Gavop's guide to buying homeowners insurance in Verona, NJ covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $105,500 | $100,000 | $75,000-$100,000 |
| 2 Bedroom | $350,000 | $300,000 | $350,000-$400,000 |
| 3 Bedroom | $468,000 | $400,000 | $400,000-$500,000 |
| 4 Bedroom | $540,500 | $450,000 | $500,000-$600,000 |
| 5 Bedroom | $861,000 | $700,000 | $800,000-$900,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$81 | $932 |
| Home and Two Car | -$172 | $841 |
| Home and Three Car | -$243 | $770 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Essex County | $2,500 | $1,082 | $3,582 | $787 | $3,287 | $296 |
| Verona, NJ | $1,000 | $1,001 | $2,001 | $727 | $1,727 | $274 |
| New Providence, NJ | $200 | $1,024 | $1,224 | $744 | $944 | $280 |
| Wanaque, NJ | $2,500 | $866 | $3,366 | $630 | $3,130 | $237 |
| Rahway, NJ | $300 | $806 | $1,106 | $586 | $886 | $220 |
| Tarrytown, NY | $1,500 | $834 | $2,334 | $606 | $2,106 | $228 |
| Munsey Park, NY | $100 | $1,198 | $1,298 | $870 | $970 | $327 |
| Cedarhurst, NY | $700 | $2,375 | $3,075 | $1,726 | $2,426 | $649 |
| Croton-on-Hudson, NY | $200 | $1,186 | $1,386 | $862 | $1,062 | $324 |
| Harmony, NJ | $100 | $966 | $1,066 | $702 | $802 | $264 |
| Vista Center, NJ | $700 | $1,393 | $2,093 | $1,012 | $1,712 | $381 |
| Home Insurance Company Verona, NJ | Homeowners Insurance Agency Verona, NJ | Address | Popularity Score | Distance from Verona (miles) |
|---|---|---|---|---|
| Travelers | Bogle Agency Insurance | 200 Stuyvesant Ave, Lyndhurst, NJ, 7071 | 6.3 | |
| State Farm | Tony Pante | 1474 Route 23 Ste 4, Wayne, NJ, 07470-7521 | 7.1 | |
| Allstate | David Kronstat | 384 Market St, Saddle Brook, NJ, 7663 | 8.8 | |
| Travelers | The Schenck Agency Inc | 495 Main St, Metuchen, NJ, 8840 | 21.0 | |
| State Farm | Craig Stix | 10 S Morris St, Dover, NJ, 07801-4637 | 16.8 | |
| State Farm | Michael Bush | 1293 Broad St Ste 3, Bloomfield, NJ, 07003-3060 | 3.2 | |
| Allstate | Eric Roos | 32 Lyons Mall, Basking Ridge, NJ, 7920 | 19.2 | |
| Travelers | Lichtenberger Agency Llc | 1 Harmon Plz 1 Harmon Plz, Secaucus, NJ, 7094 | 9.5 | |
| State Farm | John Dipace | 186 Columbia Tpke, Florham Park, NJ, 07932-1389 | 8.5 | |
| Travelers | Dale Group Inc | 30-A Vreeland Rd Ste 120 Florham Park, Florham Park, NJ, 7932 | 7.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $740 | $1,540 | $800 |
| Essex County, NJ | $362,300 | $1,096 | $780 | $1,510 | $730 |
| Verona, NJ | $435,000 | $1,013 | $720 | $1,450 | $730 |
| New Providence, NJ | $583,200 | $1,037 | $740 | $1,460 | $720 |
| Wanaque, NJ | $302,700 | $877 | $610 | $1,220 | $610 |
| Rahway, NJ | $263,200 | $816 | $580 | $1,120 | $540 |
| Tarrytown, NY | $582,800 | $844 | $570 | $1,160 | $590 |
| Munsey Park, NY | $1,505,700 | $1,212 | $870 | $1,730 | $860 |
| Cedarhurst, NY | $524,000 | $2,404 | $1,710 | $3,440 | $1,730 |
| Croton-on-Hudson, NY | $507,600 | $1,201 | $800 | $1,640 | $840 |
| Harmony, NJ | $267,100 | $978 | $670 | $1,390 | $720 |
| Vista Center, NJ | $431,500 | $1,410 | $1,030 | $2,020 | $990 |