Gavop shows you how to buy homeowners insurance in South Moline, IL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $53,000 | $50,000 | $25,000-$50,000 |
| 2 Bedroom | $161,000 | $140,000 | $175,000-$200,000 |
| 3 Bedroom | $185,500 | $160,000 | $200,000-$250,000 |
| 4 Bedroom | $186,500 | $170,000 | $200,000-$250,000 |
| 5 Bedroom | $333,000 | $310,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$95 | $584 |
| Superior Protection Discount | -$61 | $618 |
| Fire & Security Discount | -$75 | $604 |
| Hail Resistant Roof Discount | -$14 | $665 |
| Newly Constructed Home Discount | -$190 | $489 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Rock Island County | $700 | $670 | $1,370 | $487 | $1,187 | $183 |
| Moline, IL | $1,000 | $671 | $1,671 | $487 | $1,487 | $183 |
| Rural, IL | $400 | $888 | $1,288 | $645 | $1,045 | $243 |
| Cornwall, IL | $2,000 | $919 | $2,919 | $668 | $2,668 | $251 |
| Goose Lake, IA | $100 | $782 | $882 | $569 | $669 | $214 |
| Tampico, IL | $700 | $586 | $1,286 | $426 | $1,126 | $160 |
| Sheffield, IL | $500 | $558 | $1,058 | $406 | $906 | $153 |
| West Jersey, IL | $1,000 | $747 | $1,747 | $543 | $1,543 | $204 |
| Stanwood, IA | $200 | $666 | $866 | $484 | $684 | $182 |
| Hale, IA | $1,000 | $794 | $1,794 | $577 | $1,577 | $217 |
| Biggsville, IL | $300 | $580 | $880 | $421 | $721 | $158 |
| Columbus Junction, IA | $2,000 | $644 | $2,644 | $468 | $2,468 | $176 |
| Home Insurance Company Moline, IL | Homeowners Insurance Agency Moline, IL | Address | Popularity Score | Distance from Moline (miles) |
|---|---|---|---|---|
| State Farm | Chad Cruse | 1922 7th St, Moline, IL, 61265-4632 | 2.8 | |
| State Farm | Mike Sprague | 1712 E 4th St, Sterling, IL, 61081-2922 | 46.8 | |
| State Farm | Billy Puckett | 210 18th St, Rock Island, IL, 61201-8707 | 5.5 | |
| Travelers | Ford & Maynard Agency | 104 Se 3rd Ave, Aledo, IL, 61231 | 24.0 | |
| State Farm | John Boone | 4214 7th St, East Moline, IL, 61244-4005 | 1.6 | |
| State Farm | Tim Volz | 48 Jefferson St, Savanna, IL, 61074-1624 | 45.2 | |
| Allstate | Derek Newton | 3311 Avenue Of The Cities, Moline, IL, 61265 | 1.0 | |
| Erie | John E Miller Financial Services Llc | 1301 30th Street, Rock Island, IL, 61201 | 4.4 | |
| State Farm | Roy Dern | 2701 Woodlawn Rd, Sterling, IL, 61081-4131 | 47.4 | |
| State Farm | Neil Ferrari | 1007 4th St W, Milan, IL, 61264-2321 | 5.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $620 | $1,210 | $590 |
| Rock Island County, IL | $115,600 | $678 | $480 | $940 | $460 |
| Moline, IL | $126,500 | $679 | $470 | $960 | $490 |
| Rural, IL | $208,000 | $899 | $600 | $1,240 | $640 |
| Cornwall, IL | $228,300 | $930 | $640 | $1,270 | $630 |
| Goose Lake, IA | $125,600 | $792 | $560 | $1,100 | $540 |
| Tampico, IL | $84,000 | $593 | $420 | $820 | $400 |
| Sheffield, IL | $76,800 | $565 | $380 | $790 | $410 |
| West Jersey, IL | $136,300 | $756 | $540 | $1,050 | $510 |
| Stanwood, IA | $93,800 | $674 | $490 | $960 | $470 |
| Hale, IA | $129,200 | $804 | $550 | $1,140 | $590 |
| Biggsville, IL | $82,500 | $587 | $420 | $810 | $390 |
| Columbus Junction, IA | $88,500 | $652 | $440 | $890 | $450 |