Yonkers, NY Homeowners Insurance - How To Buy Guide

Gavop shows you how to buy homeowners insurance in Yonkers, NY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Estimate Appropriate Yonkers, NY Home Insurance Coverage Levels | Back to Top

Yonkers, NY - Neighbourhoods, Census Blocks & Streets 2 Bedroom 3 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Lattin Dr, Glover Ave, Marshall Rd, Ravine Ave, Grassy Ln, Brooke Ave, Pilgrim Ave, Annmarie Pl, Troy Ln, Leonard Pl $217,500 $170,000 $250,000-$300,000 $281,000 $240,000 $250,000-$300,000
Hughes Ter, Raybrook Rd, Delaware Rd, Lane St, Weyburn Rd, Morsemere Pl, Bobolink Rd, Lamartine Ave, Carlisle Pl, Ashton Rd $275,500 $250,000 $300,000-$350,000 $373,000 $340,000 $300,000-$350,000
Kinross Pl, Cliff Ave, Hillwood Pl, Frey Ave, Midland Ter, Oriole Rd, Spafford Ave, Odell Plz, Castle St, Villa Ave $231,000 $200,000 $200,000-$250,000 $158,500 $150,000 $175,000-$200,000
Meadow Ave W, Crest Pl, Dartmouth Ave, Wells Ave, Royal St, Rugby Rd, Teresa Ave, Langdon Ter, Clark St, Algonquin Rd $413,500 $340,000 $400,000-$500,000 $420,500 $340,000 $350,000-$400,000
Mayflower Dr, Lasalle Dr, Richfield Ave, Park View Ave, Cortlandville Ln, Boone St, Jennifer Pl, Wilbur Pl, Executive Blvd, Bronxville Ln $173,500 $160,000 $125,000-$150,000 $248,000 $230,000 $200,000-$250,000
St Marys St, Boxwood Rd, Nelson St, Aldrich St, Sweetfield Cir, Staunton St, New Main St, S Waverly St, Clement St, Puritan Ave $125,500 $120,000 $100,000-$125,000 $214,000 $190,000 $250,000-$300,000
Holbrook Ave, Annsville Trl, Cowdrey St, Triangle Dr, Greenwood Rd, Rex Pl, Concord Rd, Cowles Ave, Truman Ave, Ramsey Ave $378,000 $320,000 $300,000-$350,000 $336,000 $270,000 $300,000-$350,000
Culver St, Hudson View Dr, Wingate Pl, Dickinson Ave, Louisiana Ave, Rumsey Rd, Carroll St, Puritan Ave, Primrose Ave, Kipling Rd $342,500 $300,000 $400,000-$500,000 $637,500 $560,000 $500,000-$600,000
Bashford St, Sharon Way, Knowles St, Leona Dr, Andover Rd, Martin Rd, Ball Ave, Bushey Ave, Amsterdam Ave, Downing St $263,500 $240,000 $200,000-$250,000 $517,500 $410,000 $500,000-$600,000
Hazelton Rd, Juana St, Wildway, Westmoreland Dr, Babcock Pl, Marwood Ln, Herriot Pl, Devoe Ave, Blair St, Fernbrook St $173,000 $150,000 $150,000-$175,000 $218,500 $200,000 $200,000-$250,000

Choose the Best Yonkers, NY Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 650-699 Credit Score $25 to 50,000 More than 3 Pets at home, Non-Smoker $2,180
Retired 500-549 Credit Score No Income 1 Pet, Smoker $2,500
Full Time Job 700-749 Credit Score >$150,000 2 Pets, Smoker $4,100

Choose the Right Deductible for your Yonkers, NY Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
New York $500 $1,310 $1,810 $1,090 $1,590 $220
Westchester County, NY $2,000 $1,870 $2,370 $1,500 $3,500 $-1,130
Yonkers, NY $2,500 $1,470 $1,970 $1,200 $3,700 $-1,730
Roslyn Harbor, NY $100 $2,350 $2,450 $1,930 $2,030 $420
Franklin Lakes, NJ $700 $2,670 $3,170 $2,320 $3,020 $150
Woodmere, NY $100 $1,680 $1,780 $1,380 $1,480 $300
Huntington Station, NY $2,000 $1,660 $2,160 $1,370 $3,370 $-1,210
Greenwood Lake, NY $500 $1,430 $1,930 $1,140 $1,640 $290
Florham Park, NJ $700 $1,560 $2,060 $1,330 $2,030 $30
Gardnertown, NY $300 $1,090 $1,390 $940 $1,240 $150
Holmdel, NJ $2,000 $1,130 $1,630 $990 $2,990 $-1,360
Holbrook, NY $200 $1,380 $1,580 $1,140 $1,340 $240
Wallkill, NY $1,500 $1,350 $1,850 $1,120 $2,620 $-770

