Peoria, IL - Homeowners Insurance Buying Guide

Gavop's guide to buying homeowners insurance in Peoria, IL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Estimate Appropriate Peoria, IL Home Insurance Coverage Levels | Back to Top

Peoria, IL - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
W Bainter Ln, N Dorset St, W Northpoint Ct, Cherrybark Ct, N Cooper St, W Circle Rd, Mound St, W Cherry Bud Dr, N Evergreen Ct, N Voorhees Rd $186,500 $170,000 $150,000-$175,000 $167,000 $150,000 $175,000-$200,000
Junction St, Ivyleaf Ct, E London Ave, N River Beach Dr, W Hetherwood Dr, N Friar Ln, Parks School Rd, E Richwoods Blvd, Carlisle Ln, W Gaylord Ave $265,500 $220,000 $250,000-$300,000 $194,500 $170,000 $200,000-$250,000
W Marlene Ave, N Merriman Ct, N Inwood Pl, Trail Wood Ct, NE Bond St, N Maryland St, Edgewood Dr, S Monroe St, W Civil Defense Rd, W Herold Ave $154,000 $130,000 $175,000-$200,000 $208,000 $190,000 $200,000-$250,000
N Columbus Ave, Pin Oak Ln, NW Scenic Dr, Co Hwy 69, W Romeo B Garrett Ave, N Melody Ln, W War Memorial Dr, Fayette St, N Parish Ave, W Rustic Hollow Dr $228,500 $190,000 $250,000-$300,000 $92,000 $90,000 $75,000-$100,000
Verona Ct, S Saratoga St, W Fairway Dr, W Brookforest Dr, N Michele Ln, University St, N Caroline St, Wiley, Sunnybrook Dr, N Oak Leaf Ct $330,000 $280,000 $350,000-$400,000 $138,500 $130,000 $125,000-$150,000
W Queen Ann Ct, N Edgewood Dr, Cass St, W Newcastle Dr, N Village Dr, Hiawatha Ct, W Kingston Ct, Chicago St, W Grande Cir, W Powder Mill Rd $244,500 $230,000 $250,000-$300,000 $175,500 $160,000 $150,000-$175,000
Leawood Ct, W Timberview Ct, N Eastvue Ct, N Renwood Ave, N Wacker Dr, W Clara Ave, N William Kumpf Blvd, N Wildlife Dr, N Heinz Ln, E Pawnee Ct $279,000 $260,000 $250,000-$300,000 $171,500 $160,000 $175,000-$200,000
N Scotts Trl, N Monterey Ct, S Warren St, W Thousand Oaks Dr, N Donna Ln, S Louisa St, N Union St, Alta Rd, S Sumner Ave, Macarthur $151,500 $120,000 $100,000-$125,000 $145,000 $130,000 $125,000-$150,000
W Airways Rd, S Avion Dr, W Garden St, N Johnson Rd, Autumn Trl, N Laurel Wood Ct, W Verner Dr, N Humboldt Ave, Grange Hall Rd, W Romany Ct $127,000 $110,000 $100,000-$125,000 $91,500 $70,000 $75,000-$100,000
Greystone Ct, N Delmar Ct, W Cindy Ln, W Mohn Way, N Laramie St, W Hollow Trace Dr, N Deerfield Dr, S Tyng St, W Carrousel Ln, Sumac Rd $102,000 $80,000 $100,000-$125,000 $134,500 $120,000 $100,000-$125,000

Estimate your Savings with Home Insurance Discounts in Peoria, IL | Back to Top

This table lists savings for a median home value of $124,400 and an average premium of $715

Discount Type Premium After Discount
Multipolicy Discounts $658
Superior Protection Discount $665
Fire & Security Discounts $637

Choose your Peoria, IL Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $6,337
Physical Damage $2,513
Hail Damage $4,618
Wind Damage $6,305
Expensive Claims
Fire $44,229
Smoke $15,884

