Gavop shows you how to buy homeowners insurance in Weld County, CO by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $52,000 | $50,000 | $25,000-$50,000 |
| 2 Bedroom | $98,500 | $90,000 | $75,000-$100,000 |
| 3 Bedroom | $114,000 | $100,000 | $125,000-$150,000 |
| 4 Bedroom | $181,000 | $150,000 | $150,000-$175,000 |
| 5 Bedroom | $400,000 | $370,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$229 | $975 |
| Superior Protection Discount | -$120 | $1,083 |
| Fire & Security Discount | -$120 | $1,083 |
| Hail Resistant Roof Discount | -$36 | $1,167 |
| Newly Constructed Home Discount | -$241 | $963 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Weld County | $1,500 | $1,189 | $2,689 | $864 | $2,364 | $325 |
| Weld County, CO | $2,500 | $1,189 | $3,689 | $864 | $3,364 | $325 |
| Grover, CO | $200 | $1,272 | $1,472 | $924 | $1,124 | $347 |
| Pierce, CO | $1,500 | $1,097 | $2,597 | $797 | $2,297 | $300 |
| Evans, CO | $100 | $816 | $916 | $593 | $693 | $223 |
| Severance, CO | $2,500 | $1,412 | $3,912 | $1,026 | $3,526 | $386 |
| Keenesburg-Hudson, CO | $100 | $1,279 | $1,379 | $930 | $1,030 | $350 |
| Keenesburg, CO | $1,000 | $1,209 | $2,209 | $879 | $1,879 | $330 |
| Log Lane Village, CO | $100 | $800 | $900 | $582 | $682 | $219 |
| Morgan County, CO | $2,000 | $792 | $2,792 | $575 | $2,575 | $216 |
| Timnath-Wellington, CO | $400 | $1,649 | $2,049 | $1,198 | $1,598 | $451 |
| Frederick, CO | $2,000 | $1,026 | $3,026 | $745 | $2,745 | $280 |
| Home Insurance Company Weld County, CO | Homeowners Insurance Agency Weld County, CO | Address | Popularity Score | Distance from Weld County (miles) |
|---|---|---|---|---|
| Farmers | Bob Snyder | 1135 N Lincoln Ave Ste 2, Loveland, CO, 80537 | 37.8 | |
| Travelers | Welsh Insurance Agency | 1310 E Eisenhower Blvd, Loveland, CO, 80537 | 37.0 | |
| State Farm | Jim Todd | 1109 N Lincoln Ave, Loveland, CO, 80537-4846 | 37.8 | |
| State Farm | Scott Harper | 819 Main St, Windsor, CO, 80550-4703 | 28.2 | |
| Liberty Mutual Independent | Kersey Insurance & Investments | 318 1st St, Kersey, CO, 80644 | 15.0 | |
| Allstate | Sherry Unruh | 1051 Main St, Windsor, CO, 80550 | 28.5 | |
| Travelers | Welsh Insurance Agency | 1752 Topaz Dr, Loveland, CO, 80537 | 36.7 | |
| Travelers | Bsh Insurance Agency | 8017 1st Street # B, Wellington, CO, 80549 | 34.3 | |
| Allstate | Bryce Calcutt | 16765 Washington St, Thornton, CO, 80023 | 49.6 | |
| State Farm | Doug Baldwin | 208 E 29th St, Loveland, CO, 80538-2742 | 37.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Colorado | $286,100 | $1,436 | $1,010 | $1,880 | $870 |
| Weld County, CO | $245,000 | $1,203 | $840 | $1,580 | $740 |
| Weld County, CO | $245,000 | $1,203 | $840 | $1,580 | $740 |
| Grover, CO | $224,200 | $1,287 | $900 | $1,690 | $790 |
| Pierce, CO | $157,100 | $1,110 | $780 | $1,450 | $670 |
| Evans, CO | $174,800 | $825 | $580 | $1,080 | $500 |
| Severance, CO | $283,500 | $1,429 | $1,000 | $1,870 | $870 |
| Keenesburg-Hudson, CO | $227,300 | $1,295 | $910 | $1,700 | $790 |
| Keenesburg, CO | $198,300 | $1,224 | $860 | $1,600 | $740 |
| Log Lane Village, CO | $78,700 | $810 | $570 | $1,060 | $490 |
| Morgan County, CO | $162,900 | $801 | $560 | $1,050 | $490 |
| Timnath-Wellington, CO | $363,700 | $1,669 | $1,170 | $2,190 | $1,020 |
| Frederick, CO | $295,600 | $1,038 | $730 | $1,360 | $630 |