How Can I Make My Merritt Island, FL Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Merritt Island, FL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Merritt Island, FL Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $69,500 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $174,000 | $160,000 | $200,000-$250,000 |
| 3 Bedroom | $305,000 | $270,000 | $300,000-$350,000 |
| 4 Bedroom | $369,500 | $310,000 | $400,000-$500,000 |
| 5 Bedroom | $507,000 | $420,000 | $400,000-$500,000 |
Estimate your Savings with Home Insurance Discounts in Merritt Island, FL | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$249 | $1,062 |
| Superior Protection Discount | -$131 | $1,180 |
| Fire & Security Discount | -$118 | $1,193 |
| Hail Resistant Roof Discount | -$39 | $1,272 |
| Newly Constructed Home Discount | -$302 | $1,010 |
Choose your Merritt Island, FL Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,276 |
| Physical Damage | $2,344 |
| Hail Damage | $4,806 |
| Wind Damage | $6,560 |
| Expensive Claims | |
| Fire | $42,889 |
| Smoke | $16,553 |
Identify Top Home Insurance Agents near Merritt Island, FL | Back to Top
| Home Insurance Company Merritt Island, FL | Homeowners Insurance Agency Merritt Island, FL | Address | Popularity Score | Distance from Merritt Island (miles) |
|---|---|---|---|---|
| Travelers | White Agency Inc | 3662 Avalon Park E Blvd, Orlando, FL, 32828 | 30.2 | |
| Travelers | Golden Heritage Advisors | 311 Magnolia Ave, Merritt Island, FL, 32952 | 1.4 | |
| State Farm | Dan Adovasio | 7350 Shoppes Dr Ste 101, Viera, FL, 32940-6076 | 9.7 | |
| State Farm | Jake Drennon | 4625 Key Largo Dr W, Titusville, FL, 32780-6927 | 15.1 | |
| State Farm | Tamara Corell | 7730 N Wickham Rd Ste 101, Melbourne, FL, 32940-8296 | 9.5 | |
| Travelers | Filichia Insurance Agency Inc | 1703 S Washington Ave, Titusville, FL, 32780 | 17.2 | |
| Allstate | Kenneth Sebree | 1970 Rockledge Blvd Ste 101, Rockledge, FL, 32955 | 3.6 | |
| Allstate | Hema Pringle | 4356 S Hopkins Ave, Titusville, FL, 32780 | 15.0 | |
| Allstate | Christopher Webb | 1676 S Fiske Blvd, Rockledge, FL, 32955 | 4.3 | |
| Allstate | Megan Dickson | 1885 Highway 520, Cocoa, FL, 32926 | 4.8 |
Compare Rates for Merritt Island, FL Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Brevard County, FL | $162,400 | $1,347 | $1,050 | $1,810 | $760 |
| Merritt Island, FL | $230,600 | $1,312 | $1,020 | $1,760 | $740 |
| Cocoa Beach, FL | $292,200 | $1,195 | $930 | $1,600 | $670 |
| Alafaya, FL | $228,300 | $1,051 | $820 | $1,410 | $590 |
| Roseland, FL | $160,700 | $1,486 | $1,160 | $1,990 | $830 |
| Conway, FL | $204,700 | $968 | $750 | $1,300 | $550 |
| Sebastian, FL | $157,200 | $1,039 | $810 | $1,390 | $580 |
| Orlando, FL | $163,800 | $1,355 | $1,060 | $1,820 | $760 |
| Pine Castle, FL | $127,500 | $898 | $700 | $1,200 | $500 |
| Edgewater, FL | $134,300 | $931 | $730 | $1,250 | $520 |
| Oak Ridge, FL | $98,000 | $893 | $700 | $1,200 | $500 |
| Williamsburg, FL | $172,800 | $980 | $760 | $1,310 | $550 |
Research Home Insurance Companies Reviews in Merritt Island, FL Before Buying | Back to Top
Share a review on your home insurance company
Liberty Mutual Home Insurance Reviews
Date: October 14, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Customer Service
i like their customer service.they are very helpful.i personally like their service.
Date: September 11, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Policy Offerings
The home insurance policy provided an extensive coverage in case of thunderstorms and flooding. Considering I live in an area prone to hurricanes and saw Hurricane Harvey, this was really important for me to have.
Assurant Specialty Property Home Insurance Reviews
Date: July 15, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Premium
The premium and deductible of my policy was better than the other insurance policies that I had looked at when deciding which to choose.