Gavop shows you how to buy homeowners insurance in Altoona, IA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Altoona, IA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Brick St SE, 13th Street Cir SW, 5th St NE, State Hwy 330, 13th St SW, Hilltop Cir, NE 75th Ave, Evergreen Cir NW, Brook View Dr, 3rd Ave SW | $187,500 | $160,000 | $175,000-$200,000 | $185,500 | $170,000 | $150,000-$175,000 |
| State Hwy 945, 9th Avenue Pl SE, 6th Ave SE, NE 27th St, SE Oralabor Rd, SE 96th St, Center Ave S, Sycamore Dr NW, Park Side Dr, 10th St SE | $235,000 | $200,000 | $200,000-$250,000 | $197,000 | $170,000 | $150,000-$175,000 |
| NE 51st Ct, Lake Shore Cir, NE 28th Ct, 11th Ct SE, Waterbury Cir, Brook View Ave, Grant St N, 1st St E, 8th St SW, 9th St SE | $124,000 | $110,000 | $125,000-$150,000 | $82,500 | $70,000 | $75,000-$100,000 |
| SE 23rd St, 8th St SE, 34th Ave NW, Waterfront Ct, Michael Ave, NE 44th Ave, 1st Ave S, W Hancock St, NE Frisk Dr, Garfield St NW | $119,500 | $110,000 | $100,000-$125,000 | $102,000 | $100,000 | $75,000-$100,000 |
| 6th Street Pl SE, 1st St SE, 7th St SE, W McKinney St, SE 56th Ave, NE Sheridan Ave, Paterson, 9th St NW, NE 106th St, Garfield St SW | $235,000 | $190,000 | $200,000-$250,000 | $140,000 | $130,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$140 | $639 |
| Superior Protection Discount | -$70 | $709 |
| Fire & Security Discount | -$62 | $716 |
| Hail Resistant Roof Discount | -$23 | $755 |
| Newly Constructed Home Discount | -$187 | $592 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $7,312 |
| Hail Damage | $5,426 |
| Wind Damage | $10,216 |
| Expensive Claims | |
| Fire | $34,248 |
| Accidental Discharge/Leakage | $8,884 |
| Optional Coverage Losses | $7,991 |
| Home Insurance Company Altoona, IA | Homeowners Insurance Agency Altoona, IA | Address | Popularity Score | Distance from Altoona (miles) |
|---|---|---|---|---|
| Travelers | Diversity Insurance Inc | 1541 E Grand Ave, Des Moines, IA, 50316 | 7.0 | |
| Liberty Mutual Independent | Jones Insurance & Associates | 2932 104th St, Urbandale, IA, 50322 | 14.8 | |
| State Farm | Todd Rettenmeier | 3022 Se 14th Street, Des Moines, IA, 50320-1301 | 8.8 | |
| State Farm | Terry Taylor | 4115 University Ave Ste 100, Des Moines, IA, 50311-3574 | 10.7 | |
| Travelers | Willis & Moore | 1818 High St, Des Moines, IA, 50309 | 9.5 | |
| Allstate | Janel Ketelsen | 110 N Ankeny Blvd # 700, Ankeny, IA, 50023 | 8.7 | |
| Allstate | Timothy Brehm | 10888 Hickman Rd Ste 3c, Clive, IA, 50325 | 15.2 | |
| State Farm | Tim Forbes | 325 8th Street Se, Altoona, IA, 50009 | 0.8 | |
| Liberty Mutual Independent | Bearence Management Group | 1045 76th St Ste 4000, West Des Moines, IA, 50266 | 17.9 | |
| State Farm | Todd R Adamson | 3210 Hubbell Ave, Des Moines, IA, 50317-3750 | 4.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Iowa | $137,200 | $829 | $600 | $1,150 | $550 |
| Polk County, IA | $165,500 | $869 | $600 | $1,200 | $600 |
| Altoona, IA | $174,700 | $779 | $550 | $1,080 | $530 |
| Mitchellville, IA | $126,800 | $796 | $570 | $1,100 | $530 |
| Camp, IA | $243,200 | $1,057 | $760 | $1,460 | $700 |
| Polk City, IA | $226,700 | $1,029 | $700 | $1,410 | $710 |
| Swan, IA | $48,300 | $450 | $300 | $640 | $340 |
| Indianola, IA | $155,600 | $739 | $510 | $1,040 | $530 |
| Dallas, IA | $74,700 | $589 | $390 | $840 | $450 |
| Randall, IA | $103,100 | $711 | $480 | $990 | $510 |
| Leighton, IA | $108,000 | $730 | $530 | $1,010 | $480 |
| Montour, IA | $65,500 | $543 | $390 | $740 | $350 |