How Can I Make My Florissant, MO Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Florissant, MO covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Estimate Appropriate Florissant, MO Home Insurance Coverage Levels | Back to Top
| Florissant, MO - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Courtyard Pl, Cape Horn Pl, Sherwood Dr, Old Jamestown Rd, Lundy Dr, Cheshire Dr, Bensonhurst Dr, Meserta Ln, Paddock Hills Plaza Shoping Center, Rue Saint Catherine St | $140,000 | $120,000 | $125,000-$150,000 | $109,500 | $90,000 | $125,000-$150,000 |
| Birchbark Dr, Cape Charles Ct, Williams Blvd, Chalmette Dr, Stirrup Ln, Whisper Lake Ct, Cottontail Dr, Belmont Ter, Scoville Place Ct, Spartina Dr | $121,000 | $110,000 | $100,000-$125,000 | $98,500 | $90,000 | $75,000-$100,000 |
| S Lafayette St, Patty Ct, Calverton Park Ln, Flicker Dr, Cornflower Ct, Monsols Dr, Silverbrook Dr, Cardinal Ln, Taylor Trail Pl, Grotto Ct | $69,500 | $60,000 | $50,000-$75,000 | $70,500 | $60,000 | $75,000-$100,000 |
| Oriole Dr, Blackfoot Ct, St Jean St, Matlock Dr, Fremont Ct, Blackwood Dr, Copithorne Pl, Suns Up Ct, Greeley Dr, Chadwick Dr | $129,500 | $120,000 | $125,000-$150,000 | $92,500 | $80,000 | $75,000-$100,000 |
| Florentine Ct, Ruth Dr, Tahoe Dr, Southwell Ln, Hearthstone Dr, Parker Spr, Wagon Wheel Ln, Linden Dr, Hundley Dr, Combraille Ct | $174,000 | $150,000 | $150,000-$175,000 | $109,000 | $90,000 | $100,000-$125,000 |
| Devonshire Dr, Village Dr N, Lindsay Ln, N Saint Charles St, Tahoe Dr, Orvieto Ct, W Duchesne Dr, Rockingham Dr, Brook Dr, Boggan Pl | $82,000 | $70,000 | $75,000-$100,000 | $99,500 | $90,000 | $75,000-$100,000 |
| Wren Dr, Remus Dr, Rolling Hills Dr, Kew Gardens Dr, Loekes Dr, Dawnview Ct, Armada Ct, Harting Dr, Jost Estates Dr, Barkwood Dr | $171,500 | $160,000 | $175,000-$200,000 | $96,500 | $80,000 | $100,000-$125,000 |
| Riverwood Place Dr, Spoonwood Ln, Steed Ct, Saille Ct, Seminary Ct, Singing Pines Dr, Airelle Ct, Nancy Dr, Harrison St, Linnell Dr | $169,000 | $160,000 | $150,000-$175,000 | $130,000 | $110,000 | $125,000-$150,000 |
| Somerset Shire Dr, Ocean Side Dr, Saint Cheryl Ln, Evan Aire Dr, Belcroft Dr, Blackearth Ct, Channel Dr, Monterey Dr, Village Square Dr, Ventnor Pl | $170,000 | $140,000 | $150,000-$175,000 | $142,500 | $130,000 | $100,000-$125,000 |
| Brebouef Ln, Pyrenees Dr, Anistasia Dr, Hearthstone Ct, Sparrow Ct, Mondoubleau Ln, Floweridge Ln, Parian Dr, Contessa Ct, Janria Dr | $126,500 | $100,000 | $125,000-$150,000 | $59,500 | $50,000 | $50,000-$75,000 |
Estimate your Savings with Home Insurance Discounts in Florissant, MO | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$125 | $767 |
| Superior Protection Discount | -$80 | $812 |
| Fire & Security Discount | -$71 | $820 |
| Hail Resistant Roof Discount | -$18 | $874 |
| Newly Constructed Home Discount | -$223 | $669 |
Choose the Right Deductible for your Florissant, MO Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| St. Louis County | $1,000 | $1,077 | $2,077 | $783 | $1,783 | $294 |
| Florissant, MO | $1,000 | $881 | $1,881 | $640 | $1,640 | $241 |
| St. Peters, MO | $300 | $1,054 | $1,354 | $766 | $1,066 | $288 |
| Kirkwood, MO | $1,000 | $969 | $1,969 | $704 | $1,704 | $265 |
| Woodville, IL | $200 | $780 | $980 | $567 | $767 | $213 |
