Gavop shows you how to buy homeowners insurance in Chaffee County, CO by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Chaffee County, CO - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Co Rd 104, Ouray Ave, Trout Cir, Essex St, Co Rd 356-7, Co Rd 321, Red Tail Blvd, Co Rd 160, Hill St, Wapiti Cir | $215,500 | $200,000 | $200,000-$250,000 | $125,000 | $110,000 | $100,000-$125,000 |
| Ballew Rd, Bald Eagle Ln, Susan Dr, Pinyon Dr, Columbia Pt, Co Rd 306, I St, Oak St, Co Rd 145, Custer Rd | $319,500 | $290,000 | $300,000-$350,000 | $249,500 | $230,000 | $250,000-$300,000 |
| Ritter Dr, Old Ranch Loop, N Sangre de Cristo Ave, State Hwy 291, Co Rd 340B, Pinyon Ln, Shaman Way, Silver Trl, Morrison Creek Cir, Glenview Dr | $198,500 | $180,000 | $200,000-$250,000 | $203,000 | $170,000 | $200,000-$250,000 |
| Pine Glen, Co Rd 176, Range Dr, Spruce St, W US Hwy 50, Meadow Ln, Merrill Ln, Weaver Ln, Co Rd 306, W Cherokee Dr | $319,000 | $290,000 | $350,000-$400,000 | $237,000 | $220,000 | $250,000-$300,000 |
| Co Rd 320B, Co Rd 108, S San Juan Ave, Co Rd 240G, Overlook Run, W Ridge, S Co Rd 190, Highland Cir, Co Rd 353D, S Lake Rd | $354,000 | $310,000 | $350,000-$400,000 | $282,000 | $270,000 | $250,000-$300,000 |
| Elk Walk, N St, San Isbel Rd, Co Rd 210, Aspen Dr, Grouse Rd, Rd 358A, Elk Horn Way, Airport Rd, Gunnison Ave | $297,000 | $250,000 | $300,000-$350,000 | $197,500 | $180,000 | $200,000-$250,000 |
| Overlook, Fourteener Cir, Creek Trl, Kitty Cir, W Lake Rd, Co Rd 267, Gold Dust Trace Rd, E 11th St, Chilcott St, Holly Ct | $247,500 | $220,000 | $200,000-$250,000 | $176,500 | $150,000 | $175,000-$200,000 |
| Poplar St, S Sangre de Cristo Ave, Surrey Ln, Halley St, Glenview Dr, Co Rd 358, Bassam Cir, Silver Trl, Jones Ave, Loggie Gulch Cir | $326,000 | $290,000 | $250,000-$300,000 | $242,500 | $200,000 | $200,000-$250,000 |
| Co Rd 361, Woodland Trl, Co Rd 353E, Trailside Cir, Co Rd 356-1, E 1st St, Co Rd 354A, Co Rd 110, Arroyo Ln, Mesa Ct | $303,000 | $270,000 | $250,000-$300,000 | $182,500 | $170,000 | $200,000-$250,000 |
| Co Rd 352, Co Rd 200, Co Rd 354, Rd 140, Co Rd 338, Shavano Ave, Sunflower Ln, Overlook, Rd 353B, Morrison Creek Dr | $232,000 | $220,000 | $250,000-$300,000 | $208,000 | $200,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$183 | $782 |
| Superior Protection Discount | -$87 | $878 |
| Fire & Security Discount | -$77 | $888 |
| Hail Resistant Roof Discount | -$29 | $936 |
| Newly Constructed Home Discount | -$203 | $762 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Chaffee County | $1,000 | $953 | $1,953 | $693 | $1,693 | $261 |
| Chaffee County, CO | $2,500 | $953 | $3,453 | $693 | $3,193 | $261 |
| Salida, CO | $400 | $971 | $1,371 | $706 | $1,106 | $265 |
| Buena Vista, CO | $2,000 | $997 | $2,997 | $724 | $2,724 | $272 |
| Gunnison, CO | $200 | $967 | $1,167 | $703 | $903 | $264 |
| Cochetopa, CO | $1,000 | $1,244 | $2,244 | $904 | $1,904 | $340 |
| Park County, CO | $200 | $968 | $1,168 | $703 | $903 | $265 |
| Cotopaxi, CO | $700 | $1,243 | $1,943 | $903 | $1,603 | $340 |
| Fairplay, CO | $200 | $980 | $1,180 | $712 | $912 | $268 |
| Saguache County, CO | $200 | $903 | $1,103 | $656 | $856 | $247 |
| Home Insurance Company Chaffee County, CO | Homeowners Insurance Agency Chaffee County, CO | Address | Popularity Score | Distance from Chaffee County (miles) |
|---|---|---|---|---|
| State Farm | Justin Storms | 559 Us Highway 24 S, Buena Vista, CO, 81211-9834 | 12.2 | |
| Allstate | Rebecca Horaney | 7990 W Hwy 50 # C, Salida, CO, 81201 | 21.7 | |
| State Farm | Liz Petersen | 102 E 4th St, Salida, CO, 81201-2616 | 22.5 | |
| State Farm | Rich Almgren | 609 N Main St, Gunnison, CO, 81230-2409 | 35.5 | |
| Farmers | Gary Short | 234 N Main St Ste 1b, Gunnison, CO, 81230 | 35.6 | |
| State Farm | Justin Storms | 607 Us Highway 24 South, Leadville, CO, 80461 | 26.6 | |
| Travelers | Commercial Risk Solutions Inc | 8044 W Hwy 50 Ste 201, Salida, CO, 81201 | 21.7 | |
| Travelers | Bw Insurance Agency | 201 N Main St, Gunnison, CO, 81230 | 35.6 | |
| Travelers | Gks Insurance Agcy | Po Box 177, Fairplay, CO, 80440 | 37.7 | |
| Allstate | Mnt West Ins Fin Sv | 103 N Main St, Gunnison, CO, 81230 | 35.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Colorado | $286,100 | $1,436 | $1,010 | $1,880 | $870 |
| Chaffee County, CO | $313,200 | $965 | $680 | $1,260 | $580 |
| Chaffee County, CO | $313,200 | $965 | $680 | $1,260 | $580 |
| Salida, CO | $334,400 | $983 | $690 | $1,290 | $600 |
| Buena Vista, CO | $279,500 | $1,009 | $710 | $1,320 | $610 |
| Gunnison, CO | $261,900 | $979 | $690 | $1,280 | $590 |
| Cochetopa, CO | $212,500 | $1,259 | $880 | $1,650 | $770 |
| Park County, CO | $262,300 | $980 | $690 | $1,280 | $590 |
| Cotopaxi, CO | $212,200 | $1,258 | $880 | $1,650 | $770 |
| Fairplay, CO | $269,500 | $992 | $690 | $1,300 | $610 |
| Saguache County, CO | $150,100 | $914 | $640 | $1,200 | $560 |