How Can I Make My Waxahachie, TX Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Waxahachie, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Select the Suitable Coverage Value for your Waxahachie, TX Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $57,000 $50,000 $25,000-$50,000
2 Bedroom $110,000 $100,000 $75,000-$100,000
3 Bedroom $225,500 $210,000 $200,000-$250,000
4 Bedroom $282,500 $230,000 $250,000-$300,000
5 Bedroom $458,000 $410,000 $350,000-$400,000

Estimate your Savings with Home Insurance Discounts in Waxahachie, TX | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$254 $1,158
Superior Protection Discount -$127 $1,286
Fire & Security Discount -$99 $1,314
Hail Resistant Roof Discount -$42 $1,370
Newly Constructed Home Discount -$410 $1,003

Choose your Waxahachie, TX Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $6,216
Physical Damage $2,392
Hail Damage $4,806
Wind Damage $6,433
Expensive Claims
Fire $42,442
Smoke $16,218

Identify Top Home Insurance Agents near Waxahachie, TX | Back to Top

Home Insurance Company Waxahachie, TX Homeowners Insurance Agency Waxahachie, TX Address Popularity Score Distance from Waxahachie (miles)
Farmers Steven Ford 807 Bluebonnet Dr Ste B, Keller, TX, 76248
Liberty Mutual Independent Box Insurance Agency 1200 S Main St Ste 1600, Grapevine, TX, 76051
Allstate Randy Jones 1010 W Euless Blvd Ste 111, Euless, TX, 76040
Farmers Loyd Wilson 2693 N Highway 77 Ste 1100, Waxahachie, TX, 75165
Travelers Assurnet Insurance Agency 833 East Arapaho Rd Ste 107, Richardson, TX, 75081
Travelers Al Boenker Insurance Agency Inc 6030 Jacksboro Hwy , Fort Worth, TX, 76135
Allstate Alex Long 3435 N Belt Line Rd Ste 119, Irving, TX, 75062
Farmers Kevin Oteter 509 George Hopper Rd, Midlothian, TX, 76065
State Farm Steve Corder 606 W Wheatland Rd Ste 105, Duncanville, TX, 75116-4570
Farmers Alfred Arriaga 2115 W Colorado Blvd, Dallas, TX, 75211

Compare Rates for Waxahachie, TX Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $151,500 $1,709 $1,130 $2,630 $1,500
Ellis County, TX $158,200 $1,400 $920 $2,160 $1,240
Waxahachie, TX $163,800 $1,413 $930 $2,180 $1,250
Bardwell, TX $70,000 $1,364 $900 $2,100 $1,200
Ennis, TX $114,800 $990 $650 $1,530 $880
Cottonwood, TX $158,000 $1,728 $1,140 $2,660 $1,520
Arlington, TX $160,900 $1,406 $930 $2,170 $1,240
Oak Valley, TX $76,300 $1,400 $920 $2,160 $1,240
Corsicana, TX $94,500 $1,345 $890 $2,070 $1,180
Richland Hills, TX $115,500 $992 $650 $1,530 $880
Leroy, TX $107,800 $1,553 $1,020 $2,390 $1,370
Lake Worth, TX $94,400 $1,493 $990 $2,300 $1,310
Malakoff, TX $63,200 $1,324 $870 $2,040 $1,170

Research Home Insurance Companies Reviews in Waxahachie, TX Before Buying | Back to Top

Share a review on your home insurance company

Allstate Home Insurance Reviews

Date: September 12, 2019    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Customer Service
I have Allstate for home insurance. The customer service with them is ok. I hardly have to speak to them since I dont have to make any claims as of right now.

Date: April 03, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

The premium and deductible are quite reasonable for this policy, especially considering that they are the cheapest option for premium that we got.

Date: December 24, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

The premium I have to pay for the insurance and deductible is a little bit expensive for my taste. However, I did get a good discount by consolidated a lot of my other insurances together.

Date: October 21, 2018    Age: 50 to 59    Gender: Female    Marital Status: Unmarried

Policy Offerings
If my house was to burn down, I am covered for the cost of my house plus what it would take to rebuild and replace what was inside of it. I am also covered if anyone gets injured while on my property.

Liberty Mutual Home Insurance Reviews

Date: May 24, 2019    Age: 30 to 39    Gender: Unmarried    Marital Status: Female

I do not know what other insurance companies charge for premiums and deductibles for the same cover that I have with Liberty Mutual. I also have my car insurance with them.

Date: October 27, 2018    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

I don't have any opinion on Liberty Mutual's website, as I rarely use it. I recall that there is a customer portal, but I haven't logged on in several years.

Farmer's Insurance Home Insurance Reviews

Date: December 29, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Customer Service
It has been great. Whenever I have an issue, they have a quick response time and they are always so helpful. It is the best insurance I have ever had. Rate it a 5.

Date: November 19, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Policy Offerings
The have an easy to use app which lets you make and review a claim as well as make payments to your policy and view your account information. I have always gotten in touch with an agent quickly and never have to spend too long on hold. If you do file a claim, they call to check up on you afterwards.

Progressive Home Insurance Reviews

Date: October 18, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Home insurance covers the cost to repair or completely rebuild your house and other structures as a result of fire, wind, hail, tornados, falling trees/limbs, ice dams, roof damage, and more. Deductible is pretty reasonable.

Safeco Insurance Home Insurance Reviews

Date: October 08, 2019    Age: 50 to 59    Gender: Female    Marital Status: Married

Premium seems reasonable for size of house. Every years to provide us with recommendations to increase coverage based on projected replacement costs.

State Farm Home Insurance Reviews

Date: July 10, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

We have to pay a fee of $75 for them to come in and all other appointments and parts cost are covered thereafter.

Nationwide Home Insurance Reviews

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