Gavop shows you how to buy homeowners insurance in Seymour, CT by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $82,000 | $80,000 | $75,000-$100,000 |
| 2 Bedroom | $254,000 | $230,000 | $250,000-$300,000 |
| 3 Bedroom | $274,500 | $220,000 | $200,000-$250,000 |
| 4 Bedroom | $353,500 | $310,000 | $400,000-$500,000 |
| 5 Bedroom | $568,000 | $530,000 | $600,000-$700,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$151 | $688 |
| Superior Protection Discount | -$84 | $755 |
| Fire & Security Discount | -$67 | $772 |
| Hail Resistant Roof Discount | -$17 | $822 |
| Newly Constructed Home Discount | -$227 | $612 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,794 |
| Physical Damage | $2,513 |
| Hail Damage | $4,948 |
| Wind Damage | $6,305 |
| Expensive Claims | |
| Fire | $46,463 |
| Smoke | $16,553 |
| Home Insurance Company Seymour, CT | Homeowners Insurance Agency Seymour, CT | Address | Popularity Score | Distance from Seymour (miles) |
|---|---|---|---|---|
| Allstate | Kyle Phillips | 501 Boston Post Rd Ste 3, Orange, CT, 6477 | 9.6 | |
| Travelers | Adam Miller Agency Llc | 227 Monroe Turnpike 2nd Fl, Monroe, CT, 6468 | 9.5 | |
| State Farm | Chris Bamgboye | 1890 Dixwell Ave Ste 108, Hamden, CT, 06514-3118 | 8.5 | |
| Nationwide | Margaret M. Kramer | 2643 Whitney Ave, Hamden, CT, 06518-2916 | 9.7 | |
| Nationwide | Rose Insurance Agency Llc | 418 Roosevelt Dr, Derby, CT, 06418-1667 | 4.0 | |
| State Farm | Deric Currie | 3208 Whitney Ave Ste 1b, Hamden, CT, 06518-2158 | 9.6 | |
| State Farm | John Berardino | 1700 Post Rd Ste E9, Fairfield, CT, 06824-5726 | 19.2 | |
| Travelers | Lobo Insurance Agency | 10 Main St, Hebron, CT, 6248 | 41.7 | |
| Travelers | Insurance Problem Solvers Llc | 3 Fay St, West Haven, CT, 6516 | 9.1 | |
| Liberty Mutual Independent | Wilson Agency Inc | 30 Huntington Street, Shelton, CT, 6484 | 7.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Connecticut | $270,100 | $1,253 | $900 | $1,770 | $870 |
| New Haven County, CT | $244,400 | $1,183 | $820 | $1,630 | $810 |
| Seymour, CT | $243,400 | $839 | $600 | $1,150 | $550 |
| Waterbury, CT | $128,600 | $759 | $540 | $1,050 | $510 |
| Torrington, CT | $160,200 | $876 | $600 | $1,220 | $620 |
| Lake Pocotopaug, CT | $254,000 | $1,209 | $830 | $1,730 | $900 |
| East Haddam, CT | $268,800 | $888 | $610 | $1,260 | $650 |
| Northville, NY | $454,000 | $2,198 | $1,580 | $3,030 | $1,450 |
| Croton-on-Hudson, NY | $507,600 | $1,201 | $830 | $1,700 | $870 |
| Baywood, NY | $281,600 | $1,106 | $740 | $1,570 | $830 |
| North Canaan, CT | $194,800 | $1,035 | $690 | $1,430 | $740 |
| Waterford, CT | $253,400 | $859 | $620 | $1,230 | $610 |
| Greenvale, NY | $603,700 | $2,710 | $1,950 | $3,850 | $1,900 |