How Can I Make My Gilroy, CA Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Gilroy, CA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Estimate Appropriate Gilroy, CA Home Insurance Coverage Levels | Back to Top
| Gilroy, CA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Ann Marie Ct, Eagle Ridge Dr, Dowdy St, Bloomfield Ave, el Roble Ct, Oak Glen Ave, Saguaro Ct, Wilford Way, Morningside Ct, Lions Peak Ln | $494,000 | $470,000 | $500,000-$600,000 | $475,500 | $450,000 | $400,000-$500,000 |
| Blue Heron Ct, Festa Aglio Dr, Hanna St, Omar Ave, Hyde Park Dr, Thomas Rd, Alyster Ct, Winged Foot Dr, Santa Barbara Dr, Radtke Ave | $288,000 | $240,000 | $300,000-$350,000 | $486,000 | $400,000 | $400,000-$500,000 |
| Taryn Ln, Santa Maria Ct, State Rte 25, Santa Inez Ct, Chester Ave, Llagas Rd, Co Hwy G7, Carnadero Ave, Vis del Sur, Dawn Way | $617,500 | $510,000 | $500,000-$600,000 | $657,000 | $580,000 | $700,000-$800,000 |
| Alta Oak Way, Wayland Ln, Filbro Dr, Uvas Rd, Desert Bloom Pl, Mariposa St, San Juan Ct, Mossrose Way, Deeva Ct, Ryan Ct | $617,000 | $510,000 | $700,000-$800,000 | $625,500 | $530,000 | $500,000-$600,000 |
| County Down Way, Lahinch Ct, Blue Parrot Ct, Lariat Dr, Durango Ln, el Toro Way, Sprig Way, Emerson Ct, Llagas Ave, E Hillview Ct | $513,500 | $420,000 | $400,000-$500,000 | $639,000 | $600,000 | $600,000-$700,000 |
Estimate your Savings with Home Insurance Discounts in Gilroy, CA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$207 | $1,173 |
| Superior Protection Discount | -$138 | $1,242 |
| Fire & Security Discount | -$124 | $1,256 |
| Hail Resistant Roof Discount | -$28 | $1,353 |
| Newly Constructed Home Discount | -$304 | $1,077 |
Choose the Right Deductible for your Gilroy, CA Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Santa Clara County | $2,000 | $1,489 | $3,489 | $1,082 | $3,082 | $407 |
| Gilroy, CA | $700 | $1,364 | $2,064 | $991 | $1,691 | $373 |
| Freedom, CA | $300 | $1,269 | $1,569 | $922 | $1,222 | $347 |
| Tres Pinos, CA | $2,000 | $1,932 | $3,932 | $1,404 | $3,404 | $528 |
| Lexington Hills, CA | $100 | $2,366 | $2,466 | $1,720 | $1,820 | $647 |
| Marina, CA | $100 | $866 | $966 | $629 | $729 | $237 |
| East Foothills, CA | $2,500 | $1,134 | $3,634 | $824 | $3,324 | $310 |
| Pacific Grove, CA | $300 | $1,131 | $1,431 | $822 | $1,122 | $309 |
| Davenport, CA | $1,000 | $1,860 | $2,860 | $1,352 | $2,352 | $508 |
| Redwood City, CA | $200 | $1,217 | $1,417 | $884 | $1,084 | $333 |
| Half Moon Bay, CA | $2,000 | $1,181 | $3,181 | $858 | $2,858 | $323 |
Identify Top Home Insurance Agents near Gilroy, CA | Back to Top
| Home Insurance Company Gilroy, CA | Homeowners Insurance Agency Gilroy, CA | Address | Popularity Score | Distance from Gilroy (miles) |
|---|---|---|---|---|
| State Farm | Rolando Suarez | 696 E Santa Clara St Ste 110, San Jose, CA, 95112-1911 | 28.2 | |
| State Farm | Kristen Termini | 1762 Miramonte Ave, Mountain View, CA, 94040-3763 | 37.5 | |
| Travelers | Coverage Plus Insurance Agency | 750 E Mcglincy Ln Ste 109, Campbell, CA, 95008 | 27.0 | |
| State Farm | Hera Tong Gutierrez | 32145 Alvrdo Niles Rd Ste 205, Union City, CA, 94587-2930 | 48.3 | |
| Farmers | Robert Love | 4340 Almaden Expy Ste 200, San Jose, CA, 95118 | 24.0 | |
| Allstate | Cuahutemoc Leon Soto | 105 W Main Ave, Morgan Hill, CA, 95037 | 9.3 | |
| State Farm | Joe Frangieh | 120 W Campbell Ave Ste A, Campbell, CA, 95008-1044 | 28.0 | |
| Allstate | Barry Brewer | 21040 Homestead Rd Ste 204, Cupertino, CA, 95014 | 34.1 | |
| State Farm | Peter Nguyen | 1816 Tully Rd Ste 246, San Jose, CA, 95122-4405 | 25.5 | |
| State Farm | Nhut Ho | 2048 Tully Rd, San Jose, CA, 95122-1357 | 25.6 |
Compare Rates for Gilroy, CA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Santa Clara County, CA | $829,600 | $1,507 | $1,110 | $2,050 | $940 |
| Gilroy, CA | $583,900 | $1,380 | $1,020 | $1,880 | $860 |
| Freedom, CA | $442,000 | $1,284 | $950 | $1,750 | $800 |
| Tres Pinos, CA | $695,900 | $1,955 | $1,450 | $2,660 | $1,210 |
| Lexington Hills, CA | $914,300 | $2,395 | $1,770 | $3,260 | $1,490 |
| Marina, CA | $431,800 | $877 | $650 | $1,190 | $540 |
| East Foothills, CA | $767,700 | $1,148 | $850 | $1,560 | $710 |
| Pacific Grove, CA | $764,600 | $1,145 | $850 | $1,560 | $710 |
| Davenport, CA | $663,200 | $1,883 | $1,390 | $2,560 | $1,170 |
| Redwood City, CA | $1,016,700 | $1,232 | $910 | $1,680 | $770 |
| Half Moon Bay, CA | $879,000 | $1,195 | $880 | $1,630 | $750 |
Research Home Insurance Companies Reviews in Gilroy, CA Before Buying | Back to Top
Share a review on your home insurance company
Liberty Mutual Home Insurance Reviews
Date: September 11, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
My Liberty Mutual premium and deductible is about the same as my last with Erie insurance. The only difference is the overall cost which is about half the amount of Erie insurance.
Allstate Home Insurance Reviews
Date: May 30, 2019 Age: 40 to 49 Gender: Married Marital Status: Female
Customer Service
This is the best company for insurance and gives you more clear plan and terms and benefit are really high to the new home buyers.
State Farm Home Insurance Reviews
Date: July 05, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Policy Offerings
I would definitely offer that State Farm has pretty much the same offerings as other companies, but what makes them stand out is their customer service.
Progressive Home Insurance Reviews
Date: October 21, 2019 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Customer Service
They were prompt with helping me on a roof claim, but they do a poor job trying to explain their annual price increases.