How Can I Make My Warner Robins, GA Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Warner Robins, GA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Estimate Appropriate Warner Robins, GA Home Insurance Coverage Levels | Back to Top

Warner Robins, GA - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
4th St, Wesleyan Dr, Brentwood Dr, Brittany Ct, Crakston Ct, Little Farm Rd, Spruce St, Browning Pt, Brandiron Ln, Old Simmons Rd $154,500 $140,000 $175,000-$200,000 $186,000 $160,000 $150,000-$175,000
Baltus Ln, Tyson Glen Dr, Bay Laurel Cir, Industrial Park Blvd, Story St, Jay Dr, Margie Dr, N Amanda Pl, Falling Leaves Dr, Buchanan Dr $181,500 $150,000 $175,000-$200,000 $162,000 $150,000 $125,000-$150,000
Donald Dr, Ty Chandler Ct, Pine Bluff Dr, Pelican Cove, Rachael Ln, Markwood Dr, Gordon St, Turnberry Way, Wimberly Dr, Cottage Ct $190,000 $170,000 $175,000-$200,000 $160,000 $140,000 $150,000-$175,000
Deerfield Cir, Woodhaven Rd, Charlie Ct, Chestnut Rd, Willie Lee Pkwy, Hatcher Rd, Minick St, Martha St, Willingham Dr, Angela Ave $86,500 $70,000 $100,000-$125,000 $72,500 $60,000 $75,000-$100,000
Peachtree Blvd, Wynn Way, S 2nd St, Windover Way, Lynn Ave, Foxborough Ln, Flowing Medows Dr, Autumn Rd, Colonial Oaks Dr, Sun Valley Dr $96,000 $90,000 $75,000-$100,000 $70,000 $60,000 $75,000-$100,000
Collins Ave, Kingsbury Cir, Shi St, Bristol Dr, Hillcrest Ave, Covey Run Dr, Patriot Way, Red Bird Cir, Southview Ave, Woodlawn Ave $86,000 $80,000 $75,000-$100,000 $79,000 $70,000 $75,000-$100,000
Barnesdale Dr, Laurel Brook Dr, Crestwood Ter, Greenspan Way, Arnold Blvd, Covey Pt, Victor Rd, King Arthur's Ln, Terry Kay Cir, Brooke Ct $116,000 $100,000 $100,000-$125,000 $87,000 $70,000 $75,000-$100,000
Bayberry Dr, N Houston Lake Blvd, Dundee Pass, Bentley Way, Charlotte Dr, Georgia Ave, Granville Dr, Eastside Dr, Derbyshire Way, E Imperial Cir $135,500 $120,000 $100,000-$125,000 $111,000 $100,000 $75,000-$100,000
Shirley Dr, N Houston Rd, Woods Edge Way, Settler's Trl, Gunn Rd, Maple St, Alma Ave, Rio Pinar Dr, Allen Way, Nicole Pl $168,500 $160,000 $150,000-$175,000 $166,000 $140,000 $125,000-$150,000
Little John Ln, Jacqueline Ct, Tinker Blvd, Lincoln St, Laurie Ct, Iowa Ave, Jones Pl, Woodland Trl, Tiffland Ct, Brantley Rd $98,000 $80,000 $100,000-$125,000 $61,000 $50,000 $50,000-$75,000

Estimate your Savings with Home Insurance Discounts in Warner Robins, GA | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$155 $708
Superior Protection Discount -$86 $777
Fire & Security Discount -$69 $794
Hail Resistant Roof Discount -$17 $846
Newly Constructed Home Discount -$224 $639

Choose the Right Deductible for your Warner Robins, GA Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Houston County $2,000 $875 $2,875 $636 $2,636 $239
Warner Robins, GA $2,000 $853 $2,853 $620 $2,620 $233
Byron, GA $400 $839 $1,239 $610 $1,010 $229
Rutland, GA $1,000 $774 $1,774 $563 $1,563 $212
Gray-Macon East, GA $1,000 $879 $1,879 $639 $1,639 $240
Pinehurst, GA $200 $569 $769 $414 $614 $156
Culloden-Bolingbroke, GA $2,500 $1,107 $3,607 $804 $3,304 $302
Ideal, GA $100 $406 $506 $295 $395 $111
Culloden, GA $700 $557 $1,257 $405 $1,105 $152
Laurens County, GA $300 $629 $929 $457 $757 $172
Lamar County, GA $1,500 $754 $2,254 $548 $2,048 $206