Identify Top Home Insurance Agents near Peoria, IL | Back to Top

Home Insurance Company Peoria, IL Homeowners Insurance Agency Peoria, IL Address Popularity Score Distance from Peoria (miles)
Farmers Shawn Bryan 6106 S Adams St, Bartonville, IL, 61607
7.3
State Farm Lori Janko Wilke 2025 Rock St, Peru, IL, 61354-1373
48.0
Travelers Peru Insurance Center 944 4th St, Peru, IL, 61354
47.5
Allstate Kelly Freschi 300 Bucklin St, La Salle, IL, 61301
48.2
State Farm Roger Hickman 1760 Washington Rd, Washington, IL, 61571-2278
10.0
Farmers Loren Zimmerman 2600 N Knoxville Ave, Peoria, IL, 61604
2.6
State Farm Adam Osborn 914 W Glen, Peoria, IL, 61614-5918
0.6
Travelers Hartauer Insurance Agency 613 1st St La Salle, Lasalle, IL, 61301
48.1
Allstate Insurance Center 527 S Promenade St, Havana, IL, 62644
39.1
Travelers Arc Insurance And Financial Services Inc 411 Fifth St, Peru, IL, 61354
47.8

Compare Rates for Peoria, IL Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Illinois $190,800 $1,110 $790 $1,540 $750
Peoria County, IL $124,000 $580 $400 $820 $420
Peoria, IL $124,400 $500 $350 $690 $340
Bartonville, IL $107,100 $610 $420 $870 $450
Washington, IL $150,300 $650 $470 $920 $450
Logan, IL $136,600 $780 $540 $1,080 $540
Goodfield, IL $210,200 $1,180 $790 $1,680 $890
Dillon, IL $173,000 $780 $540 $1,080 $540
Varna, IL $86,500 $460 $320 $650 $330
Buckheart, IL $78,100 $350 $260 $490 $230
Emden, IL $75,300 $350 $250 $480 $230
Cedar, IL $77,200 $330 $240 $460 $220
Towanda, IL $189,300 $1,000 $670 $1,410 $740

Research Home Insurance Companies Reviews in Peoria, IL Before Buying | Back to Top

Share a review on your home insurance company


Homesite Insurance Home Insurance Reviews

Date: March 09, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
I would have to rate it a 3 because i have not had to utilize the services of my home insurance company. There isno information to rate

Date: September 15, 2018    Age: Above 60    Gender: Female    Marital Status: Married

Communication
I don't really have any complaints about the interaction/communication with my insurance company. I have always been able to reach whomever I need as soon as I can.

Date: September 05, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
They are extremely helpful and knowledgeable, always very courteous and concerned about mine and my husband's safety first and foremost.

Date: August 25, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Customer Service
The employees/customer services reps have been extremely helpful and attentive - they have resolved my issues and completed my requests immediately whenever I have called in.

Date: August 23, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Website/App
They are very easy to work with, quick with claims and payments and always very helpful and courteous. I love their website and mobile app and am able to bundle home and auto insurance.

Date: August 09, 2018    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Policy Offerings
The physical structure of the home, loss of use of the home provides us with funds to stay elsewhere if the home is completely lost and unlivable, medical payments cover the cost of medical care due to injury. We also have coverage for our belongings totaling $50,000.


Date: August 02, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Website/App
I don't like that the website for this particular company only offers a summary of the coverage and that there is no ability to change or adjust coverages online - you must call a representative.

Date: June 08, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
I think the premium is very reasonable, I just don't like paying insurance premiums in general. In Colorado, our insurance premiums were MUCH higher.

Date: March 15, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Policy Offerings
Dwelling, Other structures, personal property, loss of use


Date: March 09, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Premium
Homesite has been the most reasonable home insurance policy that I have been able to find that meets my needs. They allow me to bundle my home and auto insurance and I receive several discounts.

Date: November 19, 2017    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Communication
I have received all of the communication I have needed and have never felt anything was missing or negative.

State Farm Home Insurance Reviews

Date: January 18, 2019    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Policy Offerings
I think that State Farm offers services comparable to any other insurance provider. They appear to offer everything that a person would want.


Date: September 26, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
I believe that everything that I actually need is covered under my current policy. I have water damage and high wind damage which is mostly what I would encounter.


Date: September 20, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Customer Service
The customer service is the best part about this service. You get your own agent and are able to just call them directly and they deal with everything for you.

Date: May 09, 2018    Age: Above 60    Gender: Female    Marital Status: Married

Website/App
I have only used the app to make payments and it has been sufficient. It seems to be about your average website, nothing special but it works.

