How Can I Make My Dumas, TX Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Dumas, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Select the Suitable Coverage Value for your Dumas, TX Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $37,500 $30,000 $25,000-$50,000
2 Bedroom $68,500 $60,000 $50,000-$75,000
3 Bedroom $102,000 $90,000 $75,000-$100,000
4 Bedroom $160,000 $130,000 $125,000-$150,000
5 Bedroom $175,500 $140,000 $125,000-$150,000

Choose the Best Dumas, TX Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired Up to 499 Credit Score <$25,000 1 Pet, Smoker $1,430
Full Time Job 500-549 Credit Score $50 to $75,000 More than 3 Pets at home, Non-Smoker $430
Unemployed 700-749 Credit Score <$25,000 No Pets, Non-Smoker $470

Choose the Right Deductible for your Dumas, TX Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Texas $200 $690 $890 $580 $780 $110
Moore County, TX $1,000 $430 $930 $360 $1,360 $-430
Dumas, TX $700 $360 $860 $310 $1,010 $-150
Moore County, TX $400 $430 $830 $360 $760 $70
Sanford, TX $2,500 $160 $660 $130 $2,630 $-1,970
Channing, TX $200 $380 $580 $320 $520 $60
Potter County, TX $1,000 $440 $940 $380 $1,380 $-440
Vega, TX $100 $380 $480 $320 $420 $60
Hartley County, TX $700 $690 $1,190 $580 $1,280 $-90
Amarillo, TX $300 $610 $910 $500 $800 $110
Gruver, TX $1,000 $510 $1,010 $440 $1,440 $-430
Hansford County, TX $400 $290 $690 $240 $640 $50
Spearman, TX $2,000 $230 $730 $200 $2,200 $-1,470

Identify Top Home Insurance Agents near Dumas, TX | Back to Top

Home Insurance Company Dumas, TX Homeowners Insurance Agency Dumas, TX Address Popularity Score Distance from Dumas (miles)
State Farm Jeff Bara 1203 S Grand St, Amarillo, TX, 79104-2735
43.1
Farmers Aaron Cappilla 432 Weatherly St, Borger, TX, 79007
33.1
Liberty Mutual Independent Upshaw Insurance Agency Inc 801 S Fillmore St, Ste 300, Amarillo, TX, 79101
42.2
Liberty Mutual Independent Upshaw Insurance Agency Inc 801 S Fillmore St Ste 300, Amarillo, TX, 79101
42.2
Liberty Mutual Joel A. White 112 Sw 8th Ave. Suite 301c, Amarillo, TX, 79101
42.1
Allstate Matt Moles 2815 S Georgia St, Amarillo, TX, 79109
43.5
State Farm Russ Glaze 5001 Lexington Sq, Amarillo, TX, 79119-6576
45.0
State Farm Rhonda Kimbrough 3314 Olsen Blvd, Amarillo, TX, 79109-3015
43.3
State Farm Jason Chafe 1722 S Western St, Amarillo, TX, 79106-5927
42.5
State Farm Jeff Gilbert 2620 S Kentucky St, Amarillo, TX, 79109-1721
43.3

Compare Rates for Dumas, TX Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $128,000 $690 $460 $1,060 $600
Moore County, TX $84,200 $360 $240 $550 $310
Dumas, TX $86,800 $360 $240 $550 $310
Moore County, TX $84,200 $470 $310 $720 $410
Sanford, TX $29,600 $150 $100 $230 $130
Channing, TX $87,300 $390 $260 $600 $340
Potter County, TX $84,000 $450 $300 $690 $390
Vega, TX $83,000 $410 $270 $630 $360
Hartley County, TX $137,900 $580 $380 $890 $510
Amarillo, TX $111,300 $560 $370 $860 $490
Gruver, TX $95,000 $440 $290 $680 $390
Hansford County, TX $70,500 $400 $260 $620 $360
Spearman, TX $58,800 $260 $170 $400 $230

Research Home Insurance Companies Reviews in Dumas, TX Before Buying | Back to Top

Share a review on your home insurance company


State Farm Home Insurance Reviews

Date: April 25, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Premium
State farms premium and deductible compared to other insurance policies are slightly better than most of them but there are some that are better, I prefer State farm.

Date: April 19, 2019    Age: 40 to 49    Gender: Female    Marital Status: Married

Premium
The policy is about $900/ year, and they do not cover anything. I am honestly not even sure what the deductible is at this time, because any time I have attempted to use it, they have not covered.

Date: April 09, 2019    Age: 50 to 59    Gender: Female    Marital Status: Married

Premium
I feel that the deductible and premium are pretty high. Some companies are similar in price or higher but I have found 2 that are less.

Date: March 18, 2019    Age: 50 to 59    Gender: Female    Marital Status: Unmarried

Premium
The deductable is normal but the premium price was very high for the coverage. I was able to find new coverage at half the price

Date: January 16, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
We also have State Farm for our home insurance as well. We receive awesome support from our agent and the customer service line.


Date: October 21, 2018    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Customer Service
State Farm's call center has always provided great service. My local agent, as I mentioned, is my brother so I have a really easy way to reach out to him with questions.

Progressive Home Insurance Reviews

Date: March 12, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Customer Service
I have had no issues so far with my insurance company. The house I insure is not the house I live at and they have been more than helpful in every situation.

Date: February 21, 2019    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Premium
When I was comparing premiums and deductibles for home insurance, Progressive's policies were the most affordable in my area. This is primarily why I chose them.

GEICO Home Insurance Reviews

Date: April 06, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Premium
I am comfortable with my deductible. Compared to the deductible my friends and family have, mine is significantly lower without having an unreasonable monthly payment amount.

Date: March 28, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Premium
The premium and deductible on my home insurance company are good. They are pretty comparable to other home insurance companies.

Farmer's Insurance Home Insurance Reviews

Date: April 03, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
the customer service of this company is very good , from my experience with this insurance company I would say that this is one of the best company available here.

Date: March 26, 2019    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Policy Offerings
The policies are extremely customization and they have options to fit my life style. It was really easy to find something that worked well for the life style I lead.


Nationwide Home Insurance Reviews

Date: March 15, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
Nationwide mutual insurance Homeowners offering , lock down low rate of interest compared to other Home insurance company. its too good to take for our financial maintaining aspect.


Liberty Mutual Home Insurance Reviews

Date: April 12, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
i havent had time to really shop around i think i should maybe link it with my car insurance


Allstate Home Insurance Reviews

Date: April 22, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
Customer service is prompt and efficient; I think what strikes me as different is the fact that they have a local office with real people I can talk to face to face rather than just call centers.

Safeco Insurance Home Insurance Reviews

Date: March 08, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
I called and compared multiple companies with my current provider. Safeco was able to provide me the offerings that I was looking for and needed for a better price then what I was paying already.