Gavop tells you how to get the best homeowners insurance in Hamer, SC by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $30,000 | $20,000 | $25,000-$50,000 |
| 2 Bedroom | $43,000 | $40,000 | $50,000-$75,000 |
| 3 Bedroom | $96,500 | $80,000 | $100,000-$125,000 |
| 4 Bedroom | $84,000 | $70,000 | $75,000-$100,000 |
| 5 Bedroom | $127,000 | $120,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$144 | $657 |
| Superior Protection Discount | -$80 | $721 |
| Fire & Security Discount | -$80 | $721 |
| Hail Resistant Roof Discount | -$24 | $778 |
| Newly Constructed Home Discount | -$192 | $609 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Dillon County | $1,500 | $1,063 | $2,563 | $773 | $2,273 | $291 |
| Hamer, SC | $1,500 | $792 | $2,292 | $576 | $2,076 | $216 |
| Fairmont, NC | $100 | $861 | $961 | $625 | $725 | $235 |
| Raynham, NC | $2,500 | $473 | $2,973 | $344 | $2,844 | $129 |
| Mullins, SC | $100 | $806 | $906 | $586 | $686 | $220 |
| Allendale, NC | $700 | $485 | $1,185 | $353 | $1,053 | $133 |
| Loris, SC | $500 | $619 | $1,119 | $450 | $950 | $169 |
| Bethel, NC | $2,000 | $555 | $2,555 | $404 | $2,404 | $152 |
| Patrick, SC | $100 | $806 | $906 | $586 | $686 | $220 |
| Lake Waccamaw, NC | $2,000 | $1,169 | $3,169 | $849 | $2,849 | $319 |
| Lydia, SC | $500 | $430 | $930 | $312 | $812 | $117 |
| Fayetteville, NC | $1,000 | $729 | $1,729 | $530 | $1,530 | $199 |
| Home Insurance Company Hamer, SC | Homeowners Insurance Agency Hamer, SC | Address | Popularity Score | Distance from Hamer (miles) |
|---|---|---|---|---|
| State Farm | Brian Edwards | 605 N 4th Avenue, Dillon, SC, 29536-2501 | 3.5 | |
| State Farm | Beth Weaver | 729 W Carolina Ave, Hartsville, SC, 29550-4496 | 45.0 | |
| Travelers | John T Cook & Associates | 4616 Main St, Loris, SC, 29569 | 35.5 | |
| State Farm | Jackie L Stokes | 1408 3rd Ave, Conway, SC, 29526-5004 | 43.8 | |
| State Farm | Starlee Alexander | 2027 S Irby St, Florence, SC, 29505-3419 | 32.4 | |
| State Farm | Mary Kendall Bittle | 1305 Main St, Conway, SC, 29526-3634 | 42.8 | |
| State Farm | Scott Webster | 1207 E Godbold St, Marion, SC, 29571-3909 | 18.0 | |
| Travelers | Moore & Associates Insurance | 110 N Morris St, Lake City, SC, 29560 | 46.1 | |
| Liberty Mutual Independent | Aiken & Company | 221 Warley St, Florence, SC, 29501 | 31.3 | |
| Travelers | Pinsurance Corp | 1123 Hwy 544, Conway, SC, 29526 | 47.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| South Carolina | $148,600 | $989 | $710 | $1,410 | $700 |
| Dillon County, SC | $67,200 | $1,076 | $790 | $1,470 | $680 |
| Hamer, SC | $69,600 | $802 | $590 | $1,130 | $540 |
| Fairmont, NC | $66,900 | $871 | $590 | $1,190 | $600 |
| Raynham, NC | $74,400 | $479 | $330 | $680 | $350 |
| Mullins, SC | $76,100 | $816 | $590 | $1,160 | $570 |
| Allendale, NC | $76,300 | $491 | $350 | $700 | $350 |
| Loris, SC | $97,500 | $627 | $430 | $900 | $470 |
| Bethel, NC | $88,600 | $562 | $380 | $790 | $410 |
| Patrick, SC | $62,700 | $816 | $550 | $1,160 | $610 |
| Lake Waccamaw, NC | $252,900 | $1,183 | $860 | $1,690 | $830 |
| Lydia, SC | $66,000 | $435 | $290 | $600 | $310 |
| Fayetteville, NC | $128,500 | $738 | $530 | $1,010 | $480 |