Gavop's guide to buying homeowners insurance in Summit, IL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Summit, IL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Jewel Ln, W Lawndale Ave, Falcon Dr, 55th Pl, Pleasantdale Ct, W Hanover St, Mound St, Santa Fe Dr, Wenz Ave, la Porte Ct | $89,000 | $70,000 | $50,000-$75,000 | $87,500 | $80,000 | $75,000-$100,000 |
| Columbia Dr, W Lincoln Ave, Canary Ln, Heritage Ct, Eagle Dr, Kane Rd, 73rd St, Rust Trl W, Stickney Ave, Hunt Ave | $157,000 | $150,000 | $150,000-$175,000 | $100,000 | $80,000 | $100,000-$125,000 |
| 66th Pl, 71st St, 75th Ct, Cobb St, S 74th Ct, N Oakwood Ave, Pelican Dr, S 77th Ct, Sharon Ln, Joliet Ave | $171,000 | $150,000 | $175,000-$200,000 | $127,000 | $110,000 | $125,000-$150,000 |
| 74th St, Wren Ave, Falcon St, Vana St, Canary Dr, 77th Ave, 58th Pl, 79th Ct, N Pearl St, 74th Ct | $145,000 | $120,000 | $150,000-$175,000 | $115,500 | $90,000 | $100,000-$125,000 |
| N Charleton St, Roger Ln, 60th St, S Archer Rd, Martin Dr, 67th St, 64th Pl, Vinewood Ave, Lawn Dr, Hilton St | $162,500 | $130,000 | $150,000-$175,000 | $120,000 | $100,000 | $100,000-$125,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$54 | $623 |
| Home and Two Car | -$108 | $569 |
| Home and Three Car | -$169 | $508 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Cook County | $2,000 | $881 | $2,881 | $640 | $2,640 | $241 |
| Summit, IL | $1,500 | $669 | $2,169 | $486 | $1,986 | $183 |
| Country Club Hills, IL | $100 | $684 | $784 | $497 | $597 | $187 |
| Naperville, IL | $2,000 | $1,197 | $3,197 | $870 | $2,870 | $327 |
| New Trier, IL | $400 | $725 | $1,125 | $527 | $927 | $198 |
| Munster, IN | $1,500 | $864 | $2,364 | $628 | $2,128 | $236 |
| Rockdale, IL | $400 | $738 | $1,138 | $536 | $936 | $202 |
| Dundee, IL | $2,500 | $854 | $3,354 | $621 | $3,121 | $233 |
| Kendall County, IL | $300 | $862 | $1,162 | $627 | $927 | $236 |
| Manteno, IL | $700 | $688 | $1,388 | $500 | $1,200 | $188 |
| Eagle Creek, IN | $200 | $980 | $1,180 | $712 | $912 | $268 |
| Aroma Park, IL | $1,500 | $625 | $2,125 | $454 | $1,954 | $171 |
| Home Insurance Company Summit, IL | Homeowners Insurance Agency Summit, IL | Address | Popularity Score | Distance from Summit (miles) |
|---|---|---|---|---|
| Travelers | Mikkelsen Kelly & Kipp | 5534 Cal Sag Rd, Alsip, IL, 60803 | 9.1 | |
| State Farm | Josh Champ Champneys | 1100 Jorie Blvd Ste 132, Oak Brook, IL, 60523-4402 | 7.8 | |
| Travelers | Lakeview Insurance Agency Ltd | 3438 N Southport, Chicago, IL, 60657 | 13.3 | |
| State Farm | Adam Greene | 3621 W North Ave, Chicago, IL, 60647-4724 | 9.8 | |
| Allstate | Madeline Lopresti | 53 S Washington St, Hinsdale, IL, 60521 | 6.0 | |
| State Farm | Mike Riordan | 6538 W Archer Ave, Chicago, IL, 60638-2439 | 1.5 | |
| Erie | Jav Insurance & Financial Llc | 7667 W 95th Street Suite 207, Hickory Hills, IL, 60457 | 4.8 | |
| Farmers | Antoinette Gray | 901 S 5th Ave Ste B, Maywood, IL, 60153 | 6.4 | |
| State Farm | Joe Wilson | 3246 W North Ave, Chicago, IL, 60647-4939 | 10.0 | |
| Allstate | Bonding & Insurance Specialists Agency | 9340 S Harlem Ave, Bridgeview, IL, 60455 | 4.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $620 | $1,160 | $540 |
| Cook County, IL | $227,400 | $892 | $610 | $1,220 | $610 |
| Summit, IL | $157,700 | $677 | $460 | $950 | $490 |
| Country Club Hills, IL | $131,900 | $692 | $490 | $990 | $500 |
| Naperville, IL | $398,500 | $1,212 | $880 | $1,670 | $790 |
| New Trier, IL | $777,100 | $734 | $530 | $1,030 | $500 |
| Munster, IN | $217,700 | $874 | $590 | $1,250 | $660 |
| Rockdale, IL | $132,900 | $747 | $530 | $1,060 | $530 |
| Dundee, IL | $203,200 | $864 | $630 | $1,220 | $590 |
| Kendall County, IL | $214,700 | $873 | $590 | $1,230 | $640 |
| Manteno, IL | $169,100 | $696 | $490 | $990 | $500 |
| Eagle Creek, IN | $191,700 | $992 | $700 | $1,370 | $670 |
| Aroma Park, IL | $95,000 | $633 | $460 | $910 | $450 |