Date: January 01, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Communication
I like the communication a lot with State Farm. It is really easy to get ahold of your agent and you are able to call them twenty four hours and day.

Date: November 18, 2017    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Premium
This is my one sticking point with State Farm, is the price. It seems to be on the higher end of premium prices and it rises every year.

Allstate Home Insurance Reviews

Date: April 17, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
I can only compare them to one company and that is my prior insurance agent, and they are miles ahead of that company. I have compared them to a few of the newer companies.


Date: April 10, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Customer Service
It was pleasant experience with my insurance company, they promote some more policies that was very useful to me.

Date: February 12, 2019    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Premium
For new home owners i think all state provides a much more affordable policy compared to other insurance companies. i would advice any new home owner to try Allstate.

Date: December 07, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Policy Offerings
I have a very standard package due to the fact that I live in a state where there aren't known to be terrible natural disasters and an area with a low crime rate. Compared to other plans from other companies It's cheaper than most.


Date: October 26, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Website/App
I like that the app is easy to access and that I can see and manage my coverage with the palm of my hand at any time of my choice.

American Family Insurance Home Insurance Reviews

Date: September 27, 2018    Age: 50 to 59    Gender: Female    Marital Status: Married

Premium
I could probably find cheaper coverage, but I prefer the service I get with American Family since I have an excellent agent and whenever I had a claim, it was handled promptly and fairly

Date: September 24, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Policy Offerings
My insurance covers my house, the contents of my house, loss of use coverage if I can't live there until repairs are made, as well as liability in case someone is injured on my property and decides to sue me.


Date: September 06, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
My local agent is extremely knowledgeable and knows her stuff. She is always able to get answers to any questions. I have called in claims to the claims department and have always been treated with courtesy and promptness

Date: August 06, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Website/App
The company website at American Family is fairly easy to use and I can access it to check my coverage, my premium or just talk to a customer service representative.

Date: May 12, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Communication
I get updates on their offerings from time to time and if any changes are made on my renewal, I always get a notice so that I am aware of my coverage and the premium.

Progressive Home Insurance Reviews

Date: April 14, 2019    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Premium
I would have had to pay with the other company I looked into, 'but progressive let me adjust the monthly cost so I feel that I am saving the most money this way.

Date: April 04, 2019    Age: 40 to 49    Gender: Male    Marital Status: Unmarried

Premium
The premium was some what high and my deductible is criminal. but this was the best I could get when I compared it to other policies from other insurance companies.

AAA Home Insurance Reviews

Date: March 25, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
The AAA policy experience is very good customer services.While shopping for a cheaper insurer, consider buying your homeowners and auto coverage.

Date: March 19, 2019    Age: 20 to 29    Gender: Male    Marital Status: Married

Policy Offerings
I like AAA because they offer so many coverage programs. I use them with my auto insurance as well and get a great discount.


American Family Home Insurance Reviews

Date: April 22, 2019    Age: 40 to 49    Gender: Female    Marital Status: Married

Premium
Our premium and deductible is on par and comparable with other home owner insurance policies for our current coverage.

Country Financial Home Insurance Reviews

Date: March 16, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
Country Insurance had the most offerings for the price. We went with Country Insurance because it was the most affordable and it is here in town. I like to support local businesses.


Erie Insurance Home Insurance Reviews

Date: April 01, 2019    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Policy Offerings
Erie's policy offerings were excellent and tailored to what I needed. They protect theft or loss of belongings, which many other companies don't provide.


Westfield Insurance Home Insurance Reviews

Date: March 27, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
I can't say that I've shopped around much to know what other companies charge, and while everyone wants their premium to be lower, I feel Westfield is fairly priced with a respectable deductible.

Safeco Insurance Home Insurance Reviews

Date: November 21, 2018    Age: 50 to 59    Gender: Male    Marital Status: Married

Policy Offerings
My policy covers everything that is necessary. I am satisfied with the coverage that includes sump pump failure, storm drain backup, loss of use in case of displacement.


MetLife Home Insurance Reviews

Date: March 11, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
At the time of having the policy, we calculated the premium which is quite reasonable in this company for the same coverage.we have enquired with other companies also.