Identify Top Home Insurance Agents near Yonkers, NY | Back to Top

Home Insurance Company Yonkers, NY Homeowners Insurance Agency Yonkers, NY Address Popularity Score Distance from Yonkers (miles)
State Farm Julie De Rossi 39 Broadway Lbby, New York, NY, 10006-3003
18.2
Travelers Summit Coverages Ltd 365 Bridge St Ste 9 Pro, Brooklyn, NY, 11201
18.6
Allstate Nigel Persad 10204 Jamaica Ave, Richmond Hill, NY, 11418
17.3
Allstate Kevin Williamson 4222 Avenue D, Brooklyn, NY, 11203
21.3
Allstate Thad Rosst 1065 Flushing Ave, Brooklyn, NY, 11237
17.0
State Farm Bill Singleton 383 Ashford Ave, Dobbs Ferry, NY, 10522-2625
4.7
State Farm Marty Connor 2417 Grand Avenue, Baldwin, NY, 11510-3219
24.3
State Farm Todd Randall 340 Ardsley Rd Ste 1a, Scarsdale, NY, 10583-2456
4.0
State Farm Tom Broderick 211 Main St, New Rochelle, NY, 10801-5712
5.5
State Farm Hielly Martinez 3052 3rd Ave, Bronx, NY, 10451-4630
9.0

Compare Rates for Yonkers, NY Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
New York $295,300 $1,210 $870 $1,730 $860
Westchester County, NY $533,300 $2,560 $1,770 $3,510 $1,740
Yonkers, NY $416,000 $1,830 $1,230 $2,600 $1,370
Roslyn Harbor, NY $1,000,001 $2,200 $1,610 $3,120 $1,510
Franklin Lakes, NJ $1,000,001 $2,500 $1,730 $3,430 $1,700
Woodmere, NY $618,900 $1,360 $980 $1,940 $960
Huntington Station, NY $387,700 $1,820 $1,240 $2,510 $1,270
Greenwood Lake, NY $293,600 $1,700 $1,210 $2,360 $1,150
Florham Park, NJ $630,100 $1,640 $1,160 $2,310 $1,150
Gardnertown, NY $267,700 $1,580 $1,060 $2,200 $1,140
Holmdel, NJ $621,900 $1,800 $1,310 $2,560 $1,250
Holbrook, NY $375,200 $1,350 $930 $1,860 $930
Wallkill, NY $258,200 $1,210 $880 $1,660 $780

Research Home Insurance Companies Reviews in Yonkers, NY Before Buying | Back to Top

Share a review on your home insurance company


USAA Home Insurance Reviews

Date: April 16, 2019    Age: 20 to 29    Gender: Female    Marital Status: Married

Customer Service
I've had a great experience with USAA with my home insurance. They go above and beyond to answer any questions in a polite way.

Date: April 05, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
I have never have had any issues or questions when i need to do a claim or anything. service is good . the only thing i can complaint is about the wait time for service because is a larger company

Date: February 15, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
The premiums and deductibles are also pretty standard. The premiums went up significantly after the first renewal and I never really understood why but I'm hoping this won't be a recurring theme otherwise I will be looking for new insurance.

Date: December 04, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Policy Offerings
USAA is for military families. Their rates are great for those living on a military salary. Would not go with anyone else.


Date: September 17, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Communication
I have had a really great experience getting answers to my questions by phone, adding/changing some coverages without a slip-up. Just one issue with an adjuster (the claim was actually due to another party's fault, so it wasn't critical that I speak to the adjuster, but I did have a question she could have helped me with.

Date: September 12, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
I don't have any current quotes from other companies.

Date: September 05, 2018    Age: 50 to 59    Gender: Male    Marital Status: Married

Customer Service
I was in an auto accident but the other person was at fault. So, while I didn't need to file a claim with my insurance company, I did receive contact from an adjuster from my company. When I had a question, she failed to return my call.

Date: September 03, 2018    Age: 50 to 59    Gender: Male    Marital Status: Unmarried

Policy Offerings
Coverage includes dwelling protection, other structures, personal property, loss of use protection for up to 12 months.


Date: August 06, 2018    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Customer Service
I like their customer service. They are really help full and go through everything, its a long call but its ok.

Date: August 04, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Communication
We did not have any problem with them when we reported an incident in one of our house, they did the logistics and it all turn out well

Date: May 09, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Website/App
It is easy to navigate, security is great. Being able to communicate with different departments is wonderful; I actually think it works better than sending an individual email.

Date: May 03, 2018    Age: 50 to 59    Gender: Male    Marital Status: Married

Website/App
The app takes a long time to get use to specially for new users. The links are a bit hard to navigate and work around with. Sometimes it takes too long to load. but its ok

Date: November 19, 2017    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
I was using my insurance for years now, i havent checked other insurance companies that offers the same, on top of that its global insurance so we dont have any issues.

