Gavop's guide to buying homeowners insurance in Center, PA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $49,500 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $109,500 | $100,000 | $100,000-$125,000 |
| 3 Bedroom | $185,500 | $160,000 | $175,000-$200,000 |
| 4 Bedroom | $200,000 | $190,000 | $200,000-$250,000 |
| 5 Bedroom | $262,500 | $220,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$97 | $593 |
| Superior Protection Discount | -$62 | $628 |
| Fire & Security Discount | -$76 | $614 |
| Hail Resistant Roof Discount | -$21 | $669 |
| Newly Constructed Home Discount | -$173 | $518 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Beaver County | $1,500 | $634 | $2,134 | $461 | $1,961 | $173 |
| Center, PA | $1,000 | $682 | $1,682 | $495 | $1,495 | $186 |
| New Cumberland, WV | $300 | $612 | $912 | $444 | $744 | $167 |
| Fox Chapel, PA | $1,000 | $1,120 | $2,120 | $814 | $1,814 | $306 |
| Frazer, PA | $100 | $630 | $730 | $458 | $558 | $172 |
| Plain Grove, PA | $1,000 | $674 | $1,674 | $490 | $1,490 | $184 |
| Upper Burrell, PA | $300 | $726 | $1,026 | $528 | $828 | $198 |
| Beech Bottom, WV | $1,500 | $488 | $1,988 | $355 | $1,855 | $133 |
| Twilight, PA | $400 | $657 | $1,057 | $477 | $877 | $180 |
| Long Branch, PA | $2,000 | $618 | $2,618 | $449 | $2,449 | $169 |
| Marianna, PA | $500 | $430 | $930 | $312 | $812 | $117 |
| Alliance, OH | $2,500 | $680 | $3,180 | $494 | $2,994 | $186 |
| Home Insurance Company Center, PA | Homeowners Insurance Agency Center, PA | Address | Popularity Score | Distance from Center (miles) |
|---|---|---|---|---|
| State Farm | Bethanie Deluca | 2564 Darlington Rd, Beaver Falls, PA, 15010-1254 | 9.5 | |
| Travelers | Luckey Agency Inc | 362 Third St, Beaver, PA, 15009 | 3.4 | |
| Nationwide | Swenson Insurance Inc | 234 Shady Avenue, Pittsburgh, PA, 15206-4316 | 23.8 | |
| Erie | Turner Insurance Agency Inc. | 240 S Main Street, Harrisville, PA, 16038 | 36.9 | |
| Farmers | Michael Williamson | 214 W Main St, Monongahela, PA, 15063 | 36.6 | |
| Erie | Peterson Insurance Associates Inc | 799 Virginia Avenue, Rochester, PA, 15074 | 5.3 | |
| Farmers | Cheryl Portonova | 801 Midland Ave, Midland, PA, 15059 | 8.1 | |
| Farmers | Paul Mabin | 201 State St, Baden, PA, 15005 | 4.0 | |
| Erie | Schmidhamer Agency | 250 Insurance Street Suite 201, Beaver, PA, 15009 | 3.2 | |
| Allstate | Ken Mihalcin | 801 Darlington Rd, Beaver Falls, PA, 15010 | 7.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $530 | $1,060 | $530 |
| Beaver County, PA | $129,200 | $642 | $430 | $890 | $460 |
| Center, PA | $168,700 | $690 | $500 | $950 | $450 |
| New Cumberland, WV | $82,100 | $619 | $410 | $880 | $470 |
| Fox Chapel, PA | $603,900 | $1,134 | $770 | $1,620 | $850 |
| Frazer, PA | $118,300 | $638 | $450 | $910 | $460 |
| Plain Grove, PA | $138,400 | $682 | $490 | $980 | $490 |
| Upper Burrell, PA | $165,200 | $735 | $490 | $1,010 | $520 |
| Beech Bottom, WV | $52,000 | $494 | $360 | $700 | $340 |
| Twilight, PA | $130,600 | $665 | $490 | $910 | $420 |
| Long Branch, PA | $112,900 | $626 | $430 | $890 | $460 |
| Marianna, PA | $45,600 | $435 | $300 | $620 | $320 |
| Alliance, OH | $80,600 | $688 | $470 | $980 | $510 |