Gavop's guide to buying homeowners insurance in Lee, NY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Lee, NY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Sly Hill Rd, Stokes Westernville Rd, Marsh Rd, Felton Ave, Golly Rd, Thomas Rd, Co Rd 60A, Stokes Westernville Rd, Quaker Hill Rd, Holmes Rd | $120,000 | $110,000 | $125,000-$150,000 | $179,000 | $160,000 | $125,000-$150,000 |
| Willson Rd, Lee Valley Rd, Oak Dr, Weaver Rd, Bachman Ave, Elmer Hill Rd, Steadman Rd, Slone Rd, Tuthill Rd, Family Cir | $166,500 | $150,000 | $150,000-$175,000 | $130,000 | $110,000 | $125,000-$150,000 |
| Zircon Ln, Meadow Brook Rd, Maple Dr, Streun Rd, Fairway Ln, Walnut Dr, Selden Dr, Smith Ave, Beartown Rd N, Anderegg Dr | $124,500 | $110,000 | $100,000-$125,000 | $126,500 | $100,000 | $100,000-$125,000 |
| Evergreen Dr, Pepper Ave, Sunrise Dr, Lakeview Dr, Brookside Dr, Stokes Lee Center Rd, Fox Hill Rd, Bartell Ln, Beartown Rd, Wilkinson Rd | $120,500 | $110,000 | $75,000-$100,000 | $218,000 | $200,000 | $200,000-$250,000 |
| Pineview Dr, Hall Rd, Maple Ln, Mill Rd, Sleepy Hollow Rd, Thomas Dr, Karlen Rd, Podunk Rd, Rome-Taberg Rd, Meadow Dr | $136,500 | $120,000 | $125,000-$150,000 | $121,500 | $100,000 | $125,000-$150,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$86 | $874 |
| Home and Two Car | -$154 | $806 |
| Home and Three Car | -$230 | $730 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Oneida County | $700 | $1,201 | $1,901 | $873 | $1,573 | $328 |
| Lee, NY | $1,500 | $948 | $2,448 | $689 | $2,189 | $259 |
| Sylvan Beach, NY | $300 | $584 | $884 | $424 | $724 | $160 |
| Sherrill, NY | $1,500 | $631 | $2,131 | $459 | $1,959 | $173 |
| Kirkland, NY | $400 | $647 | $1,047 | $470 | $870 | $177 |
| New Hartford, NY | $1,000 | $601 | $1,601 | $437 | $1,437 | $164 |
| Central Square, NY | $300 | $626 | $926 | $455 | $755 | $171 |
| Syracuse, NY | $1,500 | $1,180 | $2,680 | $857 | $2,357 | $322 |
| Morehouse, NY | $500 | $982 | $1,482 | $714 | $1,214 | $268 |
| Oppenheim, NY | $2,500 | $583 | $3,083 | $424 | $2,924 | $159 |
| Minetto, NY | $300 | $595 | $895 | $432 | $732 | $163 |
| Henderson, NY | $700 | $692 | $1,392 | $503 | $1,203 | $189 |
| Home Insurance Company Lee, NY | Homeowners Insurance Agency Lee, NY | Address | Popularity Score | Distance from Lee (miles) |
|---|---|---|---|---|
| Travelers | The Rowan Group Inc | 131 Oriskany Blvd Ste 4w, Whitesboro, NY, 13492 | 18.2 | |
| Allstate | Matthew Dziedzic | 7 W Whitesboro St, Yorkville, NY, 13495 | 19.3 | |
| Nationwide | James P Martin | 8181 Turin Rd, Rome, NY, 13440-1911 | 5.7 | |
| Travelers | Central New York Agency Llc | 71 State St Ste A, Phoenix, NY, 13135 | 40.0 | |
| Allstate | Fernando Moreno | 512 N Main St, Syracuse, NY, 13212 | 33.3 | |
| Travelers | Haylor Freyer & Coon Inc | 329 State St, Carthage, NY, 13619 | 45.3 | |
| Travelers | M L Croad Insurance Agency | 200 E Garden St, Rome, NY, 13440 | 8.2 | |
| State Farm | Rick Harmon | 100 Intrepid Ln Ste 3, Syracuse, NY, 13205-2546 | 38.0 | |
| State Farm | Nat Filippini | 1701 N James St, Rome, NY, 13440-2417 | 7.5 | |
| State Farm | Steve Jarvis | 1251 Erie Blvd W, Rome, NY, 13440 | 6.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $800 | $1,620 | $820 |
| Oneida County, NY | $120,000 | $1,215 | $840 | $1,730 | $890 |
| Lee, NY | $129,800 | $960 | $660 | $1,370 | $710 |
| Sylvan Beach, NY | $97,900 | $591 | $400 | $830 | $430 |
| Sherrill, NY | $147,500 | $639 | $440 | $900 | $460 |
| Kirkland, NY | $177,400 | $655 | $450 | $910 | $460 |
| New Hartford, NY | $155,600 | $608 | $410 | $830 | $420 |
| Central Square, NY | $144,400 | $634 | $460 | $870 | $410 |
| Syracuse, NY | $91,100 | $1,194 | $820 | $1,700 | $880 |
| Morehouse, NY | $258,300 | $994 | $710 | $1,420 | $710 |
| Oppenheim, NY | $88,900 | $590 | $400 | $840 | $440 |
| Minetto, NY | $118,500 | $602 | $410 | $820 | $410 |
| Henderson, NY | $175,800 | $700 | $480 | $1,000 | $520 |