Gavop shows you how to buy homeowners insurance in Woodstock, NY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Woodstock, NY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Northwoods Rd, Old Forge Rd, Northwoods, Meadow Ct, Mead Mountain Rd, Allen Dr, Broadview Rd, Boggs Hill Exd, Apple Rock Dr, Lower Byrdcliff Rd | $184,500 | $170,000 | $150,000-$175,000 | $160,000 | $150,000 | $125,000-$150,000 |
| Glenford Wittenberg Rd, Blue Jay Way, Seaton Ln, Playhouse Ln Exd, Simmons Ct, Cannon Cir, Lark Dr, Tannery Brook Rd, Blues Quarry, Birch Ln | $217,500 | $200,000 | $175,000-$200,000 | $290,500 | $260,000 | $300,000-$350,000 |
| Bass Meadow Ln, California Quarry Exn, Boggs Hill Rd, Our Rd, Sugar Bear Ln, Goat Hill Rd, Purdy Hollow Rd, W Saugerties Rd, Rowe Rd, Jims Rd | $443,000 | $390,000 | $500,000-$600,000 | $359,500 | $340,000 | $300,000-$350,000 |
| Easton Ln, Zena Highwoodswestbend Rd, Speare Rd, Laura Ln, Bearsville Wittenberg Rd, Joy Rd, Co Rd 41, Meher Cir, The Middleway, Evergreen Ln | $394,000 | $350,000 | $350,000-$400,000 | $175,000 | $140,000 | $150,000-$175,000 |
| Eighmey Rd, Van Dale Rd, Garrison Rd, Van Hoagland Rd, Violet Pl, W Hurley Rd, Parker Ln, Meads Mountain Rd, Tannery Brook Rd, Louie's Way | $366,500 | $320,000 | $350,000-$400,000 | $312,500 | $280,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$172 | $784 |
| Superior Protection Discount | -$96 | $861 |
| Fire & Security Discount | -$96 | $861 |
| Hail Resistant Roof Discount | -$29 | $928 |
| Newly Constructed Home Discount | -$201 | $755 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Ulster County | $700 | $808 | $1,508 | $587 | $1,287 | $221 |
| Woodstock, NY | $700 | $945 | $1,645 | $687 | $1,387 | $258 |
| Lexington, NY | $300 | $788 | $1,088 | $573 | $873 | $215 |
| Denning, NY | $700 | $807 | $1,507 | $587 | $1,287 | $221 |
| Claverack-Red Mills, NY | $300 | $817 | $1,117 | $594 | $894 | $223 |
| Washington, NY | $700 | $1,696 | $2,396 | $1,233 | $1,933 | $464 |
| Broome, NY | $200 | $619 | $819 | $450 | $650 | $169 |
| Pine Bush, NY | $1,000 | $777 | $1,777 | $564 | $1,564 | $212 |
| Sheffield, MA | $400 | $1,161 | $1,561 | $844 | $1,244 | $317 |
| Mountain Lodge Park, NY | $2,500 | $697 | $3,197 | $506 | $3,006 | $190 |
| East Nassau, NY | $200 | $704 | $904 | $512 | $712 | $193 |
| Warren, CT | $1,000 | $1,510 | $2,510 | $1,097 | $2,097 | $413 |
| Home Insurance Company Woodstock, NY | Homeowners Insurance Agency Woodstock, NY | Address | Popularity Score | Distance from Woodstock (miles) |
|---|---|---|---|---|
| Farmers | Rob Bowen | 78 Brookside Ave Ste 132b, Chester, NY, 10918 | 48.5 | |
| Travelers | Bryan Insurance Agency Llc | 287 Windsor Hwy Ste 350, New Windsor, NY, 12553 | 41.2 | |
| Travelers | Wallberg Company Inc | 796 Route 82 Ste C, Hopewell Junction, NY, 12533 | 37.8 | |
| Allstate | Steven Phillips | 115 Temple Hill Rd, Vails Gate, NY, 12584 | 42.0 | |
| State Farm | Tom Roessner | 438 Route 212, Saugerties, NY, 12477-4612 | 9.8 | |
| Allstate | Rose & Kiernan Inc | 527 Route 22, Pawling, NY, 12564 | 45.3 | |
| State Farm | Ryan Crosby | 531 Rt 32, Highland Mills, NY, 10930 | 49.0 | |
| Liberty Mutual Independent | Deforest Group Inc - Kingston | 120 Wood Rd, Kingston, NY, 12401 | 10.5 | |
| State Farm | Frank Loughlin | 3 Fyke Rd, Catskill, NY, 12414-5108 | 17.6 | |
| Travelers | Kemp Insurance Agency Inc | 2679 Route 17m Ste 2, Goshen, NY, 10924 | 46.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $850 | $1,650 | $800 |
| Ulster County, NY | $221,600 | $818 | $580 | $1,140 | $560 |
| Woodstock, NY | $325,800 | $956 | $660 | $1,370 | $710 |
| Lexington, NY | $208,800 | $798 | $570 | $1,130 | $560 |
| Denning, NY | $214,300 | $817 | $600 | $1,130 | $530 |
| Claverack-Red Mills, NY | $217,300 | $827 | $560 | $1,170 | $610 |
| Washington, NY | $385,400 | $1,717 | $1,240 | $2,460 | $1,220 |
| Broome, NY | $139,600 | $627 | $450 | $900 | $450 |
| Pine Bush, NY | $205,200 | $786 | $570 | $1,110 | $540 |
| Sheffield, MA | $286,400 | $1,175 | $810 | $1,680 | $870 |
| Mountain Lodge Park, NY | $177,800 | $705 | $490 | $1,000 | $510 |
| East Nassau, NY | $180,700 | $713 | $510 | $1,010 | $500 |
| Warren, CT | $368,500 | $1,528 | $1,050 | $2,150 | $1,100 |