Gavop shows you how to buy homeowners insurance in Coal, PA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $26,000 | $20,000 | $25,000-$50,000 |
| 2 Bedroom | $76,500 | $70,000 | $50,000-$75,000 |
| 3 Bedroom | $96,000 | $90,000 | $75,000-$100,000 |
| 4 Bedroom | $141,000 | $130,000 | $150,000-$175,000 |
| 5 Bedroom | $137,500 | $110,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$117 | $615 |
| Superior Protection Discount | -$73 | $659 |
| Fire & Security Discount | -$66 | $666 |
| Hail Resistant Roof Discount | -$22 | $710 |
| Newly Constructed Home Discount | -$198 | $534 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Northumberland County | $2,500 | $598 | $3,098 | $435 | $2,935 | $163 |
| Coal, PA | $700 | $723 | $1,423 | $526 | $1,226 | $198 |
| Marion Heights, PA | $200 | $494 | $694 | $359 | $559 | $135 |
| Lower Augusta, PA | $1,000 | $730 | $1,730 | $531 | $1,531 | $200 |
| Middleburg, PA | $400 | $639 | $1,039 | $465 | $865 | $175 |
| South Annville, PA | $1,500 | $793 | $2,293 | $577 | $2,077 | $217 |
| Hershey, PA | $400 | $739 | $1,139 | $537 | $937 | $202 |
| Nesquehoning, PA | $1,500 | $525 | $2,025 | $381 | $1,881 | $143 |
| Greenwich, PA | $100 | $864 | $964 | $628 | $728 | $236 |
| Swatara, PA | $1,500 | $657 | $2,157 | $477 | $1,977 | $180 |
| East Side, PA | $200 | $602 | $802 | $437 | $637 | $164 |
| Flying Hills, PA | $1,000 | $720 | $1,720 | $523 | $1,523 | $197 |
| Home Insurance Company Coal, PA | Homeowners Insurance Agency Coal, PA | Address | Popularity Score | Distance from Coal (miles) |
|---|---|---|---|---|
| Erie | Reich Insurance Inc. | 3701 Perkiomen Avenue, Reading, PA, 19606 | 46.4 | |
| Erie | Freeman-Gingrich Insurance Agency | 409 Suedberg Rd , Pine Grove, PA, 17963 | 17.4 | |
| Travelers | Hauptly Insurance Agency | 2205 W Market St, Pottsville, PA, 17901 | 16.9 | |
| Erie | Patrick Insurance Agency Inc | 3657 Penn Avenue, Sinking Spring, PA, 19608 | 40.8 | |
| Allstate | Kristy Steiner | 3820 Market St, Camp Hill, PA, 17011 | 43.5 | |
| Nationwide | Craig H. Love | 28 N Oak St, Mount Carmel, PA, 17851-1402 | 5.7 | |
| State Farm | Joel Langdon | 410a W Main St, Mount Joy, PA, 17552-1222 | 45.8 | |
| Allstate | Timothy Ferko | 400a W Broad St, Shillington, PA, 19607 | 43.4 | |
| Allstate | Albert Leach | 534 E Lancaster Ave Ste B, Shillington, PA, 19607 | 43.8 | |
| State Farm | Kim Chappell-Haupt | 2038 Centre St, Ashland, PA, 17921-1013 | 8.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $540 | $1,070 | $530 |
| Northumberland County, PA | $112,300 | $605 | $440 | $850 | $410 |
| Coal, PA | $69,100 | $732 | $510 | $1,040 | $530 |
| Marion Heights, PA | $65,700 | $500 | $350 | $710 | $360 |
| Lower Augusta, PA | $167,400 | $739 | $500 | $1,050 | $550 |
| Middleburg, PA | $122,200 | $647 | $430 | $930 | $500 |
| South Annville, PA | $202,100 | $803 | $550 | $1,140 | $590 |
| Hershey, PA | $249,000 | $748 | $520 | $1,050 | $530 |
| Nesquehoning, PA | $76,100 | $531 | $360 | $750 | $390 |
| Greenwich, PA | $240,600 | $874 | $640 | $1,200 | $560 |
| Swatara, PA | $154,800 | $665 | $450 | $950 | $500 |
| East Side, PA | $105,900 | $609 | $410 | $870 | $460 |
| Flying Hills, PA | $162,000 | $729 | $530 | $1,010 | $480 |