How Can I Make My Bakersfield, CA Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Bakersfield, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Estimate Appropriate Bakersfield, CA Home Insurance Coverage Levels | Back to Top
| Bakersfield, CA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Pasadena St, New Grove Ave, Summer Solstice Dr, Silver Creek Rd, Marbella St, Desmond Ct, Highmoor Ave, Donaldo St, Haven Ave, Mariana Way | $149,000 | $130,000 | $150,000-$175,000 | $92,000 | $80,000 | $75,000-$100,000 |
| Lyra Ct, el Prado Dr, Blue Mountain Way, Bernice Ct, Jordan St, Brookhaven Dr, Bamboo Dr, Park West Cir, Peckham Ave, Darwin Ave | $155,000 | $130,000 | $150,000-$175,000 | $110,000 | $90,000 | $100,000-$125,000 |
| Badger Flat St, 42nd St, Jessie St, Mignonette St, Desert Palm Way, Rex Ave, Fillmore Ave, Faith Ave, Chester Pl, Harless St | $146,000 | $130,000 | $150,000-$175,000 | $147,500 | $130,000 | $150,000-$175,000 |
| Winter Ridge Dr, Castleton St, Mount Rainier Dr, Parker Ave, Hacienda Dr, Twinleaf Dr, Wigan Pl, Tretorn Ave, Andrea Ave, Versailles Dr | $171,500 | $150,000 | $175,000-$200,000 | $91,500 | $80,000 | $100,000-$125,000 |
| Palm St, Greatfalls Ct, Vista St, Cliffwood Ct, Club View Dr, Glenwood Cir, McPherson Ln, W Day Ave, Amador Ave, Chandler Way | $185,500 | $170,000 | $200,000-$250,000 | $129,000 | $120,000 | $125,000-$150,000 |
| Paradiso Way, Talcy Way, Valentine St, el Rancho Pl, Clark Ave, Crestwood St, Urbano Dr, Forrest St, Cozumel Dr, Colonia de Las Rosas | $123,500 | $110,000 | $100,000-$125,000 | $97,500 | $80,000 | $75,000-$100,000 |
| Phoenix Ave, Tahiti Ave, Bayberry Ave, Callie Dr, Sumner St, Sweet River Dr, la Linea St, Via Campana, Actis St, 31st St | $145,000 | $120,000 | $125,000-$150,000 | $183,500 | $150,000 | $175,000-$200,000 |
| Eton St, Linden Ave, River Acres Dr, Jason Glenn Dr, Pershing St, Cozy Ct, Borman Ave, Summer Villa Dr, Alta Vista Dr, Hodges Ave | $189,500 | $160,000 | $200,000-$250,000 | $139,000 | $130,000 | $150,000-$175,000 |
| Phaffle Dr, Mariposa Ave, Pennsylvania Way, Tanglewood Ct, Aduana Ct, Isabell Rd, Pin Oak Park Blvd, Driller Ave, Cromerton Pl, Owls Head Ct | $189,000 | $160,000 | $200,000-$250,000 | $208,500 | $180,000 | $200,000-$250,000 |
| Calabria Dr, Poso Ct, Budge Way, Antigua Dr, W Espee St, Springer St, Maranatha Rd, Cecelia Ct, Venus Ct, Cardinal Ave | $196,000 | $160,000 | $200,000-$250,000 | $154,500 | $140,000 | $125,000-$150,000 |
Estimate your Savings with Home Insurance Discounts in Bakersfield, CA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$85 | $520 |
| Superior Protection Discount | -$60 | $544 |
| Fire & Security Discount | -$60 | $544 |
| Hail Resistant Roof Discount | -$12 | $592 |
| Newly Constructed Home Discount | -$127 | $477 |
Choose your Bakersfield, CA Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $7,386 |
| Hail Damage | $5,157 |
| Wind Damage | $10,316 |
| Expensive Claims | |
| Fire | $35,690 |
| Accidental Discharge/Leakage | $9,056 |
| Optional Coverage Losses | $7,908 |
Identify Top Home Insurance Agents near Bakersfield, CA | Back to Top
| Home Insurance Company Bakersfield, CA | Homeowners Insurance Agency Bakersfield, CA | Address | Popularity Score | Distance from Bakersfield (miles) |
|---|---|---|---|---|
| Travelers | Omega Financial And Insurance Services | 400 H St, Bakersfield, CA, 93304 | 4.9 | |
| State Farm | George Farah | 4300 Stine Rd Ste 609, Bakersfield, CA, 93313-2354 | 8.6 | |
| State Farm | John Cooper | 1400 Easton Dr Ste 127, Bakersfield, CA, 93309-9405 | 5.6 | |
| State Farm | Johnny Williamson | 4208 Rosedale Hwy Ste 202, Bakersfield, CA, 93308-6172 | 5.6 | |
| State Farm | Tom Wright | 837 N Main St, Porterville, CA, 93257-1650 | 46.2 | |
| State Farm | Mike Alexander | 312 H St, Bakersfield, CA, 93304-2914 | 5.0 | |
| Farmers | Amber Stacy | 5555 California Ave Ste 209, Bakersfield, CA, 93309 | 6.8 | |
| Farmers | Luis Solorzano | 6300 White Ln Ste E, Bakersfield, CA, 93309 | 9.0 | |
| Travelers | Ca New Generation Insurance Services Inc | 3117 19th St, Bakersfield, CA, 93301 | 5.0 | |
| Allstate | Gamal Ahmed | 218 S H St Ste 103, Bakersfield, CA, 93304 | 5.4 |
Compare Rates for Bakersfield, CA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Kern County, CA | $190,600 | $620 | $460 | $840 | $380 |
| Bakersfield, CA | $178,000 | $604 | $450 | $820 | $370 |
| Fuller Acres, CA | $133,100 | $560 | $410 | $760 | $350 |
| Buttonwillow, CA | $152,000 | $588 | $440 | $800 | $360 |
| Dustin Acres, CA | $114,500 | $530 | $390 | $720 | $330 |
| Mountain Mesa, CA | $123,000 | $544 | $400 | $740 | $340 |
| California Hot Springs, CA | $212,500 | $667 | $490 | $910 | $420 |
| Kernville, CA | $226,600 | $686 | $510 | $930 | $420 |
| Weldon, CA | $84,500 | $473 | $350 | $640 | $290 |
| Frazier Park, CA | $154,400 | $591 | $440 | $800 | $360 |
Research Home Insurance Companies Reviews in Bakersfield, CA Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: July 26, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Date: April 02, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Date: October 25, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: October 04, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: September 29, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: September 23, 2018 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Date: September 21, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: September 17, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: September 11, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: September 10, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: September 01, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: August 24, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: August 08, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Date: August 08, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: August 01, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: July 30, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: July 30, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Date: November 19, 2017 Age: 20 to 29 Gender: Male Marital Status: Married
Liberty Mutual Home Insurance Reviews
Date: September 25, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Date: August 24, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: August 23, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: August 10, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: July 26, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Allstate Home Insurance Reviews
Date: January 01, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Date: December 08, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Mercury Home Insurance Reviews
Date: December 30, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Travelers Home Insurance Reviews
Date: November 23, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Safeco Insurance Home Insurance Reviews
Date: February 06, 2019 Age: 20 to 29 Gender: Female Marital Status: Married