Gavop's guide to buying homeowners insurance in Butler County, AL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $27,000 | $20,000 | $25,000-$50,000 |
| 2 Bedroom | $49,500 | $50,000 | $50,000-$75,000 |
| 3 Bedroom | $84,500 | $80,000 | $75,000-$100,000 |
| 4 Bedroom | $92,000 | $80,000 | $100,000-$125,000 |
| 5 Bedroom | $101,500 | $80,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$108 | $662 |
| Superior Protection Discount | -$69 | $701 |
| Fire & Security Discount | -$62 | $709 |
| Hail Resistant Roof Discount | -$23 | $747 |
| Newly Constructed Home Discount | -$193 | $578 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Butler County | $700 | $761 | $1,461 | $553 | $1,253 | $208 |
| Butler County, AL | $2,000 | $761 | $2,761 | $553 | $2,553 | $208 |
| Georgiana, AL | $500 | $721 | $1,221 | $524 | $1,024 | $197 |
| Petrey-Highland Home, AL | $700 | $782 | $1,482 | $569 | $1,269 | $214 |
| Benton-Collirene, AL | $400 | $684 | $1,084 | $497 | $897 | $187 |
| Lowndesboro, AL | $1,500 | $955 | $2,455 | $694 | $2,194 | $261 |
| Coy-Fatama, AL | $100 | $670 | $770 | $487 | $587 | $183 |
| Montgomery County, AL | $2,500 | $1,035 | $3,535 | $752 | $3,252 | $283 |
| Opp, AL | $400 | $778 | $1,178 | $566 | $966 | $213 |
| Monroe County, AL | $700 | $757 | $1,457 | $550 | $1,250 | $207 |
| Onycha, AL | $300 | $725 | $1,025 | $527 | $827 | $198 |
| Banks, AL | $1,000 | $1,150 | $2,150 | $836 | $1,836 | $314 |
| Home Insurance Company Butler County, AL | Homeowners Insurance Agency Butler County, AL | Address | Popularity Score | Distance from Butler County (miles) |
|---|---|---|---|---|
| Travelers | The Chandler Insurance Agency Llc | 2800 Zelda Road Suite 200-7, Montgomery, AL, 36106 | 48.6 | |
| State Farm | Al Snellgrove | 1384 S Forest Ave, Luverne, AL, 36049-7311 | 24.8 | |
| State Farm | Clay Carroll | 2531 Bell Rd, Montgomery, AL, 36117-4369 | 49.9 | |
| State Farm | Shane Anderson | 5289 Vaughn Rd, Montgomery, AL, 36116-1104 | 49.0 | |
| Allstate | Kip Lowe | 4722 Woodmere Blvd, Montgomery, AL, 36106 | 49.5 | |
| Allstate | Christopher Jackson | 408 River Falls St, Andalusia, AL, 36420 | 32.3 | |
| Travelers | Aronov Insurance Inc | 3500 Eastern Blvd, Montgomery, AL, 36116 | 48.0 | |
| Allstate | Gary Maddox | 510 N Main St, Opp, AL, 36467 | 40.6 | |
| Allstate | Ben Pugh | 2100 Spruce St, Montgomery, AL, 36106 | 48.4 | |
| Allstate | Boswell Insurance Agency | 707 Simmons St, Elba, AL, 36323 | 42.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $780 | $1,610 | $830 |
| Butler County, AL | $88,800 | $770 | $560 | $1,060 | $500 |
| Butler County, AL | $88,800 | $770 | $530 | $1,090 | $560 |
| Georgiana, AL | $62,500 | $730 | $490 | $1,010 | $520 |
| Petrey-Highland Home, AL | $70,700 | $792 | $540 | $1,090 | $550 |
| Benton-Collirene, AL | $57,600 | $692 | $500 | $990 | $490 |
| Lowndesboro, AL | $96,500 | $967 | $690 | $1,330 | $640 |
| Coy-Fatama, AL | $55,900 | $678 | $480 | $940 | $460 |
| Montgomery County, AL | $124,100 | $1,047 | $700 | $1,500 | $800 |
| Opp, AL | $92,000 | $788 | $570 | $1,120 | $550 |
| Monroe County, AL | $88,000 | $766 | $530 | $1,060 | $530 |
| Onycha, AL | $63,000 | $734 | $540 | $1,040 | $500 |
| Banks, AL | $131,300 | $1,164 | $790 | $1,590 | $800 |