Gavop's guide to buying homeowners insurance in Justice, IL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $64,500 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $119,000 | $110,000 | $125,000-$150,000 |
| 3 Bedroom | $241,500 | $210,000 | $200,000-$250,000 |
| 4 Bedroom | $262,500 | $220,000 | $250,000-$300,000 |
| 5 Bedroom | $478,500 | $440,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$121 | $592 |
| Superior Protection Discount | -$64 | $649 |
| Fire & Security Discount | -$64 | $649 |
| Hail Resistant Roof Discount | -$14 | $699 |
| Newly Constructed Home Discount | -$193 | $521 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Cook County | $1,500 | $881 | $2,381 | $640 | $2,140 | $241 |
| Justice, IL | $1,000 | $705 | $1,705 | $512 | $1,512 | $193 |
| Stone Park, IL | $100 | $700 | $800 | $508 | $608 | $191 |
| Homer, IL | $2,500 | $981 | $3,481 | $713 | $3,213 | $268 |
| Kenilworth, IL | $400 | $2,918 | $3,318 | $2,120 | $2,520 | $797 |
| Peotone, IL | $2,500 | $849 | $3,349 | $617 | $3,117 | $232 |
| Beecher, IL | $300 | $842 | $1,142 | $612 | $912 | $230 |
| East Dundee, IL | $1,500 | $850 | $2,350 | $617 | $2,117 | $232 |
| Campton Hills, IL | $400 | $969 | $1,369 | $704 | $1,104 | $265 |
| Lakes of the Four Seasons, IN | $700 | $812 | $1,512 | $590 | $1,290 | $222 |
| Prairie Grove, IL | $500 | $1,151 | $1,651 | $836 | $1,336 | $315 |
| Aroma Park, IL | $1,500 | $625 | $2,125 | $454 | $1,954 | $171 |
| Home Insurance Company Justice, IL | Homeowners Insurance Agency Justice, IL | Address | Popularity Score | Distance from Justice (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Tw Group Inc. | 850 N Cass Ave, Westmont, IL, 60559 | 8.9 | |
| Travelers | Southland Insurance & Financial Services Inc | 7808 W College Dr Ste 4sw, Palos Heights, IL, 60463 | 5.5 | |
| State Farm | Gene Zurawski | 3440 W 111th St Ste 2, Chicago, IL, 60655-3340 | 7.5 | |
| State Farm | Ashley Trennert | 8454 S Harlem Ave, Bridgeview, IL, 60455-1721 | 1.8 | |
| State Farm | Liane Williams | 3143 W 71st St, Chicago, IL, 60629-3049 | 6.5 | |
| State Farm | Jerry Carter | 9816 S Cicero Ave, Oak Lawn, IL, 60453-3104 | 5.2 | |
| State Farm | Joanna Kierys Chlystek | 7900 S 87th Ave Frnt, Justice, IL, 60458-1496 | 0.6 | |
| State Farm | Loc Vo | 1142 W Grand Ave, Chicago, IL, 60642-5809 | 13.0 | |
| State Farm | Tim Brown | 310 Chicago Ave Lowr 2, Oak Park, IL, 60302-2382 | 10.0 | |
| Allstate | Donald Wedoff | 5508 S Brainard Ave, Countryside, IL, 60525 | 3.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $610 | $1,220 | $610 |
| Cook County, IL | $227,400 | $892 | $640 | $1,240 | $600 |
| Justice, IL | $179,100 | $713 | $480 | $1,010 | $530 |
| Stone Park, IL | $118,700 | $708 | $520 | $1,010 | $490 |
| Homer, IL | $293,900 | $993 | $710 | $1,360 | $650 |
| Kenilworth, IL | $1,046,200 | $2,953 | $2,040 | $4,080 | $2,040 |
| Peotone, IL | $184,900 | $859 | $620 | $1,180 | $560 |
| Beecher, IL | $180,800 | $852 | $600 | $1,220 | $620 |
| East Dundee, IL | $185,300 | $860 | $580 | $1,200 | $620 |
| Campton Hills, IL | $417,700 | $981 | $700 | $1,360 | $660 |
| Lakes of the Four Seasons, IN | $184,500 | $822 | $600 | $1,160 | $560 |
| Prairie Grove, IL | $354,800 | $1,165 | $790 | $1,600 | $810 |
| Aroma Park, IL | $95,000 | $633 | $420 | $870 | $450 |