Gavop shows you how to buy homeowners insurance in Baugo, IN by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $59,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $82,500 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $201,000 | $170,000 | $200,000-$250,000 |
| 4 Bedroom | $152,000 | $130,000 | $150,000-$175,000 |
| 5 Bedroom | $355,500 | $320,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$117 | $615 |
| Superior Protection Discount | -$66 | $666 |
| Fire & Security Discount | -$66 | $666 |
| Hail Resistant Roof Discount | -$15 | $717 |
| Newly Constructed Home Discount | -$176 | $556 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Elkhart County | $2,000 | $814 | $2,814 | $591 | $2,591 | $222 |
| Baugo, IN | $1,500 | $723 | $2,223 | $525 | $2,025 | $198 |
| Osolo, IN | $100 | $683 | $783 | $496 | $596 | $187 |
| Locke, IN | $700 | $801 | $1,501 | $582 | $1,282 | $219 |
| Shipshewana, IN | $200 | $916 | $1,116 | $666 | $866 | $250 |
| Plain, IN | $2,500 | $718 | $3,218 | $522 | $3,022 | $196 |
| New Carlisle, IN | $100 | $853 | $953 | $620 | $720 | $233 |
| Orange, IN | $1,500 | $851 | $2,351 | $618 | $2,118 | $232 |
| Knox, IN | $300 | $650 | $950 | $472 | $772 | $178 |
| Starke County, IN | $1,000 | $694 | $1,694 | $504 | $1,504 | $190 |
| Hagar, MI | $200 | $785 | $985 | $571 | $771 | $215 |
| California, IN | $700 | $814 | $1,514 | $592 | $1,292 | $222 |
| Home Insurance Company Baugo, IN | Homeowners Insurance Agency Baugo, IN | Address | Popularity Score | Distance from Baugo (miles) |
|---|---|---|---|---|
| State Farm | Ben Baier | 932 Parkway Ave Ste A, Elkhart, IN, 46516-9345 | 7.7 | |
| Erie | Acosta Insurance Agency Inc. | 3803 S Main Street, Elkhart, IN, 46517 | 5.4 | |
| Travelers | Dac Insurance | 29620 County Rd 20, Elkhart, IN, 46517 | 1.3 | |
| Liberty Mutual Independent | Snyder Insurance Agency Inc | 1905 Franklin St Michigan City, Michigan City, IN, 46360 | 45.1 | |
| Allstate | Insurance Shoppe | 101 E Van Buren St, Leesburg, IN, 46538 | 23.3 | |
| State Farm | Calvin Johnson | 812 E Jefferson Blvd, South Bend, IN, 46617-2905 | 11.2 | |
| Liberty Mutual Independent | Kfg Insurance Agency | 6910 N Main St Unit 41 Building 16, Granger, IN, 46530 | 9.6 | |
| Erie | Hoffman Insurance Group | 6005 N Fir Road, Granger, IN, 46530 | 8.6 | |
| State Farm | Lisa Rzepnicki | 14887 State Road 23, Granger, IN, 46530-5628 | 9.2 | |
| Farmers | Bryan Medford | 51579 State Road 19, Elkhart, IN, 46514 | 7.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Indiana | $130,200 | $847 | $580 | $1,200 | $620 |
| Elkhart County, IN | $130,800 | $824 | $570 | $1,140 | $570 |
| Baugo, IN | $138,900 | $732 | $500 | $1,000 | $500 |
| Osolo, IN | $122,100 | $691 | $460 | $950 | $490 |
| Locke, IN | $118,400 | $811 | $590 | $1,120 | $530 |
| Shipshewana, IN | $160,900 | $927 | $640 | $1,320 | $680 |
| Plain, IN | $136,500 | $727 | $500 | $1,010 | $510 |
| New Carlisle, IN | $135,700 | $863 | $590 | $1,200 | $610 |
| Orange, IN | $135,300 | $861 | $620 | $1,180 | $560 |
| Knox, IN | $76,600 | $658 | $440 | $930 | $490 |
| Starke County, IN | $101,600 | $702 | $510 | $960 | $450 |
| Hagar, MI | $151,200 | $795 | $550 | $1,100 | $550 |
| California, IN | $122,500 | $824 | $590 | $1,180 | $590 |