| Wilsonville, IL | $1,000 | $465 | $1,465 | $338 | $1,338 | $127 |
| Precinct, IL | $500 | $994 | $1,494 | $722 | $1,222 | $272 |
| Snow Hill, MO | $700 | $1,088 | $1,788 | $791 | $1,491 | $297 |
| Bedford, MO | $300 | $886 | $1,186 | $644 | $944 | $242 |
| Charrette, MO | $700 | $1,153 | $1,853 | $838 | $1,538 | $315 |
| Warrenton, MO | $400 | $837 | $1,237 | $608 | $1,008 | $229 |
| Bartelso, IL | $2,500 | $795 | $3,295 | $578 | $3,078 | $217 |
Identify Top Home Insurance Agents near Florissant, MO | Back to Top
| Home Insurance Company Florissant, MO | Homeowners Insurance Agency Florissant, MO | Address | Popularity Score | Distance from Florissant (miles) |
|---|---|---|---|---|
| State Farm | Anthony Luster | 11706 W Florissant Ave, Florissant, MO, 63033-6743 | 2.9 | |
| Travelers | Best Insurance Agency | 9191 W Florissant Ste 201, St Louis, MO, 63136 | 5.1 | |
| Travelers | Lindenwood Agency Inc | 800 Clark St, St Charles, MO, 63301 | 8.8 | |
| State Farm | Wade Wheeler | 8045 Big Bend Blvd, Webster Groves, MO, 63119-2714 | 14.3 | |
| Travelers | Larson Financial Group Llc | 1015 Corporate Sq Dr Ste 300, St Louis, MO, 63132 | 9.5 | |
| Allstate | Missouri Insurance Group Llc | 8515 Delmar Blvd Ste 201, Saint Louis, MO, 63124 | 9.7 | |
| State Farm | Matt Husband | 301 Saint Francois St, Florissant, MO, 63031-5042 | 0.4 | |
| State Farm | Eric Thomas | 2794a N Highway 67, Florissant, MO, 63033-1402 | 1.4 | |
| Allstate | Matt Stark | 8229 Clayton Rd Ste 200, Saint Louis, MO, 63117 | 11.2 | |
| State Farm | Colleen Henkelman | 1778 N New Florisnt Rd, Florissant, MO, 63033-1906 | 0.6 |
Compare Rates for Florissant, MO Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $790 | $1,530 | $740 |
| St. Louis County, MO | $181,100 | $1,090 | $780 | $1,560 | $780 |
| Florissant, MO | $95,200 | $892 | $630 | $1,270 | $640 |
| St. Peters, MO | $170,300 | $1,067 | $770 | $1,460 | $690 |
| Kirkwood, MO | $273,900 | $981 | $710 | $1,360 | $650 |
| Woodville, IL | $150,000 | $789 | $580 | $1,100 | $520 |
| Wilsonville, IL | $55,200 | $471 | $320 | $650 | $330 |
| Precinct, IL | $277,700 | $1,006 | $680 | $1,400 | $720 |
| Snow Hill, MO | $151,800 | $1,101 | $740 | $1,550 | $810 |
| Bedford, MO | $139,000 | $896 | $650 | $1,250 | $600 |
| Charrette, MO | $178,900 | $1,167 | $810 | $1,670 | $860 |
| Warrenton, MO | $118,900 | $847 | $580 | $1,170 | $590 |
| Bartelso, IL | $157,300 | $805 | $590 | $1,140 | $550 |
Research Home Insurance Companies Reviews in Florissant, MO Before Buying | Back to Top
Share a review on your home insurance company
Liberty Mutual Home Insurance Reviews
Date: October 05, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Customer Service
Every experience i've had with my customer service has been rather pleasant and i've had no problems with them.
State Farm Home Insurance Reviews
Date: July 03, 2019 Age: 50 to 59 Gender: Male Marital Status: Married
Policy Offerings
I already had them for car insurance so i got a discount on adding my home which is why i chose to use them
GEICO Home Insurance Reviews
Date: October 16, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
I do not really know a lot about this as I was already a geico customer for other services, so I did not really shop around for other policies to compare