Gavop's guide to buying homeowners insurance in Howell, MI covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Howell, MI - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Fendt Dr, Egret Pt, Motor Dr, York Rd, Hewitt St, Curzon Ct, Madison St, Henry, Wallace Way, Sexton Rd | $109,000 | $90,000 | $100,000-$125,000 | $217,500 | $200,000 | $175,000-$200,000 |
| Sterling Dr, Normandy Dr, Tarnow St, S Center St, Monroe, Burns St, Inverness St, Glen Rd, Bates St, Pere Marquette St | $80,000 | $70,000 | $75,000-$100,000 | $133,500 | $130,000 | $100,000-$125,000 |
| Kimball St, Le Havre St, West St, W Brooks St, E Davis Rd, Harvest Dr, Gilmore St, Still Valley Dr, Oak Squire Ln, Valley Forest Ct | $160,500 | $140,000 | $150,000-$175,000 | $187,500 | $150,000 | $200,000-$250,000 |
| Summit, Toddiem, N Center St, Higgins St, Gregory, Cleary Dr, N State St, N Highlander Way, Martinique Dr, Gray | $81,000 | $70,000 | $75,000-$100,000 | $134,500 | $120,000 | $150,000-$175,000 |
| N Alstott Dr, Penobscot Dr, S Highlander Way, Griswold St, Bates, Fox Ridge Dr, Henderson Rd, North St, Dubois Ct, Michelle Dr | $87,500 | $80,000 | $75,000-$100,000 | $127,000 | $120,000 | $100,000-$125,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$54 | $621 |
| Home and Two Car | -$115 | $561 |
| Home and Three Car | -$155 | $520 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Livingston County | $700 | $849 | $1,549 | $617 | $1,317 | $232 |
| Howell, MI | $2,500 | $667 | $3,167 | $485 | $2,985 | $182 |
| Rives, MI | $300 | $764 | $1,064 | $555 | $855 | $209 |
| Sylvan Lake, MI | $2,000 | $848 | $2,848 | $616 | $2,616 | $232 |
| Lansing charter, MI | $100 | $663 | $763 | $482 | $582 | $181 |
| Redford charter, MI | $700 | $617 | $1,317 | $448 | $1,148 | $168 |
| Clawson, MI | $400 | $666 | $1,066 | $484 | $884 | $182 |
| Potterville, MI | $700 | $658 | $1,358 | $478 | $1,178 | $180 |
| Dearborn, MI | $400 | $726 | $1,126 | $528 | $928 | $199 |
| Ridgeway, MI | $1,000 | $737 | $1,737 | $536 | $1,536 | $201 |
| Woodstock, MI | $500 | $769 | $1,269 | $559 | $1,059 | $210 |
| Eagle, MI | $2,500 | $818 | $3,318 | $595 | $3,095 | $224 |
| Home Insurance Company Howell, MI | Homeowners Insurance Agency Howell, MI | Address | Popularity Score | Distance from Howell (miles) |
|---|---|---|---|---|
| Allstate | John Ivkov | 42770 Van Dyke Ave, Sterling Heights, MI, 48314 | 46.0 | |
| Allstate | Chris Sarkella | 57102 10 Mile Rd, South Lyon, MI, 48178 | 19.2 | |
| Travelers | Valenti-Trobec-Chandler Inc | 1175 W Longlake Rd Ste 200, Troy, MI, 48098 | 38.9 | |
| State Farm | Mimmo Vitale | 909 E Eleven Mile Rd, Royal Oak, MI, 48067 | 41.7 | |
| Allstate | Jeremy Mlynarek | 53193 Hayes Rd, Shelby Township, MI, 48315 | 49.2 | |
| Liberty Mutual Independent | Consolidated Agencies Inc. | 33261 Woodward Ave, Birmingham, MI, 48009 | 37.7 | |
| Allstate | Carolyn Tack-West | 580 W 14 Mile Rd, Clawson, MI, 48017 | 40.1 | |
| Farmers | Eric Frantti | 3473 E Grand River Ave Ste C, Howell, MI, 48843 | 2.8 | |
| Liberty Mutual Independent | Brown & Brown Of Michigan | 1190 Torrey Rd, Fenton, MI, 48430 | 17.8 | |
| State Farm | Ken Mazzola | 1826 E Auburn Road, Rochester Hills, MI, 48307-4884 | 42.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $530 | $1,060 | $530 |
| Livingston County, MI | $218,700 | $859 | $610 | $1,190 | $580 |
| Howell, MI | $157,600 | $675 | $490 | $930 | $440 |
| Rives, MI | $134,700 | $773 | $520 | $1,060 | $540 |
| Sylvan Lake, MI | $198,600 | $858 | $580 | $1,180 | $600 |
| Lansing charter, MI | $100,700 | $671 | $450 | $950 | $500 |
| Redford charter, MI | $72,200 | $624 | $440 | $870 | $430 |
| Clawson, MI | $155,900 | $674 | $490 | $920 | $430 |
| Potterville, MI | $69,700 | $666 | $490 | $940 | $450 |
| Dearborn, MI | $124,200 | $735 | $490 | $1,040 | $550 |
| Ridgeway, MI | $116,200 | $746 | $510 | $1,050 | $540 |
| Woodstock, MI | $138,400 | $778 | $540 | $1,100 | $560 |
| Eagle, MI | $176,100 | $828 | $590 | $1,140 | $550 |