How Can I Make My Dumas, TX Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Dumas, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Select the Suitable Coverage Value for your Dumas, TX Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $37,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $68,500 | $60,000 | $50,000-$75,000 |
| 3 Bedroom | $102,000 | $90,000 | $75,000-$100,000 |
| 4 Bedroom | $160,000 | $130,000 | $125,000-$150,000 |
| 5 Bedroom | $175,500 | $140,000 | $125,000-$150,000 |
Estimate your Savings with Home Insurance Discounts in Dumas, TX | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$147 | $833 |
| Superior Protection Discount | -$88 | $892 |
| Fire & Security Discount | -$78 | $902 |
| Hail Resistant Roof Discount | -$20 | $961 |
| Newly Constructed Home Discount | -$284 | $696 |
Choose the Right Deductible for your Dumas, TX Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Moore County | $1,000 | $957 | $1,957 | $695 | $1,695 | $261 |
| Dumas, TX | $700 | $969 | $1,669 | $704 | $1,404 | $265 |
| Moore County, TX | $400 | $957 | $1,357 | $695 | $1,095 | $261 |
| Sanford, TX | $2,500 | $1,092 | $3,592 | $793 | $3,293 | $298 |
| Channing, TX | $200 | $1,330 | $1,530 | $966 | $1,166 | $363 |
| Potter County, TX | $1,000 | $1,304 | $2,304 | $948 | $1,948 | $356 |
| Vega, TX | $100 | $1,445 | $1,545 | $1,050 | $1,150 | $395 |
| Hartley County, TX | $700 | $955 | $1,655 | $694 | $1,394 | $261 |
| Amarillo, TX | $300 | $1,436 | $1,736 | $1,044 | $1,344 | $392 |
| Gruver, TX | $1,000 | $1,494 | $2,494 | $1,086 | $2,086 | $408 |
| Hansford County, TX | $400 | $1,046 | $1,446 | $760 | $1,160 | $286 |
| Spearman, TX | $2,000 | $1,447 | $3,447 | $1,052 | $3,052 | $396 |
Identify Top Home Insurance Agents near Dumas, TX | Back to Top
| Home Insurance Company Dumas, TX | Homeowners Insurance Agency Dumas, TX | Address | Popularity Score | Distance from Dumas (miles) |
|---|---|---|---|---|
| State Farm | Jeff Bara | 1203 S Grand St, Amarillo, TX, 79104-2735 | 43.1 | |
| Farmers | Aaron Cappilla | 432 Weatherly St, Borger, TX, 79007 | 33.1 | |
| Liberty Mutual Independent | Upshaw Insurance Agency Inc | 801 S Fillmore St, Ste 300, Amarillo, TX, 79101 | 42.2 | |
| Liberty Mutual Independent | Upshaw Insurance Agency Inc | 801 S Fillmore St Ste 300, Amarillo, TX, 79101 | 42.2 | |
| Liberty Mutual | Joel A. White | 112 Sw 8th Ave. Suite 301c, Amarillo, TX, 79101 | 42.1 | |
| Allstate | Matt Moles | 2815 S Georgia St, Amarillo, TX, 79109 | 43.5 | |
| State Farm | Russ Glaze | 5001 Lexington Sq, Amarillo, TX, 79119-6576 | 45.0 | |
| State Farm | Rhonda Kimbrough | 3314 Olsen Blvd, Amarillo, TX, 79109-3015 | 43.3 | |
| State Farm | Jason Chafe | 1722 S Western St, Amarillo, TX, 79106-5927 | 42.5 | |
| State Farm | Jeff Gilbert | 2620 S Kentucky St, Amarillo, TX, 79109-1721 | 43.3 |
Compare Rates for Dumas, TX Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Moore County, TX | $106,400 | $968 | $640 | $1,490 | $850 |
| Dumas, TX | $110,900 | $980 | $650 | $1,510 | $860 |
| Moore County, TX | $106,400 | $968 | $640 | $1,490 | $850 |
| Sanford, TX | $31,900 | $1,105 | $730 | $1,700 | $970 |
| Channing, TX | $66,900 | $1,346 | $890 | $2,070 | $1,180 |
| Potter County, TX | $89,000 | $1,320 | $870 | $2,030 | $1,160 |
| Vega, TX | $88,200 | $1,463 | $970 | $2,250 | $1,280 |
| Hartley County, TX | $146,900 | $967 | $640 | $1,490 | $850 |
| Amarillo, TX | $123,200 | $1,454 | $960 | $2,240 | $1,280 |
| Gruver, TX | $98,500 | $1,512 | $1,000 | $2,330 | $1,330 |
| Hansford County, TX | $93,500 | $1,059 | $700 | $1,630 | $930 |
| Spearman, TX | $88,600 | $1,465 | $970 | $2,260 | $1,290 |
Research Home Insurance Companies Reviews in Dumas, TX Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: April 25, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
State farms premium and deductible compared to other insurance policies are slightly better than most of them but there are some that are better, I prefer State farm.
Date: April 19, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Premium
The policy is about $900/ year, and they do not cover anything. I am honestly not even sure what the deductible is at this time, because any time I have attempted to use it, they have not covered.
Date: April 09, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Premium
I feel that the deductible and premium are pretty high. Some companies are similar in price or higher but I have found 2 that are less.
Date: March 18, 2019 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Premium
The deductable is normal but the premium price was very high for the coverage. I was able to find new coverage at half the price
Date: January 16, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
We also have State Farm for our home insurance as well. We receive awesome support from our agent and the customer service line.
Date: October 21, 2018 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Customer Service
State Farm's call center has always provided great service. My local agent, as I mentioned, is my brother so I have a really easy way to reach out to him with questions.
Progressive Home Insurance Reviews
Date: March 12, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Customer Service
I have had no issues so far with my insurance company. The house I insure is not the house I live at and they have been more than helpful in every situation.
Date: February 21, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Premium
When I was comparing premiums and deductibles for home insurance, Progressive's policies were the most affordable in my area. This is primarily why I chose them.
GEICO Home Insurance Reviews
Date: April 06, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
I am comfortable with my deductible. Compared to the deductible my friends and family have, mine is significantly lower without having an unreasonable monthly payment amount.
Date: March 28, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
The premium and deductible on my home insurance company are good. They are pretty comparable to other home insurance companies.
Farmer's Insurance Home Insurance Reviews
Date: April 03, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
the customer service of this company is very good , from my experience with this insurance company I would say that this is one of the best company available here.
Date: March 26, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Policy Offerings
The policies are extremely customization and they have options to fit my life style. It was really easy to find something that worked well for the life style I lead.
Nationwide Home Insurance Reviews
Date: March 15, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
Nationwide mutual insurance Homeowners offering , lock down low rate of interest compared to other Home insurance company. its too good to take for our financial maintaining aspect.
Liberty Mutual Home Insurance Reviews
Date: April 12, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
i havent had time to really shop around i think i should maybe link it with my car insurance
Allstate Home Insurance Reviews
Date: April 22, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
Customer service is prompt and efficient; I think what strikes me as different is the fact that they have a local office with real people I can talk to face to face rather than just call centers.
Safeco Insurance Home Insurance Reviews
Date: March 08, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
I called and compared multiple companies with my current provider. Safeco was able to provide me the offerings that I was looking for and needed for a better price then what I was paying already.