Gavop tells you how to get the best homeowners insurance in Scott County, KY by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $54,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $88,500 | $80,000 | $100,000-$125,000 |
| 3 Bedroom | $189,000 | $170,000 | $200,000-$250,000 |
| 4 Bedroom | $150,000 | $130,000 | $125,000-$150,000 |
| 5 Bedroom | $124,000 | $110,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$137 | $839 |
| Superior Protection Discount | -$88 | $888 |
| Fire & Security Discount | -$78 | $897 |
| Hail Resistant Roof Discount | -$20 | $956 |
| Newly Constructed Home Discount | -$244 | $732 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Scott County | $1,000 | $964 | $1,964 | $700 | $1,700 | $263 |
| Scott County, KY | $2,500 | $964 | $3,464 | $700 | $3,200 | $263 |
| Versailles, KY | $300 | $852 | $1,152 | $619 | $919 | $233 |
| Lexington-Fayette urban county, KY | $1,000 | $1,015 | $2,015 | $737 | $1,737 | $277 |
| Sanders, KY | $500 | $614 | $1,114 | $446 | $946 | $168 |
| Rabbit Hash, KY | $2,500 | $1,128 | $3,628 | $820 | $3,320 | $308 |
| Mackville, KY | $500 | $756 | $1,256 | $549 | $1,049 | $207 |
| Maysville, KY | $2,500 | $689 | $3,189 | $501 | $3,001 | $188 |
| Buckner, KY | $300 | $999 | $1,299 | $726 | $1,026 | $273 |
| Ryland Heights, KY | $2,500 | $845 | $3,345 | $614 | $3,114 | $231 |
| Elsmere, KY | $100 | $681 | $781 | $495 | $595 | $186 |
| Randolph, IN | $2,500 | $832 | $3,332 | $605 | $3,105 | $227 |
| Home Insurance Company Scott County, KY | Homeowners Insurance Agency Scott County, KY | Address | Popularity Score | Distance from Scott County (miles) |
|---|---|---|---|---|
| State Farm | Steve Woodrum | 102 Finley Dr Ste 80, Georgetown, KY, 40324-6009 | 5.7 | |
| Liberty Mutual Independent | Cambridge Insurance | 2300 Regency Rd, Lexington, KY, 40503 | 19.8 | |
| State Farm | Mike Martin | 7724 Us 42 Ste A4, Florence, KY, 41042-1949 | 48.5 | |
| State Farm | Erika Hancock | 410 Kings Daughters Dr, Frankfort, KY, 40601-6533 | 19.9 | |
| Liberty Mutual Independent | Nicholson Insurance Agency Inc | 1001 Monarch St Ste 100, Lexington, KY, 40513 | 18.5 | |
| Travelers | Barnes Insurance Group | 7600 Dixie Highway, Florence, KY, 41042 | 48.6 | |
| Liberty Mutual Independent | Sullivan Insurance Agency | 635 N Broadway, Lexington, KY, 40508 | 16.8 | |
| State Farm | Rp Lopez | 2100 Lawrenceburg Rd, Frankfort, KY, 40601-7537 | 19.6 | |
| State Farm | Brad Lacefield | 211 N Main St, Versailles, KY, 40383-1266 | 18.2 | |
| State Farm | Brenda Harris | 114 Thompson St, Frankfort, KY, 40601-3206 | 15.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $650 | $1,280 | $630 |
| Scott County, KY | $170,800 | $975 | $670 | $1,360 | $690 |
| Scott County, KY | $170,800 | $975 | $670 | $1,360 | $690 |
| Versailles, KY | $175,200 | $863 | $610 | $1,180 | $570 |
| Lexington-Fayette urban county, KY | $175,000 | $1,027 | $730 | $1,460 | $730 |
| Sanders, KY | $64,400 | $621 | $440 | $860 | $420 |
| Rabbit Hash, KY | $225,000 | $1,142 | $820 | $1,560 | $740 |
| Mackville, KY | $95,000 | $765 | $520 | $1,050 | $530 |
| Maysville, KY | $111,200 | $697 | $480 | $990 | $510 |
| Buckner, KY | $336,600 | $1,011 | $690 | $1,410 | $720 |
| Ryland Heights, KY | $117,900 | $855 | $590 | $1,210 | $620 |
| Elsmere, KY | $108,700 | $689 | $490 | $980 | $490 |
| Randolph, IN | $128,400 | $842 | $610 | $1,150 | $540 |