Gavop tells you how to get the best homeowners insurance in Port Huron charter, MI by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $53,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $132,500 | $110,000 | $100,000-$125,000 |
| 3 Bedroom | $172,000 | $140,000 | $150,000-$175,000 |
| 4 Bedroom | $169,000 | $160,000 | $150,000-$175,000 |
| 5 Bedroom | $281,000 | $250,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$124 | $566 |
| Superior Protection Discount | -$62 | $628 |
| Fire & Security Discount | -$55 | $635 |
| Hail Resistant Roof Discount | -$14 | $676 |
| Newly Constructed Home Discount | -$193 | $497 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| St. Clair County | $1,500 | $741 | $2,241 | $538 | $2,038 | $202 |
| Port Huron charter, MI | $2,000 | $682 | $2,682 | $495 | $2,495 | $186 |
| Port Huron, MI | $300 | $653 | $953 | $474 | $774 | $178 |
| Cottrellville, MI | $1,000 | $834 | $1,834 | $606 | $1,606 | $228 |
| New Haven, MI | $300 | $736 | $1,036 | $535 | $835 | $201 |
| Applegate, MI | $700 | $637 | $1,337 | $463 | $1,163 | $174 |
| Burnside, MI | $400 | $762 | $1,162 | $554 | $954 | $208 |
| Rochester Hills, MI | $700 | $911 | $1,611 | $662 | $1,362 | $249 |
| Lamotte, MI | $200 | $722 | $922 | $525 | $725 | $197 |
| Hadley, MI | $2,500 | $880 | $3,380 | $640 | $3,140 | $241 |
| Minden, MI | $200 | $687 | $887 | $499 | $699 | $188 |
| Hamtramck, MI | $1,000 | $581 | $1,581 | $422 | $1,422 | $159 |
| Home Insurance Company Port Huron charter, MI | Homeowners Insurance Agency Port Huron charter, MI | Address | Popularity Score | Distance from Port Huron charter (miles) |
|---|---|---|---|---|
| Allstate | Steven Fedenis | 21908 23 Mile Rd, Macomb, MI, 48042 | 29.9 | |
| State Farm | Mimmo Vitale | 909 E Eleven Mile Rd, Royal Oak, MI, 48067 | 47.4 | |
| Farmers | Warren Knights | 1703 Pine Grove Ave, Port Huron, MI, 48060 | 2.6 | |
| Travelers | Mason-Mcbride Inc | 3290 West Big Beaver Ste 503, Troy, MI, 48084 | 46.4 | |
| Liberty Mutual Independent | Guy Hurley Blaser & Heuer Llc | 1080 Kirts Blvd, Ste 500, Troy, MI, 48084 | 45.3 | |
| Allstate | Dusan Sinadinoski | 47587 Van Dyke Ave, Shelby Township, MI, 48317 | 36.3 | |
| State Farm | Kirsten Wood | 29610 Southfield Road, Southfield, MI, 48076-2000 | 49.9 | |
| State Farm | Steve Guc | 281 Sb Gratiot Ave, Mount Clemens, MI, 48043-2416 | 33.9 | |
| State Farm | Larry D. Smith | 17201 W 12 Mile Rd, Southfield, MI, 48076-2130 | 49.8 | |
| Allstate | Jacqueline Cuva | 11255 Hall Rd Ste 202, Utica, MI, 48317 | 36.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $520 | $1,100 | $580 |
| St. Clair County, MI | $135,000 | $750 | $500 | $1,070 | $570 |
| Port Huron charter, MI | $113,200 | $690 | $490 | $950 | $460 |
| Port Huron, MI | $77,300 | $661 | $460 | $940 | $480 |
| Cottrellville, MI | $188,100 | $844 | $570 | $1,160 | $590 |
| New Haven, MI | $115,400 | $745 | $540 | $1,060 | $520 |
| Applegate, MI | $59,700 | $645 | $460 | $910 | $450 |
| Burnside, MI | $133,400 | $771 | $530 | $1,090 | $560 |
| Rochester Hills, MI | $264,400 | $923 | $670 | $1,280 | $610 |
| Lamotte, MI | $106,300 | $731 | $530 | $1,030 | $500 |
| Hadley, MI | $222,100 | $891 | $630 | $1,230 | $600 |
| Minden, MI | $85,100 | $695 | $500 | $950 | $450 |
| Hamtramck, MI | $53,900 | $588 | $420 | $820 | $400 |