
Fire & Security Discount -$56 $646
Hail Resistant Roof Discount -$21 $681
Newly Constructed Home Discount -$197 $506

Choose the Right Deductible for your Lincoln County, MN Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Lincoln County $2,000 $694 $2,694 $504 $2,504 $190
Lincoln County, MN $700 $694 $1,394 $504 $1,204 $190
Sherman, SD $100 $1,054 $1,154 $766 $866 $288
Astoria, SD $700 $713 $1,413 $518 $1,218 $195
Bruce, SD $300 $742 $1,042 $539 $839 $203
Battle Plain, MN $700 $880 $1,580 $640 $1,340 $241
Revillo, SD $100 $650 $750 $472 $572 $178
Granite Falls, MN $2,500 $804 $3,304 $584 $3,084 $220
Montevideo, MN $500 $638 $1,138 $463 $963 $174
Wilmont, MN $1,500 $634 $2,134 $461 $1,961 $173

Identify Top Home Insurance Agents near Lincoln County, MN | Back to Top

Home Insurance Company Lincoln County, MN Homeowners Insurance Agency Lincoln County, MN Address Popularity Score Distance from Lincoln County (miles)
State Farm Kelly Knudsen 120 W Bradley St, Tyler, MN, 56178-1103
11.3
State Farm Roger Haar 432 1st Ave, Westbrook, MN, 56183-9512
48.7
State Farm Tony Ourada 210 Saint Olaf Ave N, Canby, MN, 56220-1374
20.8
State Farm Kim Holm 2120 20th St, Slayton, MN, 56172-1042
38.2
State Farm Tony Ourada 209 6th Ave, Madison, MN, 56256
41.7
State Farm Kevin Anundson 100 E 1st St, Minneota, MN, 56264
17.5
State Farm Michelle Nelson 510 7th St Se Ste 2, Pipestone, MN, 56164-2093
28.7
State Farm Gary Bruns 402 S 1st St, Montevideo, MN, 56265-1417
45.7
Travelers Wells Fargo Ins Services Usa Inc 400 W Main St, Marshall, MN, 56258
24.0
Allstate Tracie Huseby Po Box 175, Belview, MN, 56214
48.5

Compare Rates for Lincoln County, MN Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Minnesota $199,700 $1,192 $860 $1,690 $830
Lincoln County, MN $95,300 $702 $500 $970 $470
Lincoln County, MN $95,300 $702 $500 $980 $480
Sherman, SD $179,200 $1,067 $740 $1,480 $740
Astoria, SD $75,700 $722 $530 $1,020 $490
Bruce, SD $83,600 $751 $550 $1,070 $520
Battle Plain, MN $121,400 $891 $640 $1,270 $630
Revillo, SD $58,800 $658 $440 $930 $490
Granite Falls, MN $106,100 $814 $560 $1,160 $600
Montevideo, MN $84,800 $645 $440 $890 $450
Wilmont, MN $76,400 $642 $460 $890 $430