Gavop tells you how to get the best homeowners insurance in Pennington County, SD by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Pennington County, SD - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| 148th Ave, Night Wind Ct, Panorama Cir, Silver St, Kyle St, Shelter Dr, Green Oak Ln, Mystic Dr, Paulsen Rd, Forest Dr | $133,000 | $110,000 | $125,000-$150,000 | $142,500 | $120,000 | $125,000-$150,000 |
| Timber Ln, Glenn St, Old State Hwy 40, Martin Ln, 37th St, Gemini St, Hwy 16, Motherlode Dr, Eagle Rd, Chalkstone Dr | $168,500 | $160,000 | $125,000-$150,000 | $133,000 | $110,000 | $100,000-$125,000 |
| Pond Pl, Crossbill Cir, Delor Ct, 39th St, Billy Mitchel Blvd, W Pine St, Bridge Ln, Bluebird Ct, Fairmont Blvd, Nebraska St | $221,500 | $200,000 | $250,000-$300,000 | $168,500 | $150,000 | $175,000-$200,000 |
| Brown Rd, Roberta St, F S 389, Silver City Rd, Fairmont Pl, E Fairlane Dr, Jenny Gulch, Carriage Hills Dr, 228th St, Jepsen Dr | $195,500 | $180,000 | $200,000-$250,000 | $222,000 | $200,000 | $250,000-$300,000 |
| Lonetree Rd, Hidden Valley Trl, Nugget Gulch Dr, Kerry Dr, Carriage Hills Pl, Hall St, Saint Patrick St, Race Track Rd, Jupiter Ct, Jack Pine Dr | $240,500 | $220,000 | $200,000-$250,000 | $151,500 | $130,000 | $175,000-$200,000 |
| Promise Rd, Mars Dr, Vine St, Circle Dr, Latrobe Ave, State Hwy 240, E Paradise Dr, Saratoga Dr, Clover Ridge Dr, S C Ave | $139,500 | $120,000 | $150,000-$175,000 | $162,000 | $140,000 | $125,000-$150,000 |
| Philadelphia St, Red Cloud St, Saint Charles St, Signal Dr, Jenny Gulch Rd, Leland Ln, Hanover Dr, Wren Ct, Concourse Dr, Cedar Dr | $154,000 | $140,000 | $125,000-$150,000 | $130,500 | $110,000 | $100,000-$125,000 |
| Parkview Dr, Dolphin Ln, Morningside Dr, Blanche Dr, Elmhurst Dr, Flight Line Ct, Copper Ln, Chokecherry Ln, Gillette Prairie Rd, McVey Rd | $305,500 | $250,000 | $250,000-$300,000 | $244,000 | $220,000 | $250,000-$300,000 |
| Arrowhead Dr, Odde Pl, Pine Cone Ln, Lien St, Monarch Ct, Wonderland Ct, Park Dr, Winfield Ct, Co Rd 211, Tranquil Trl | $169,000 | $140,000 | $175,000-$200,000 | $98,000 | $80,000 | $75,000-$100,000 |
| Jensen Rd, Tollinger Rd, Seger Dr, Penalua Gulch Rd, Hagen Ct, N 7th St, Raider Rd, Forrest Rt 671, W Elm St, Knollwood Dr | $192,000 | $160,000 | $200,000-$250,000 | $113,000 | $100,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$136 | $837 |
| Superior Protection Discount | -$88 | $885 |
| Fire & Security Discount | -$88 | $885 |
| Hail Resistant Roof Discount | -$19 | $953 |
| Newly Constructed Home Discount | -$204 | $768 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Pennington County | $1,000 | $961 | $1,961 | $698 | $1,698 | $263 |
| Pennington County, SD | $1,000 | $961 | $1,961 | $698 | $1,698 | $263 |
| East Central Pennington, SD | $400 | $988 | $1,388 | $718 | $1,118 | $270 |
| Box Elder, SD | $300 | $758 | $1,058 | $551 | $851 | $207 |
| Hermosa, SD | $400 | $813 | $1,213 | $591 | $991 | $222 |
| Wall, SD | $1,500 | $856 | $2,356 | $622 | $2,122 | $234 |
| Johnson Siding, SD | $200 | $1,178 | $1,378 | $856 | $1,056 | $322 |
| Home Insurance Company Pennington County, SD | Homeowners Insurance Agency Pennington County, SD | Address | Popularity Score | Distance from Pennington County (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Western Dakota Insurors Inc | 816 5th St, Rapid City, SD, 57701 | 20.7 | |
| Liberty Mutual Independent | Western Dakota Insurors Inc | 816 Fifth St Rapid City, Rapid City, SD, 57701 | 20.7 | |
| State Farm | Bruce Kitterman | 527 Kansas City St, Rapid City, SD, 57701-3673 | 20.8 | |
| Liberty Mutual Independent | First Western Insurance Agency Inc | 2630 Jackson Blvd Ste 202, Rapid City, SD, 57702 | 22.4 | |
| State Farm | Eric Fowler | 2118 Lazelle St, Sturgis, SD, 57785-1316 | 45.1 | |
| State Farm | Gregg Fullerton | 1219 St Joe St Ste 200, Rapid City, SD, 57701-2669 | 20.2 | |
| State Farm | Jeff Johnson | 1301 W Omaha St Ste 108, Rapid City, SD, 57701-2421 | 21.5 | |
| State Farm | Matt Mccormick | 716 N Lacrosse St Ste 100, Rapid City, SD, 57701-1338 | 19.8 | |
| Farmers | Roger Beck | 1241 Sherman St, Sturgis, SD, 57785 | 44.5 | |
| Liberty Mutual Independent | First Western Insurance | 460 Main Street Deadwood, Sturgis, SD, 57732 | 44.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| South Dakota | $152,700 | $984 | $710 | $1,350 | $640 |
| Pennington County, SD | $172,400 | $973 | $670 | $1,330 | $660 |
| Pennington County, SD | $172,400 | $973 | $690 | $1,330 | $640 |
| East Central Pennington, SD | $157,700 | $1,000 | $670 | $1,390 | $720 |
| Box Elder, SD | $130,700 | $767 | $560 | $1,080 | $520 |
| Hermosa, SD | $103,900 | $823 | $590 | $1,160 | $570 |
| Wall, SD | $116,500 | $866 | $610 | $1,230 | $620 |
| Johnson Siding, SD | $219,900 | $1,192 | $820 | $1,660 | $840 |