Gavop shows you how to buy homeowners insurance in Lauderdale County, MS by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Lauderdale County, MS - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Arrow Lake Dr, Hillcrest Dr, Zero Rd, Mc Rae Pl, Pauldin Rd, Arundel Rd, Paul James Rd, Old Hwy 80 W, Country Club Blvd, S Frontage Rd | $108,500 | $100,000 | $100,000-$125,000 | $101,000 | $90,000 | $100,000-$125,000 |
| Pont Hill Rd, E Telephone Rd, 62nd Ave, Eagle Dr, 14th Pl, Butts Rd, 22nd Ave Hts, Dogwood Lake Rd, Boyette Rd, Point Wanita Lake Rd | $186,500 | $170,000 | $150,000-$175,000 | $181,500 | $170,000 | $200,000-$250,000 |
| NE Cole Rd, 49th Ave, Chicken House Rd, Briarwood Blvd, Pinewood Dr, Cherry St, Baylor Rd, Crabapple Dr, Honeysuckle Dr, State Hwy 495 | $142,000 | $130,000 | $125,000-$150,000 | $152,000 | $120,000 | $100,000-$125,000 |
| Rutherford Rd, Springhill Loop, Gene Carr Rd, Carl Harper Rd, Bunyard Loop, Ollhoft Rd, 58th Ave, Harris St, Breckenridge Dr, Magnolia Lake Dr | $110,000 | $100,000 | $100,000-$125,000 | $96,500 | $90,000 | $75,000-$100,000 |
| Red Oak Ln, W Telephone Rd, Old Hwy 39, Sleepy Hollow, Mayatt Rd, Gill St, Fire Tower Rd, Causeyville Whynot Rd, Steven Blvd, Industrial Dr | $229,500 | $190,000 | $175,000-$200,000 | $205,500 | $190,000 | $150,000-$175,000 |
| Espey Rd, Collinsville Lake Dr, 39th Pl, A Ave, Makenzie Ln, Marion Garden Dr, Russell Camp Rd, May Lake Dr, Bethel Cemetery Rd, Gilbert Joyner Rd | $192,500 | $170,000 | $175,000-$200,000 | $116,000 | $100,000 | $100,000-$125,000 |
| Peavey Rd, McKinnion St, Hooper St, Kimbrell Farm Rd, Newton County, Pinehurst Dr, McQuarter Rd, Waters Rd, Poplar Springs Loop, Zero Mini Farm Rd | $141,500 | $120,000 | $150,000-$175,000 | $85,500 | $70,000 | $75,000-$100,000 |
| Promise Acres Rd, Hooper St, Johnny Bailey Rd, Collinsville Cir, Faa Tower Rd, Atwood Rd, Chunky St, Mc Donald St, 19th St, Shields Aly | $180,000 | $160,000 | $200,000-$250,000 | $92,500 | $80,000 | $100,000-$125,000 |
| 2nd Ave, Forest Cove Rd, Hand Rd, Rossie Smith Rd, Magnolia Cir, 47th Ave, Fellowship Rd, Alpine Way, Sam Lackey Rd, 17th St | $94,000 | $80,000 | $100,000-$125,000 | $96,500 | $80,000 | $75,000-$100,000 |
| Jo Thomas Rd, State Hwy 145, Simmons Cir, Leon Chatham Rd, 18th St, 56th Ct, Timber Trail Dr, Leeville Rd, S Anderson Rd, Crepe Myrtle Dr | $139,000 | $130,000 | $125,000-$150,000 | $84,000 | $70,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$176 | $804 |
| Superior Protection Discount | -$98 | $882 |
| Fire & Security Discount | -$108 | $872 |
| Hail Resistant Roof Discount | -$29 | $951 |
| Newly Constructed Home Discount | -$265 | $716 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lauderdale County | $2,000 | $968 | $2,968 | $704 | $2,704 | $265 |
| Lauderdale County, MS | $2,000 | $968 | $2,968 | $704 | $2,704 | $265 |
| Meridian, MS | $300 | $932 | $1,232 | $678 | $978 | $255 |
| Nellieburg, MS | $2,500 | $1,374 | $3,874 | $999 | $3,499 | $376 |
| Philadelphia, MS | $500 | $869 | $1,369 | $631 | $1,131 | $237 |
| Pennington, AL | $1,500 | $708 | $2,208 | $515 | $2,015 | $194 |
| Toxey, AL | $400 | $1,010 | $1,410 | $734 | $1,134 | $276 |
| Sebastopol, MS | $1,000 | $1,261 | $2,261 | $916 | $1,916 | $345 |
| Myrtlewood, AL | $500 | $881 | $1,381 | $640 | $1,140 | $241 |
| Sharon, MS | $700 | $1,008 | $1,708 | $732 | $1,432 | $275 |
| Silas, AL | $400 | $694 | $1,094 | $504 | $904 | $190 |
| Standing Pine, MS | $2,500 | $1,888 | $4,388 | $1,372 | $3,872 | $516 |
| Home Insurance Company Lauderdale County, MS | Homeowners Insurance Agency Lauderdale County, MS | Address | Popularity Score | Distance from Lauderdale County (miles) |
|---|---|---|---|---|
| State Farm | David Weber | 100 Gray Ln, Forest, MS, 39074-3455 | 47.8 | |
| Travelers | Meyer & Rosenbaum Inc | 2405 8th St, Meridian, MS, 39301 | 3.7 | |
| State Farm | Jeffery Wilson | 2401 Highway 39 N, Meridian, MS, 39301-1690 | 2.0 | |
| State Farm | Dave Holloway | 4801 8th St, Meridian, MS, 39307-5808 | 4.7 | |
| State Farm | Wayne Stewart | 3130 Jefferson St, Macon, MS, 39341-2277 | 49.0 | |
| State Farm | Michael Bland | 1727 6th St, Meridian, MS, 39301-5249 | 3.3 | |
| State Farm | Roger Owen | 411 Poplar Avenue, Philadelphia, MS, 39350-2442 | 36.4 | |
| State Farm | Charles Garrett | 5001 Poplar Spg Dr Ste B, Meridian, MS, 39305-1625 | 2.5 | |
| State Farm | Bob Douglas | 110 Bank Street, Union, MS, 39365 | 29.1 | |
| State Farm | Chad Rhodes | 1027 Azalea Drive, Waynesboro, MS, 39367-2552 | 49.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Mississippi | $109,300 | $1,158 | $850 | $1,630 | $780 |
| Lauderdale County, MS | $88,500 | $980 | $680 | $1,350 | $670 |
| Lauderdale County, MS | $88,500 | $980 | $660 | $1,340 | $680 |
| Meridian, MS | $83,000 | $944 | $650 | $1,300 | $650 |
| Nellieburg, MS | $148,900 | $1,391 | $960 | $1,990 | $1,030 |
| Philadelphia, MS | $92,200 | $879 | $600 | $1,250 | $650 |
| Pennington, AL | $60,800 | $717 | $480 | $1,020 | $540 |
| Toxey, AL | $105,600 | $1,022 | $690 | $1,440 | $750 |
| Sebastopol, MS | $128,600 | $1,276 | $930 | $1,810 | $880 |
| Myrtlewood, AL | $85,000 | $892 | $630 | $1,220 | $590 |
| Sharon, MS | $88,300 | $1,020 | $690 | $1,450 | $760 |
| Silas, AL | $58,900 | $702 | $510 | $970 | $460 |
| Standing Pine, MS | $264,800 | $1,911 | $1,360 | $2,710 | $1,350 |