Identify Top Home Insurance Agents near Warner Robins, GA | Back to Top

Home Insurance Company Warner Robins, GA Homeowners Insurance Agency Warner Robins, GA Address Popularity Score Distance from Warner Robins (miles)
State Farm Phillip Bell 943 Thomaston St, Barnesville, GA, 30204-1731
43.8
State Farm Terin Smith 4406 Columbus Rd Ste B, Macon, GA, 31206-4193
16.8
Allstate Matt Rogers 4537 Forsyth Rd Ste F, Macon, GA, 31210
19.7
Travelers Greenway Insurance Agency 1612 Watson Blvd Warner Robins, Warner Robins, GA, 31093
1.8
State Farm Robert Fallin 1070 Highway 19 N, Thomaston, GA, 30286-2229
47.0
State Farm Kevin Barry 3520 Us Highway 41 N Ste 1005, Byron, GA, 31008-9588
5.2
State Farm Lina Thomas Walker 3311 Northside Dr, Macon, GA, 31210-2503
20.8
State Farm Trennis Dumas 616 N Church St, Thomaston, GA, 30286-6300
45.9
State Farm Larry Cowart 1515 Bass Rd Ste C, Macon, GA, 31210-7579
23.8
State Farm Chuck Thompson 4009 Vineville Ave Ste A, Macon, GA, 31210-5040
19.0

Compare Rates for Warner Robins, GA Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Georgia $158,400 $1,012 $700 $1,430 $730
Houston County, GA $135,800 $886 $640 $1,250 $610
Warner Robins, GA $130,200 $863 $610 $1,230 $620
Byron, GA $158,300 $849 $610 $1,160 $550
Rutland, GA $138,100 $784 $560 $1,110 $550
Gray-Macon East, GA $128,300 $890 $630 $1,270 $640
Pinehurst, GA $73,100 $576 $420 $790 $370
Culloden-Bolingbroke, GA $193,100 $1,120 $760 $1,560 $800
Ideal, GA $51,300 $411 $290 $590 $300
Culloden, GA $71,400 $564 $390 $810 $420
Laurens County, GA $85,000 $636 $440 $910 $470
Lamar County, GA $132,400 $764 $550 $1,060 $510

Research Home Insurance Companies Reviews in Warner Robins, GA Before Buying | Back to Top

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State Farm Home Insurance Reviews

Date: July 29, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
The premium and deductible is at a good price point for the value. Because we have car insurance through the same company, it is the most cost effective option.

Date: January 20, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
I gave a 3 rating because there are better offers and worse offers when speaking with other companies. What they office is about normal when comparing to other companies in my area.


Date: December 07, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Premium
I don't know what the deductible is like compared to other companies but the premiums are a little higher than some other companies but its worth it the level of service they provide in exchange for the cost is very high.

Date: October 21, 2018    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Website/App
The only thing I use the website for is to pay my bill, I don't use it for home (only auto) because my home insurance is paid by my mortgage company

Date: September 12, 2018    Age: Above 60    Gender: Female    Marital Status: Married

Premium
At this time, I do not know if our premium is good or bad when compared to other companies. Our premium does not strike me as costly, as it is under $30 a month. However, I would be curious about how other companies compare.

Date: September 03, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Policy Offerings
Our house is covered including the actual value of our roof, siding, outbuildings, and property. I believe there is also some liability coverage in case someone gets injured on our property. We also have some additional coverage for theft of personal property.


Date: September 03, 2018    Age: 50 to 59    Gender: Male    Marital Status: Married

Website/App
I don't use my insurance company's mobile app but I do use their website. I like that I can log in & view all of my policy benefits & any claims activities.

Date: September 01, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Website/App
Our insurance company does not promote their website or app. Thus, I can't say whether I am satisfied or dissatisfied. However, if they took the time to share information about what consumers/customers can do via the website or promote an app, if they have one, I would certainly be interested in it.

Date: August 08, 2018    Age: 50 to 59    Gender: Male    Marital Status: Married

Policy Offerings
At this time, the dwelling structure, out buildings and contents, and all belongings within the dwelling are covered by our home insurance policy. This includes loss incurred due to natural disasters (except flood, which is not considered a danger), theft, or accident.


