Gavop tells you how to get the best homeowners insurance in Riverbend, NC by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $45,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $112,000 | $100,000 | $100,000-$125,000 |
| 3 Bedroom | $87,000 | $70,000 | $50,000-$75,000 |
| 4 Bedroom | $149,000 | $140,000 | $125,000-$150,000 |
| 5 Bedroom | $276,500 | $240,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$126 | $574 |
| Superior Protection Discount | -$70 | $630 |
| Fire & Security Discount | -$49 | $651 |
| Hail Resistant Roof Discount | -$21 | $679 |
| Newly Constructed Home Discount | -$168 | $532 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Gaston County | $2,500 | $739 | $3,239 | $537 | $3,037 | $202 |
| Riverbend, NC | $1,500 | $691 | $2,191 | $502 | $2,002 | $189 |
| Kings Mountain, NC | $500 | $634 | $1,134 | $461 | $961 | $173 |
| Clover, SC | $1,500 | $1,109 | $2,609 | $806 | $2,306 | $303 |
| Mooresville, NC | $400 | $966 | $1,366 | $702 | $1,102 | $264 |
| Catawba, NC | $2,500 | $658 | $3,158 | $478 | $2,978 | $180 |
| Cherokee County, SC | $300 | $624 | $924 | $453 | $753 | $170 |
| Colfax, NC | $700 | $868 | $1,568 | $631 | $1,331 | $237 |
| Oakboro, NC | $100 | $857 | $957 | $623 | $723 | $234 |
| Marshville, NC | $1,000 | $690 | $1,690 | $502 | $1,502 | $189 |
| Southmont, NC | $700 | $807 | $1,507 | $587 | $1,287 | $221 |
| Home Insurance Company Riverbend, NC | Homeowners Insurance Agency Riverbend, NC | Address | Popularity Score | Distance from Riverbend (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Swimmer Insurance Agency | 725 Providence Rd, Charlotte, NC, 28207 | 15.9 | |
| Allstate | Pat Fogle | 9107 S Tryon St Ste C, Charlotte, NC, 28273 | 15.9 | |
| State Farm | Kyle Fadeley | 13551 Steelecroft Pkwy Ste 120, Charlotte, NC, 28278-7564 | 17.4 | |
| Travelers | L & L Insurance Agency | 365 N New Hope Rd Ste 2, Gastonia, NC, 28054 | 8.5 | |
| Erie | Terry Knight Insurance Service Inc. | 3816-09 S New Hope Road, Gastonia, NC, 28056 | 9.5 | |
| State Farm | Al Adams | 540 Oak St, Forest City, NC, 28043-3583 | 47.7 | |
| Allstate | Eric Harris | 233 S Sharon Amity Rd Ste 107, Charlotte, NC, 28211 | 18.1 | |
| State Farm | Marty Zirkle | 1429 E Marion St Ste 8, Shelby, NC, 28150-4946 | 26.3 | |
| Travelers | Avery Insurance Group | 210 N Main St, Belmont, NC, 28012 | 7.2 | |
| State Farm | Gene Haynes | 8316 Medical Plaza Dr Ste A, Charlotte, NC, 28262-6704 | 15.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $600 | $1,270 | $670 |
| Gaston County, NC | $130,700 | $748 | $510 | $1,070 | $560 |
| Riverbend, NC | $145,500 | $700 | $480 | $970 | $490 |
| Kings Mountain, NC | $113,300 | $642 | $460 | $890 | $430 |
| Clover, SC | $193,500 | $1,123 | $800 | $1,580 | $780 |
| Mooresville, NC | $207,500 | $977 | $670 | $1,390 | $720 |
| Catawba, NC | $118,600 | $666 | $450 | $950 | $500 |
| Cherokee County, SC | $94,300 | $631 | $420 | $870 | $450 |
| Colfax, NC | $93,200 | $879 | $630 | $1,200 | $570 |
| Oakboro, NC | $154,100 | $867 | $580 | $1,190 | $610 |
| Marshville, NC | $145,300 | $699 | $500 | $1,000 | $500 |
| Southmont, NC | $141,600 | $817 | $590 | $1,170 | $580 |