Ameriprise Home Insurance Reviews

Date: October 05, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Policy Offerings
We have property protection coverage which includes dwelling, other structures, personal property, and loss of use. Additionally, we have personal liability protection which includes personal liability and medical payments.


Date: September 26, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
We have never had a poor experience with them, at least not yet. We try not to file claims, even when we could because in the past, the minute you file a claim your rate goes up. We were canceled by USAA for simply calling to ask if our fence was covered when it blew down during a major storm.

Date: September 12, 2018    Age: Above 60    Gender: Female    Marital Status: Married

Premium
We are satisfied with our premium because it covers all of the bases, and literally was half the yearly cost compared to Travelers, which was nearly a hardship it was so expensive.

Date: September 04, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Communication
Our current company is very good about communicating with us, although it's all via mail and on paper. They send our policy updates twice a year and we feel we are well informed by them.

Date: August 09, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Website/App
I really like the website. It is very detailed and informative. Policy details are very readable and user-friendly. Contact information for Ameriprise is easy to find on the website.

Date: July 24, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
The customer service team is always helpful and polite. I am never placed on hold for an extended amount of time. All team members are able to answer my questions and explain things in terms that are clear and understandable.

Date: May 27, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Website/App
Honestly, I don't even know if they have one. I've never tried to access it. Maybe I should look. Would be nice, actually.

Date: May 12, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Policy Offerings
Damage from fire or storms, tear and repair, living expenses if we have to move out, medical to someone else if something happens to them on our property.


Date: November 19, 2017    Age: 20 to 29    Gender: Male    Marital Status: Married

Premium
Like anything, I do wish the premium was less, but I do feel it is comparable or even less than other companies I have priced coverage with. One thing I dislike is how every year the premium seems to go up even though I never file any claims.

Date: November 18, 2017    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Communication
The company communicates very well in writing or through email. I am not bombarded by phone calls or solicitations. I receive most of my communication through email.

Allstate Home Insurance Reviews

Date: October 20, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Website/App
I really like it , it is easy going. you don't have to be a college graduate in order to nevigate and do things you want.

Date: September 01, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Communication
Love the friendliness and they go beyond to help you find that right for you and it makes take a day or two but they will find one for you

Date: August 31, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Customer Service
We rarely call customer service but we deal straight with the local office and they help out awesome they are always helpful and friendly

Date: August 01, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Website/App
Everything is available to you...you can pay online read your policy and find out another policy's so it's a great website

Date: November 19, 2017    Age: 40 to 49    Gender: Male    Marital Status: Married

Policy Offerings
Everything electronic and everything we brought the roof the floors any repairs due to weather so basically everything in the house if something happened to it like robbery or if a natural disaster happened it's covered


Utica National Insurance Home Insurance Reviews

Date: October 05, 2018    Age: 50 to 59    Gender: Female    Marital Status: Married

Premium
I feel the premium against the services offered are best compared to any other service provider. I am completely satisfied with the insurance company.

Date: September 23, 2018    Age: 50 to 59    Gender: Female    Marital Status: Married

Policy Offerings
They have covered everything including all electronic appliances including cellphones, television, refrigerators against theft, damage. They have also covered the building under the policy.


Date: September 19, 2018    Age: 50 to 59    Gender: Female    Marital Status: Unmarried

Website/App
They don't have a mobile app but their website is very comprehensive and has a lot of features including one where you can lodge complaints.

Date: November 19, 2017    Age: 30 to 39    Gender: Female    Marital Status: Married

Communication
I am completely satisfied with the interaction. They are trained properly on handling customer complaints. They are eager to help Customers.

Date: November 19, 2017    Age: 20 to 29    Gender: Female    Marital Status: Married

Customer Service
Insurance Company's Customer Service is one among the best. I am completely satisfied with the way they handle the complaints of their Customers.

Erie Insurance Home Insurance Reviews

Date: July 20, 2019    Age: 50 to 59    Gender: Male    Marital Status: Married

Policy Offerings
Erie insurance that rates a 4 out of 5 in terms of rates customer service.Their response rate is exemplary, their fine attention to detail remarkable and the ease with filing a claim.


Date: November 16, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Customer Service
I have had a good experience. I haven't had to use them yet, so I haven't experienced any major issues with them. They have a good premium. I pay less than $400.00 a year, so I really can't complain.

MetLife Home Insurance Reviews

Date: December 27, 2018    Age: 50 to 59    Gender: Female    Marital Status: Married

Premium
The premium was much less compared to State Farm and I also had increased coverage. The deductible was the same.

Travelers Home Insurance Reviews

7 Ways to Get Cheaper Homeowners Insurance in Yonkers, NY