Date: July 30, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
I like that they have a 24-hour call center so that I can get ahold of them any time day or night. I

Date: May 26, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Communication
I did have to put in a claim & it was really hard to get them to call me back in a timely matter.

Date: May 06, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Customer Service
At this time, I like our company's customer service and the agent with whom we work locally. Thus far, everyone I've encountered has been courteous and professional, and understanding about meeting our needs.

Date: May 03, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Premium
I really don't know what other premiums are for comparable coverages. I think our insurance company probably is middle of the road in terms of price.

Date: November 19, 2017    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Communication
When I have contacted our insurance company, they've been very responsive. We reached out to them recently to discuss some changes made to our property and they were very accomodating in ensuring our needs were met and our coverage was adjusted appropriately.

Progressive Home Insurance Reviews

Date: March 31, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
It provides coverage for damages that occur to the structure of the home. You should have a minimum of $100,000, and $125,000 in coastal counties for this type of coverage.

Date: October 04, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Website/App
The website is pretty easy to navigate & find what you need to know or do. It allows you to make changes to your policy if needed.

Date: September 14, 2018    Age: Above 60    Gender: Male    Marital Status: Married

Customer Service
They are very helpful and always have someone you can reach at any time of the day. They are willing to answer any questions or help adjust your policy.

Date: August 02, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Policy Offerings
My home policy covers the loss of my home along with any damages to personal items. I also have some medical coverage in case of injury on my property.


Date: July 28, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Premium
I have been with my current company for several years and trust them in to be there for me if anything should happen. It may cost a bit more than some other companies but I have other policies with them such as auto.

Date: June 17, 2018    Age: Above 60    Gender: Male    Marital Status: Married

Communication
They clearly state the coverages you have and you can always call or go on their website if you need information.

Esurance Home Insurance Reviews

Date: November 20, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Premium
I gave them a 4 out of 5 because there was one or two other places I had looked at that offered a better deductible, but ended up with Esurance because of the better reviews in customer service and care.

Date: September 18, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
I am very glad to have hurricane and flood coverage. I have lived in this land I do not want to leave it because it's my home.


Date: September 15, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Communication
I never really had to deal with them on the phone for too long.

Date: September 03, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Customer Service
I think that home insurance can be very expensive and of course I would like to earn more money.

Date: November 18, 2017    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Premium
I tried a different insurance company and I was very dissatisfied with the coverage.

Utica National Insurance Home Insurance Reviews

Date: October 01, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
The costs to repair or rebuild my home if there is an accident, the cost of any landscaping, medical payments, loss of use, and any other structures on my property.


Date: September 20, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Website/App
The website seems old and outdated. It is pretty cumbersome to use and file a claim when needed.

Date: August 30, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Communication
They were extremely fair when assessing the damage and processes my claim extremely quickly.

Date: August 05, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Premium
I have not been quoted in a while but at the time it was the best-valued insurance that I looked at.

Date: August 01, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
I had to file one claim and the customer service was second to none. When I called in, I was connected to an actual person who helped me with the entire claim until my life was back to normal.

Georgia Farm Bureau Insurance Home Insurance Reviews

Date: October 05, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Communication
I have a local agent for my house and car that I can go see with any questions. he always responds back and makes it easy for me. Any time I need a fast answer I just send him an email and he responds back

Date: August 14, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
I think it is very comparable to all insurances. plus I enjoy having a local agent to answer any questions I may have

Date: May 14, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Customer Service
The customer service is very good. I have a local agent for my house and car that I can go see with any questions. he always responds back and makes it easy for me

Date: November 18, 2017    Age: 40 to 49    Gender: Female    Marital Status: Married

Website/App
The website is very easy to use. I do not have any issues with it. It makes finding information easy

Liberty Mutual Home Insurance Reviews

Date: February 08, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
compared to other policies and companies ( I looked into others for best rates) we have the best rate right now with our top coverage.

American Family Insurance Home Insurance Reviews

Date: June 08, 2019    Age: Above 60    Gender: Unmarried    Marital Status: Female

Premium
SOMETIMES I THINK THAT THE COVERAGE MAY BE A BIT HIGH, BUT I'M SATISFIED THAT MY AGENT IS DOIND HIS BEST TO KEEP MY PREMIUMS AT A MINIMUM FOR THE COVERAGE THAT I HAVE.

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