Gavop shows you how to buy homeowners insurance in Mexia, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $31,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $56,000 | $50,000 | $50,000-$75,000 |
| 3 Bedroom | $102,500 | $90,000 | $75,000-$100,000 |
| 4 Bedroom | $145,500 | $140,000 | $150,000-$175,000 |
| 5 Bedroom | $95,500 | $90,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$183 | $834 |
| Superior Protection Discount | -$102 | $915 |
| Fire & Security Discount | -$71 | $946 |
| Hail Resistant Roof Discount | -$20 | $996 |
| Newly Constructed Home Discount | -$264 | $752 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,216 |
| Physical Damage | $2,464 |
| Hail Damage | $4,665 |
| Wind Damage | $6,305 |
| Expensive Claims | |
| Fire | $43,782 |
| Smoke | $16,051 |
| Home Insurance Company Mexia, TX | Homeowners Insurance Agency Mexia, TX | Address | Popularity Score | Distance from Mexia (miles) |
|---|---|---|---|---|
| Farmers | Stephanie Burns | 942s Highway 84 W, Teague, TX, 75860 | 13.5 | |
| Farmers | Steven Tindell | 1838 N Valley Mills Dr, Waco, TX, 76710 | 42.1 | |
| Travelers | Arden Insurance Agency | 207 N Mckinney St, Ennis, TX, 75119 | 44.7 | |
| Allstate | Brianna Sewell | 305 W Baylor St, Ennis, TX, 75119 | 44.7 | |
| Farmers | Henry Chase | 3925 Waco Dr Ste B, Waco, TX, 76710 | 40.2 | |
| Farmers | Stephen Mark Mcmullin | 101 S Dallas St Ste 305, Ennis, TX, 75119 | 44.6 | |
| Allstate | David Wilson | 8810 Woodway Dr Ste 303, Waco, TX, 76712 | 43.8 | |
| Travelers | Ruth Martin Insurance | 804 W Main, Gun Barrel City, TX, 75156 | 49.7 | |
| State Farm | Barry Bailey | 115 S Church St Ste A, Hillsboro, TX, 76645-3318 | 42.6 | |
| Travelers | Atkins Agency Inc | 233 Live Oak St, Marlin, TX, 76661 | 34.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Limestone County, TX | $84,800 | $1,028 | $680 | $1,580 | $900 |
| Mexia, TX | $81,800 | $1,017 | $670 | $1,570 | $900 |
| Tehuacana, TX | $76,100 | $1,399 | $920 | $2,150 | $1,230 |
| Groesbeck, TX | $88,300 | $1,040 | $690 | $1,600 | $910 |
| Angus, TX | $81,900 | $1,431 | $940 | $2,200 | $1,260 |
| Blooming Grove, TX | $81,800 | $1,430 | $940 | $2,200 | $1,260 |
| Barry, TX | $64,000 | $1,329 | $880 | $2,050 | $1,170 |
| Jewett, TX | $74,100 | $1,388 | $920 | $2,140 | $1,220 |
| Emhouse, TX | $42,500 | $1,185 | $780 | $1,820 | $1,040 |
| Robinson, TX | $147,500 | $968 | $640 | $1,490 | $850 |
| Lorena, TX | $145,700 | $1,692 | $1,120 | $2,610 | $1,490 |
| China Spring, TX | $175,700 | $968 | $640 | $1,490 | $850 |