Gavop's guide to buying homeowners insurance in Cross Creek, OH covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Cross Creek, OH - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Commercial Ave, E Church St, Castle Dr, Hilgar, Grant Ln, Meadow Ln, Beechwood Blvd, Ward Dr N, Co Hwy 74, S Hollywood Blvd | $97,000 | $90,000 | $75,000-$100,000 | $63,000 | $60,000 | $50,000-$75,000 |
| Buckingham Ridge Rd, Snug Harbor Rd, Everson Way, Leo St, Hays Dr, Co Rd 19, Twp Rd 177A, Emmett St, Reichart Ave, Patton Ave | $60,500 | $50,000 | $50,000-$75,000 | $46,000 | $40,000 | $25,000-$50,000 |
| Portland Ave, John Scott Hwy, Williams Blvd, Co Hwy 30, Meadow Rd, Emery Ave, Norris Ave, Twp Rd 156, Laurel Woods St, Colonial Dr | $141,500 | $130,000 | $150,000-$175,000 | $142,500 | $130,000 | $150,000-$175,000 |
| Iva Way, Capital St, Squirrel Hill Rd, Mildred St, Oliver Dr, Greenfield Ave, Woodvue Ln, Skyview Dr, Sunshine Park Rd, Normandy Dr | $151,000 | $120,000 | $150,000-$175,000 | $67,000 | $60,000 | $50,000-$75,000 |
| Arnell Ln, Keeper Rd, Douglas Ave, Pattiston Ave, Queensboro St, Chase Rd, Malone St, Bryden Rd, Olive Dr, Blues Run Rd | $96,000 | $80,000 | $100,000-$125,000 | $107,000 | $90,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$116 | $496 |
| Superior Protection Discount | -$61 | $551 |
| Fire & Security Discount | -$55 | $557 |
| Hail Resistant Roof Discount | -$18 | $594 |
| Newly Constructed Home Discount | -$129 | $483 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Jefferson County | $1,500 | $792 | $2,292 | $575 | $2,075 | $216 |
| Cross Creek, OH | $700 | $605 | $1,305 | $439 | $1,139 | $165 |
| Wheeling, WV | $300 | $641 | $941 | $466 | $766 | $175 |
| Benwood, WV | $2,500 | $512 | $3,012 | $372 | $2,872 | $140 |
| Fallston, PA | $400 | $530 | $930 | $385 | $785 | $145 |
| Midvale, OH | $1,500 | $568 | $2,068 | $413 | $1,913 | $155 |
| Van Voorhis, PA | $300 | $504 | $804 | $366 | $666 | $138 |
| Mather, PA | $1,500 | $504 | $2,004 | $366 | $1,866 | $138 |
| Port Washington, OH | $500 | $574 | $1,074 | $417 | $917 | $157 |
| Braddock Hills, PA | $1,000 | $550 | $1,550 | $400 | $1,400 | $150 |
| Stone Creek, OH | $100 | $557 | $657 | $405 | $505 | $152 |
| West Pittsburg, PA | $1,500 | $536 | $2,036 | $390 | $1,890 | $147 |
| Home Insurance Company Cross Creek, OH | Homeowners Insurance Agency Cross Creek, OH | Address | Popularity Score | Distance from Cross Creek (miles) |
|---|---|---|---|---|
| State Farm | Jan Cefalu | 727 E Western Reserve Rd, Poland, OH, 44514-4359 | 46.0 | |
| Travelers | L Calvin Jones & Co | 3744 Starr Centre Dr, Canfield, OH, 44406 | 48.5 | |
| State Farm | Jim Brown | 59 West Mckinley Way, Poland, OH, 44514-1953 | 48.6 | |
| Farmers | Dena Patt | 3996 Central Ave, Shadyside, OH, 43947 | 24.3 | |
| State Farm | Annette Mapes | 712 E Lincolnway, Minerva, OH, 44657-1210 | 35.1 | |
| Liberty Mutual Independent | Minor Insurance Agency Llc | 7905 State Route 45, Lisbon, OH, 44432 | 32.2 | |
| Allstate | Stephen Piersante | 60 S Main St, Poland, OH, 44514 | 48.7 | |
| Liberty Mutual Independent | Usi Midwest | 1275 Boardman-Poland Rd Poland, Youngstown, OH, 44514 | 48.6 | |
| State Farm | Tom Danko | 565 E Main St, Canfield, OH, 44406-1598 | 48.5 | |
| State Farm | Mike Schuetz | 160 Cunningham Ave., Cadiz, OH, 43907 | 16.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $480 | $1,020 | $540 |
| Jefferson County, OH | $88,700 | $801 | $580 | $1,130 | $550 |
| Cross Creek, OH | $112,600 | $612 | $420 | $860 | $440 |
| Wheeling, WV | $104,300 | $649 | $430 | $900 | $470 |
| Benwood, WV | $57,300 | $518 | $380 | $710 | $330 |
| Fallston, PA | $78,100 | $536 | $390 | $730 | $340 |
| Midvale, OH | $83,300 | $575 | $410 | $790 | $380 |
| Van Voorhis, PA | $69,000 | $510 | $350 | $710 | $360 |
| Mather, PA | $68,900 | $510 | $350 | $730 | $380 |
| Port Washington, OH | $85,300 | $581 | $420 | $800 | $380 |
| Braddock Hills, PA | $85,500 | $557 | $400 | $770 | $370 |
| Stone Creek, OH | $80,000 | $564 | $400 | $800 | $400 |
| West Pittsburg, PA | $80,600 | $543 | $370 | $750 | $380 |