How Can I Make My Todd County, MN Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Todd County, MN covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Select the Suitable Coverage Value for your Todd County, MN Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $45,000 $40,000 $25,000-$50,000
2 Bedroom $121,500 $110,000 $125,000-$150,000
3 Bedroom $126,500 $110,000 $125,000-$150,000
4 Bedroom $220,500 $180,000 $200,000-$250,000
5 Bedroom $222,500 $190,000 $200,000-$250,000

Bundle your Todd County, MN Auto & Home Insurance from the Same Company | Back to Top

Bundling Type Discount ($) Premium After Discount ($)
Home and One Car -$66 $757
Home and Two Car -$140 $683
Home and Three Car -$189 $633

Choose the Right Deductible for your Todd County, MN Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Todd County $2,500 $812 $3,312 $590 $3,090 $222
Todd County, MN $2,500 $812 $3,312 $590 $3,090 $222
Hartford, MN $300 $1,018 $1,318 $740 $1,040 $278
Sobieski, MN $2,500 $850 $3,350 $617 $3,117 $232
Deer Creek, MN $400 $1,070 $1,470 $778 $1,178 $292
Home Brook, MN $2,500 $1,157 $3,657 $841 $3,341 $316
Buh, MN $400 $1,219 $1,619 $886 $1,286 $333
Long Beach, MN $700 $1,292 $1,992 $939 $1,639 $353
Bangor, MN $100 $1,011 $1,111 $735 $835 $276
Farwell, MN $1,500 $745 $2,245 $541 $2,041 $204
Crow Wing County, MN $200 $1,061 $1,261 $771 $971 $290
Richardson, MN $1,000 $1,105 $2,105 $803 $1,803 $302

Identify Top Home Insurance Agents near Todd County, MN | Back to Top

Home Insurance Company Todd County, MN Homeowners Insurance Agency Todd County, MN Address Popularity Score Distance from Todd County (miles)
State Farm Jolene Johannes 763 Jefferson Street North, Wadena, MN, 56482-2335
28.6
State Farm Kyle Hedtke 818 2nd St S Ste 140, Waite Park, MN, 56387-9807
48.3
State Farm Paul Hanson 1269 2nd St N Ste 100, Sauk Rapids, MN, 56379-3501
48.3
Travelers Mahowald Insurance Agency 916 W Saint Germain St, Saint Cloud, MN, 56301
50.0
Allstate Maureen Janssen 3717 3rd St N, Saint Cloud, MN, 56303
48.6
Allstate Julie A Roeder 15 31st Ave S, Saint Cloud, MN, 56301
49.2
Travelers Insurance Brokers Of Mn 31061 Front St, Pequot Lakes, MN, 56472
46.5
State Farm Dustin Upgren 318 Main St, Cold Spring, MN, 56320-2577
48.0
Farmers Scott Parsons 608 Kingwood St, Brainerd, MN, 56401
39.2
Farmers Heidi Hall 3335 W Saint Germain St Ste 105, Saint Cloud, MN, 56301
49.6

Compare Rates for Todd County, MN Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Minnesota $199,700 $1,192 $860 $1,640 $780
Todd County, MN $141,000 $822 $550 $1,140 $590
Todd County, MN $141,000 $822 $550 $1,170 $620
Hartford, MN $153,300 $1,030 $750 $1,470 $720
Sobieski, MN $115,000 $860 $630 $1,200 $570
Deer Creek, MN $167,400 $1,083 $750 $1,540 $790
Home Brook, MN $193,100 $1,171 $850 $1,660 $810
Buh, MN $213,400 $1,234 $840 $1,740 $900
Long Beach, MN $239,300 $1,308 $930 $1,860 $930
Bangor, MN $151,600 $1,023 $690 $1,460 $770
Farwell, MN $95,000 $754 $520 $1,030 $510
Crow Wing County, MN $188,100 $1,074 $730 $1,540 $810
Richardson, MN $177,200 $1,118 $770 $1,600 $830