Gavop tells you how to get the best homeowners insurance in Pelham Manor, NY by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $185,000 | $170,000 | $150,000-$175,000 |
| 2 Bedroom | $525,000 | $480,000 | $400,000-$500,000 |
| 3 Bedroom | $669,000 | $610,000 | $700,000-$800,000 |
| 4 Bedroom | $936,500 | $840,000 | More than 10,000,000 |
| 5 Bedroom | $1,632,500 | $1,330,000 | More than 10,000,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$76 | $772 |
| Home and Two Car | -$144 | $704 |
| Home and Three Car | -$212 | $636 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Westchester County | $1,000 | $1,090 | $2,090 | $792 | $1,792 | $298 |
| Pelham Manor, NY | $700 | $838 | $1,538 | $609 | $1,309 | $229 |
| Little Ferry, NJ | $400 | $901 | $1,301 | $655 | $1,055 | $246 |
| Paterson, NJ | $2,500 | $874 | $3,374 | $636 | $3,136 | $239 |
| North Wantagh, NY | $500 | $1,888 | $2,388 | $1,372 | $1,872 | $516 |
| Farmingdale, NY | $2,000 | $956 | $2,956 | $695 | $2,695 | $261 |
| Verona, NJ | $400 | $1,001 | $1,401 | $727 | $1,127 | $274 |
| North Caldwell, NJ | $700 | $1,131 | $1,831 | $822 | $1,522 | $309 |
| Oakland, NJ | $100 | $1,038 | $1,138 | $754 | $854 | $284 |
| Buchanan, NY | $1,500 | $1,732 | $3,232 | $1,259 | $2,759 | $473 |
| Hauppauge, NY | $400 | $1,135 | $1,535 | $825 | $1,225 | $310 |
| Tinton Falls, NJ | $1,000 | $894 | $1,894 | $650 | $1,650 | $244 |
| Home Insurance Company Pelham Manor, NY | Homeowners Insurance Agency Pelham Manor, NY | Address | Popularity Score | Distance from Pelham Manor (miles) |
|---|---|---|---|---|
| State Farm | John O'Brien | 2016 Central Park Ave, Yonkers, NY, 10710-2444 | 5.4 | |
| Travelers | C H Edwards Inc | 791 South Main Street , Farmingdale, NY, 11735 | 22.5 | |
| Travelers | Club Agency | 100 Ring Rd Ste 200, Garden City, NY, 11530 | 14.5 | |
| Allstate | Nancy Schneider-Viglotti | 2591 South Ave, Wappingers Falls, NY, 12590 | 48.8 | |
| Allstate | Debbie Stockton | 108 Kraft Ave, Bronxville, NY, 10708 | 3.6 | |
| Nationwide | Marino Coverage Group Inc | 752 Hempstead Tpke, Franklin Square, NY, 11010-4328 | 14.8 | |
| State Farm | Rain Guo | 4138 College Point Blvd # 1a, Flushing, NY, 11355-4376 | 9.6 | |
| State Farm | Monica Murphy | 1750 5th Ave Ste 8, Bay Shore, NY, 11706-3438 | 29.8 | |
| Travelers | Rose & Kiernan Inc | 527 Route 22, Pawling, NY, 12564 | 47.4 | |
| Allstate | Fouad Moutrane | 310 Northern Blvd Ste F4, Great Neck, NY, 11021 | 9.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $800 | $1,650 | $850 |
| Westchester County, NY | $513,300 | $1,103 | $780 | $1,510 | $730 |
| Pelham Manor, NY | $858,900 | $848 | $600 | $1,200 | $600 |
| Little Ferry, NJ | $323,300 | $912 | $670 | $1,270 | $600 |
| Paterson, NJ | $235,500 | $885 | $630 | $1,260 | $630 |
| North Wantagh, NY | $413,900 | $1,911 | $1,380 | $2,710 | $1,330 |
| Farmingdale, NY | $382,400 | $968 | $700 | $1,330 | $630 |
| Verona, NJ | $435,000 | $1,013 | $690 | $1,390 | $700 |
| North Caldwell, NJ | $730,900 | $1,145 | $780 | $1,610 | $830 |
| Oakland, NJ | $446,800 | $1,050 | $760 | $1,460 | $700 |
| Buchanan, NY | $390,800 | $1,753 | $1,210 | $2,420 | $1,210 |
| Hauppauge, NY | $459,500 | $1,149 | $770 | $1,590 | $820 |
| Tinton Falls, NJ | $319,100 | $905 | $650 | $1,280 | $630 |