Gavop's guide to buying homeowners insurance in Plainsboro, NJ covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Plainsboro, NJ - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Rush Ct, Millstone Ct, Ruedeman Dr, Scudders Mill Rd, Mayfarth Ter, Parker Rd, Franklin Dr, Sycamore Dr, Windmill Ct, Bradford Ln | $313,000 | $270,000 | $250,000-$300,000 | $582,500 | $480,000 | $500,000-$600,000 |
| Silvers Ln, Adams Ct, Hancock Ct, Gulick Ln, Macnamee St, Co Rd 683, Oriole Ct, Tamarron Dr, Wyndhurst Dr, Meadow Dr | $195,000 | $170,000 | $175,000-$200,000 | $365,000 | $330,000 | $300,000-$350,000 |
| Rutledge Ct, Lee Ct, Sayre Dr, Meadow Ct, Deer Creek Dr, Green Leaf Ct, Alfalfa Cir, Cora Ln, Arch Pl, Conifer Ct | $466,500 | $390,000 | $400,000-$500,000 | $450,500 | $370,000 | $500,000-$600,000 |
| Hamilton Ln S, Hickory Ct, Harvest Dr, Linden Ln, Falcon Ct, Gardenia Ct, Linden Ln S, Quick Ln, Mershon Ln, Cardinal Dr | $477,000 | $400,000 | $400,000-$500,000 | $463,000 | $410,000 | $350,000-$400,000 |
| Pheasant Hollow Dr, Hamilton Ln N, Dryer Ct, Pollack Ct, Chandler Ct, Hummingbird Ct, Birchwood Ct, Sullivan St, Blossom Hill Dr, Narrow Brook Ct | $220,500 | $180,000 | $200,000-$250,000 | $462,000 | $400,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$189 | $804 |
| Superior Protection Discount | -$99 | $893 |
| Fire & Security Discount | -$109 | $883 |
| Hail Resistant Roof Discount | -$20 | $972 |
| Newly Constructed Home Discount | -$198 | $794 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Middlesex County | $1,500 | $1,009 | $2,509 | $733 | $2,233 | $276 |
| Plainsboro, NJ | $2,000 | $980 | $2,980 | $712 | $2,712 | $268 |
| Dayton, NJ | $200 | $858 | $1,058 | $623 | $823 | $234 |
| Whittingham, NJ | $1,000 | $1,009 | $2,009 | $733 | $1,733 | $276 |
| New Brunswick, NJ | $200 | $911 | $1,111 | $662 | $862 | $249 |
| Dover Beaches North, NJ | $1,500 | $1,750 | $3,250 | $1,272 | $2,772 | $478 |
| Cherry Hill, NJ | $400 | $930 | $1,330 | $676 | $1,076 | $254 |
| Springdale, NJ | $700 | $811 | $1,511 | $590 | $1,290 | $222 |
| Seaside Heights, NJ | $400 | $962 | $1,362 | $699 | $1,099 | $263 |
| Hoboken, NJ | $2,000 | $1,425 | $3,425 | $1,035 | $3,035 | $389 |
| Fountain Hill, PA | $300 | $662 | $962 | $481 | $781 | $181 |
| Atlantic Beach, NY | $2,500 | $789 | $3,289 | $573 | $3,073 | $216 |
| Home Insurance Company Plainsboro, NJ | Homeowners Insurance Agency Plainsboro, NJ | Address | Popularity Score | Distance from Plainsboro (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Rue Insurance | 3812 Quakerbridge Rd, Hamilton, NJ, 8619 | 7.0 | |
| State Farm | Navin Jiwnani | 278 Us Highway 22 West, Green Brook, NJ, 08812-1713 | 18.2 | |
| Travelers | Cedar Risk Management | 349 State Hwy 31 Ste 201, Flemington, NJ, 8822 | 20.3 | |
| Travelers | Fraser Brothers Group Llc | 811 Amboy Ave, Edison, NJ, 8837 | 18.9 | |
| Travelers | Irwin Edelstein Associates Inc | 15 Bridge St, Metuchen, NJ, 8840 | 17.4 | |
| State Farm | Karen Mojka | 1910 Washington Vly Rd Ste 6, Martinsville, NJ, 08836-2026 | 18.3 | |
| Allstate | Robert Mack | 1140 Burnt Tavern Rd, Brick, NJ, 8724 | 28.8 | |
| Allstate | Tom Estes | 343 Millburn Ave Ste 304, Millburn, NJ, 7041 | 30.3 | |
| State Farm | Jody Huss | 474 Brick Blvd, Brick, NJ, 08723-6090 | 30.6 | |
| Allstate | Gary Jandersit | 659 Abbington Dr, East Windsor, NJ, 8520 | 7.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $790 | $1,480 | $690 |
| Middlesex County, NJ | $329,000 | $1,021 | $750 | $1,460 | $710 |
| Plainsboro, NJ | $468,700 | $992 | $680 | $1,420 | $740 |
| Dayton, NJ | $377,700 | $868 | $620 | $1,230 | $610 |
| Whittingham, NJ | $290,800 | $1,021 | $690 | $1,460 | $770 |
| New Brunswick, NJ | $257,100 | $922 | $660 | $1,260 | $600 |
| Dover Beaches North, NJ | $528,700 | $1,771 | $1,190 | $2,440 | $1,250 |
| Cherry Hill, NJ | $268,800 | $942 | $690 | $1,340 | $650 |
| Springdale, NJ | $353,500 | $821 | $590 | $1,140 | $550 |
| Seaside Heights, NJ | $265,000 | $974 | $670 | $1,370 | $700 |
| Hoboken, NJ | $652,200 | $1,442 | $970 | $2,060 | $1,090 |
| Fountain Hill, PA | $132,800 | $670 | $450 | $950 | $500 |
| Atlantic Beach, NY | $763,600 | $798 | $570 | $1,130 | $560 |