Gavop shows you how to buy homeowners insurance in Massena, NY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Massena, NY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Park Ave, Urban Dr, Center St, Sykos Pl, Lincoln Dr, Lombardo Ave, Orchard Rd, Sherwood Dr, Old Orchard Rd, Hanger Rd | $133,000 | $110,000 | $125,000-$150,000 | $92,000 | $90,000 | $75,000-$100,000 |
| Forest Pl, Churchill Ave, Douglas Rd, Elm Cir, Grassmere Ave, Allen Rd, State Hwy 37C, W Orvis St, Aviation Rd, Isabel St | $110,500 | $100,000 | $100,000-$125,000 | $119,500 | $110,000 | $125,000-$150,000 |
| W Hatfield St, Nightengale Ave, Stearns St, Massena-Massena Center Rd, Lincoln Pl, E Hatfield St, Franklin St, Morrill St, State Rte 131, Traffic Circle Rd | $83,000 | $80,000 | $50,000-$75,000 | $66,000 | $60,000 | $50,000-$75,000 |
| Francis St, Grinnell St, S Raquette River Rd, West Ave, Walnut St, Andrews St, Ripley St, S Racquette River Rd, Rivercrest Ter, Cutry Ln | $80,000 | $70,000 | $75,000-$100,000 | $65,500 | $60,000 | $50,000-$75,000 |
| Dana St, Liberty Ave, Curtis Ave, Amherst Rd, Leslie Rd, Northview Dr, Ransom Ave, Robinson Rd, Bishop Ave, Elizabeth Ave | $97,500 | $80,000 | $75,000-$100,000 | $82,000 | $70,000 | $75,000-$100,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$85 | $859 |
| Home and Two Car | -$160 | $783 |
| Home and Three Car | -$236 | $708 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,854 |
| Physical Damage | $2,368 |
| Hail Damage | $4,476 |
| Wind Damage | $6,305 |
| Expensive Claims | |
| Fire | $44,229 |
| Smoke | $15,884 |
| Home Insurance Company Massena, NY | Homeowners Insurance Agency Massena, NY | Address | Popularity Score | Distance from Massena (miles) |
|---|---|---|---|---|
| Nationwide | Kevin M Daniels | 63 Main St, Canton, NY, 13617 | 30.2 | |
| State Farm | Dave Larose | 316 Ford St, Ogdensburg, NY, 13669-1404 | 37.1 | |
| State Farm | Tom Post | 57 E Orvis St, Massena, NY, 13662-2074 | 3.5 | |
| Travelers | North Country Agency | 361 E Orvis St, Massena, NY, 13662 | 2.4 | |
| Travelers | Harrison A Rogers Agency Inc | 28 N Main St, Norfolk, NY, 13667 | 13.1 | |
| Allstate | Patrick Kowalczyk | 336 W Main St, Malone, NY, 12953 | 27.5 | |
| Nationwide | Michelle Manley Williams | 229 E. Orvis St, Massena, NY, 13662 | 3.1 | |
| Travelers | Elmer A Thompson Inc | 167 E Main, Chateaugay, NY, 12920 | 37.1 | |
| State Farm | Dave Carver | 69 E Main St, Canton, NY, 13617-1444 | 29.8 | |
| Erie | Richards Insurance Agency | 354 E Orvis Street, Massena, NY, 13662 | 2.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $790 | $1,650 | $860 |
| St. Lawrence County, NY | $88,000 | $1,226 | $820 | $1,690 | $870 |
| Massena, NY | $76,600 | $943 | $640 | $1,290 | $650 |
| Fort Covington Hamlet, NY | $77,200 | $594 | $410 | $830 | $420 |
| Westville, NY | $78,800 | $593 | $400 | $840 | $440 |
| St. Regis Falls, NY | $47,900 | $623 | $440 | $880 | $440 |
| Constable, NY | $91,300 | $590 | $400 | $830 | $430 |
| Parishville, NY | $89,700 | $590 | $400 | $820 | $420 |
| Ogdensburg, NY | $68,100 | $968 | $690 | $1,370 | $680 |
| Heuvelton, NY | $83,400 | $591 | $400 | $820 | $420 |
| Santa Clara, NY | $283,300 | $1,114 | $800 | $1,550 | $750 |
| Hermon, NY | $82,800 | $592 | $410 | $840 | $430 |